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Insurance Rater Jobs in Washington (NOW HIRING)

Life Insurance Agent

Washington, DC · Remote

$50K - $100K/yr

The Problem with Most Insurance Jobs: Let's be real--most agencies are desperate to hire anyone ... rates in the industry. World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for insurance rater in Washington is $21.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $21.78 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What jobs pay 4000 a week without a degree?

An insurance rater typically earns less than $4,000 weekly, but high-earning roles without a degree include sales managers, real estate brokers, and certain skilled trades like electricians or plumbers, especially with experience and certifications. These jobs often require strong skills, licensing, or sales ability and can reach or exceed $4,000 per week in high-demand markets or with commissions.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually found in executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

How much does an insurance rater make?

The average salary for an insurance rater is around $50,000 to $70,000 per year, depending on experience, location, and employer. Insurance raters typically analyze data and assess risk, often requiring strong analytical skills and familiarity with insurance policies and rating software.
What are popular job titles related to Insurance Rater jobs in Washington? For Insurance Rater jobs in Washington, the most frequently searched job titles are:
What job categories do people searching Insurance Rater jobs in Washington look for? The top searched job categories for Insurance Rater jobs in Washington are:
Infographic showing various Insurance Rater job openings in Washington as of July 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $45,292 per year, or $21.8 per hour.

Life Insurance Agent

Kimbrell Agency

Washington, DC • Remote

$50K - $100K/yr

Full-time, Part-time

Medical, Life, Retirement

Re-posted 16 days ago


Job description

Kimbrell Agency

Remote

Employment Type: Contractor

Compensation $50,000 to $100,000 per year (plus commission)

If you're reading this and thinking, "Insurance? Really?" I get it. I've thought that too—and I still do. The truth is, I'm not passionate about insurance. I'm passionate about people. We don’t just build careers; we build people who, in turn, build businesses. The result? Success and fulfillment.

We look forward to discovering what success means to you and, if we find that this is the right fit, we are fully committed to providing you with the tools, training, and support to make it happen.

The Problem with Most Insurance Jobs:

Let’s be real—most agencies are desperate to hire anyone with a pulse, offer minimal support, and if you're lucky, they might invest in you six months down the line. We think that's unacceptable.

At The Kimbrell Agency, we do things differently. We invest heavily from the start to ensure you're the right fit for this career. That means we pour everything into your long-term success. No leader can give everything it takes to help an agent succeed when they’re bringing on anyone who applies. Unfortunately, most agencies make empty promises: "Be in business for yourself, but not by yourself," or "We offer hands-on support and training."

Here, we actually mean it. And we have a proven track record of success to back it up.


What We Offer:

A Proven Lead System: Say goodbye to cold calling. Our streamlined lead generation system puts you in front of qualified buyers who have requested coverage. You’ll call these clients, set appointments, and meet virtually to help them find the best insurance plan for their needs and budget. Some agents even start part-time and transition to full-time.

A Real Opportunity for Growth: This role is perfect for self-disciplined sales professionals who are ready to put in the work. If you need someone looking over your shoulder or a time clock to punch, this isn't the right fit. But if you're driven, gritty and ready to build something meaningful, we want to hear from you.


Key Responsibilities:

Present and sell insurance products to new and existing customers.

Reach out to potential clients who have requested coverage.

Handle customer inquiries and resolve complaints.

Participate in regular Zoom training sessions.


Who We're Looking For:

Previous experience in sales, customer service, or a related field is a plus.

Familiarity with CRM platforms is helpful.

You know how to build rapport and trust with clients.

You’re deadline-driven, detail-oriented, and dedicated to delivering results.

Integrity and a strong work ethic are a must.

We’re seeking individuals who are ambitious, coachable, passionate about helping others, and driven to achieve greatness. If you’re ready to take control of your future and create a career you can be proud of, we’d love to connect.


Why Choose Us?

True Agency Ownership: Here, you’ll have the chance to own your business—contractually protect what you build.

Game-Changing Lead Program: We provide the industry’s best leads, generated in-house and heavily subsidized to help you succeed.

Comprehensive Training & Support: From day one, we offer hands-on training, including daily coaching calls, weekly one-on-ones, and group sessions. You’ll have a system to follow at every step of the way.

Industry-Leading Compensation: Our compensation plan is designed to deliver real profit, with vested rights from day one.

Dedicated Conservation Team: Our team ensures your business stays protected from chargebacks, giving you one of the highest persistency rates in the industry.

World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid trips per year, all expenses covered.

Unlimited Earning Potential: This is a commission and bonus-based position, with no cap on how much you can earn. Your income potential is truly unlimited.


A Few More Details:

This role does require a Life and Health Insurance License, but don’t worry—we’ll help you obtain it through a streamlined online course that takes just 7-10 days.

Please note: Success in this role varies. Your level of success will depend on several factors, including the effort you put in, your ability to follow and implement our proven system, and the specific insurance needs in your geographic area. Not all agents achieve the same results, and earnings are based on individual performance.

Ready to Build Your Future with Us?

If you're ready to make a difference—not just in your own life, but in the lives of others—apply today. We can’t wait to see how you define success.


About Kimbrell Agency:

Kyle & Lisa Kimbrell are financial service industry veterans with over 50 years experience combined in sales, marketing and leadership. Since founding their Symmetry Financial Group business in July of 2016 their national agency has sold over 55,000 life, health, annuity, disability and retirement policies with over $85 million in sales. The Kimbrells attained Equity Partnership in only 24 months, which is the fastest in SFG history.


Company website: https://www.kimbrellagency.com/