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Insurance Rater Jobs in Florida (NOW HIRING)

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

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Insurance Rater information

See Florida salary details

$13

$14

$15

How much do insurance rater jobs pay per hour?

As of Jun 18, 2026, the average hourly pay for insurance rater in Florida is $14.37, according to ZipRecruiter salary data. Most workers in this role earn between $14.38 and $14.38 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What job categories do people searching Insurance Rater jobs in Florida look for? The top searched job categories for Insurance Rater jobs in Florida are:
Infographic showing various Insurance Rater job openings in Florida as of June 2026, with employment types broken down into 1% As Needed, 67% Full Time, 27% Part Time, and 5% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $29,884 per year, or $14.4 per hour.
Bilingual Insurance Salesman

Bilingual Insurance Salesman

Independent Insurance Agents of Texas

Tampa, FL โ€ข On-site

$12 - $18/hr

Full-time

Medical, Dental, PTO

Posted 27 days ago


Job description

Benefits:
  • Bonus based on performance
  • Dental insurance
  • Health insurance
  • Paid time off

Job description:
Hello, we are Insurance Direct. We are a non-standard auto insurance agency/call center with 14+ years in business. Our main location is in Tampa, FL and we have a second location in Dallas, TX. We have a growing Sales Department and are looking for licensed P&C Agents (or soon-to-be) to sell non-standard auto insurance policies! We are providing personal lines insurance for the whole state of Florida, Texas & Tennessee. We are looking for agents who are motivated to make a bonus on top of their hourly rate who will continue to push themselves to grow and who want to expand with our company. We do prefer Bilingual Spanish and English speakers. We will provide the support that you need to achieve all your goals but your success is based on your work ethic and your willingness to grow.
The Sales Agents at A-1 Insurance Direct is responsible for maintaining and maximizing profitable relationships with clients and growing the book of business through new client sales.
Benefits/Perks:
  • Competitive Pay
  • Professional Development
  • Job Stability in a growing industry
  • Healthcare
  • Bonus
  • Vacation
  • Paid Holidays

Responsibilities
  • Identify, qualify, and develop commercial insurance opportunities with new and existing clients in person, online, by phone, and through written communication.
  • Foster and maintain excellent relationships with clients and prospects through regular follow-up, accurate and timely quotations.
  • Actively partner, network, and plan for new clients and business opportunities.
  • Collaborate with team members, mentor staff, provide expertise and answer questions, and participate in formal and informal meetings as needed.
  • Maintain CE and participate in ongoing education and keep informed regarding industry information, new product information, legislation, coverages, and technology to continuously improve knowledge and performance.
  • Maintain Focus on selling to and marketing towards potential clients.

Qualifications
  • Hold the insurance license required by your state and have a minimum of two years personal and commercial lines insurance account management experience, as well as a Bachelor's Degree or comparable work experience.
  • Possess a valid driver's license and a source of reliable transportation.
  • Demonstrate strong knowledge of insurance products and usages, rating procedures, underwriting procedures, coverages, and industry operations to effectively secure new business and maintain an existing client base.
  • Have a proven track record of business-to-business sales success. Possess strong presentation, persuasion, and negotiation skills with the ability to close sales.
  • Be people-oriented, customer-focused, and professionally assertive in developing new client relationships and servicing existing clients.
  • Possess outstanding organizational skills with an ability to complete difficult assignments without supervision, sound business judgment, strong decision-making, and superior written and verbal communication skills.
  • Have excellent time management skills, thrive in a team environment, and have Technology and Computer proficiency including agency management systems.

Compensation: $12.00 - $18.00 per hour
The Most Trusted FL Insurance Agency
Let Us Help You Get the Cheapest Car Insurance! Not sure what coverage you need? Having the right insurance is vital, but finding it can be time consuming. Our clients deserve the best insurance policy at the lowest rate possible.
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What We Do
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