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Insurance Rater Jobs in Washington (NOW HIRING)

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for insurance rater in Washington is $21.77, according to ZipRecruiter salary data. Most workers in this role earn between $21.78 and $21.78 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What does an Insurance Rater do?

An Insurance Rater is responsible for evaluating insurance applications and determining the appropriate premium rates based on risk factors and company guidelines. They analyze information such as applicant history, property details, and other relevant data to calculate the cost of insurance coverage. Insurance Raters ensure that rates comply with state regulations and company policies, helping to maintain fair and accurate pricing for both the company and customers.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What job categories do people searching Insurance Rater jobs in Washington look for? The top searched job categories for Insurance Rater jobs in Washington are:
Infographic showing various Insurance Rater job openings in Washington as of May 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 77% Physical, 4% Hybrid, and 19% Remote job distribution, with an average salary of $45,292 per year, or $21.8 per hour.

Licensed Insurance Agent - Work From Home Opportunity

Burk Agency

Alexandria, VA • Remote

$80K - $200K/yr

Other

Posted 12 days ago


Job description

Remote Life Insurance Agent – No Experience Required

Training Provided | Performance-Based Income | Warm Leads Available

Are you looking for:

  • A career change
  • Remote work with flexibility
  • Income based on your effort
  • Work that makes an impact

The Burk Agency is hiring motivated, coachable individuals who are ready to learn and take action.

No insurance experience? No problem.

We provide:
✔ Step-by-step licensing guidance
✔ Structured onboarding and training
✔ Ongoing coaching and support
✔ Proven systems and scripts

What You’ll Get

✔ Fully remote position
✔ Flexible schedule
✔ Warm leads available (no cold calling required)
✔ Access to top-rated insurance carriers
✔ Performance-based, uncapped income

Important

This is a 1099 independent contractor position with commission-based pay.
Your results will reflect your effort, consistency, and willingness to be coached.

Who This Is For

  • Self-starters who want control over their income
  • Individuals open to coaching and personal growth
  • People willing to put in consistent effort

Who This Is Not For

  • Those looking for a guaranteed salary
  • Individuals unwilling to be coached
  • Anyone expecting results without consistent work

Apply today to see if this is a fit.


Jan Burkhalter
National Life Insurance Broker