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Insurance Rater Jobs (NOW HIRING)

Energy Rater

Matthews, NC · On-site

$21 - $23/hr

... Rating Field Inspector) Evaluation process. * Work efficiently with little or no supervision ... Health Insurance (company pays approx. 70% of medical coverage chosen, Dental, Vision Insurance ...

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Insurance Rater information

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$17

$19

$20

How much do insurance rater jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for insurance rater in the United States is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

More about Insurance Rater jobs
What cities are hiring for Insurance Rater jobs? Cities with the most Insurance Rater job openings:
What are the most commonly searched types of Insurance Rater jobs? The most popular types of Insurance Rater jobs are:
What states have the most Insurance Rater jobs? States with the most job openings for Insurance Rater jobs include:
Infographic showing various Insurance Rater job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $39,990 per year, or $19.2 per hour.
Insurance Sales Representative

Insurance Sales Representative

Florida Farm Bureau

Labelle, FL

Full-time

Posted 21 days ago


Job description

Insurance Sales Representative

Job Overview

We are seeking energetic self-starters who are interested in a rewarding insurance sales career. This role requires high achievers with a positive and professional attitude, excellent communication skills and self-discipline. This is a great opportunity for the entrepreneurial minded who want to lead and build a successful business. We offer an excellent work environment, extensive support and endless growth potential. If you think you are a great fit and want to be a part of a winning culture, then we would love to hear from you!

Additional Responsibilities and Duties

  • Sell Life Insurance and Property/Casualty Insurance products
  • Seek out leads and new clients
  • Discuss financial concerns and needs of individuals
  • Service new and existing clients
  • Develop your professional skills and knowledge

Requirements of Insurance Agent

  • 4 year degree, preferred
  • Ability to pass background and credit check
  • Sales experience, a plus

About Us

The Florida Farm Bureau Group is a wholly owned subsidiary of the Southern Farm Bureau Casualty Insurance Group. Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Today, Southern Farm Bureau Casualty is a $2 billion company and is in the top of its class with an A.M. Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry through innovative services and competitive products for its policyholders and an extensive training program for its claims adjusters, underwriters, and independent agents.

The Florida Farm Bureau Group consists of two domestic property and casualty insurance companies, Florida Farm Bureau Casualty Insurance Company and Florida Farm Bureau General Insurance Company. The group specializes in writing automobile, homeowners, dwelling fire, farm and business owners lines of insurance for members of the Florida Farm Bureau Federation.

The group ranks as one of the market leaders in private passenger auto and homeowners insurance business in the state of Florida. The group also offers three major package policies, including a country squire policy (fire and inland marine coverage on farm personal property, farm comprehensive personal liability, and an endorsement to a homeowners and dwelling package policy), a dwelling package policy, and a commercial lines package policy.