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Insurance Rater Jobs in Phoenix, AZ (NOW HIRING)

U-Haul

Rate Analyst

Phoenix, AZ · On-site

As a member of the Rates and Distribution team, a Rates and Distribution Analyst is responsible for ... Medical insurance * Prescription drug plans * Dental & Vision plan with hearing care discounts

U-Haul

Rate Analyst

Phoenix, AZ

As a member of the Rates and Distribution team, a Rates and Distribution Analyst is responsible for ... Medical insurance * Prescription drug plans * Dental & Vision plan with hearing care discounts

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All JobsInsurance Rater JobsInsurance Rater Jobs in Phoenix, AZ

Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for insurance rater in Phoenix, AZ is $18.23, according to ZipRecruiter salary data. Most workers in this role earn between $18.22 and $18.22 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What are the most commonly searched types of Insurance Rater jobs in Phoenix, AZ? The most popular types of Insurance Rater jobs in Phoenix, AZ are:
What are popular job titles related to Insurance Rater jobs in Phoenix, AZ? For Insurance Rater jobs in Phoenix, AZ, the most frequently searched job titles are:
What job categories do people searching Insurance Rater jobs in Phoenix, AZ look for? The top searched job categories for Insurance Rater jobs in Phoenix, AZ are:
Insurance Rater jobs near you
Infographic showing various Insurance Rater job openings in Phoenix, AZ as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $37,921 per year, or $18.2 per hour.
Insurance Agent

Insurance Agent

Lifetime Insurance Services, Inc.

Scottsdale, AZ • On-site

Full-time

Posted 5 days ago

Job description

Looking for a licensed P&C insurance agent who would like to build a business for themselves. The opportunity is for someone who dreams big and one day would like to open up their own office in the Phoenix area. If you have always considered yourself an entrepreneur then this may be a good fit for you.
Requirements:
• Goal oriented with a drive to succeed.
• Successful track record of meeting sales goals/quotas preferred.
• Interest in marketing products and services based on customer needs.
• People-oriented, outgoing and genuinely enjoy dealing with clients.
• Home office with internet, computer, scanner and printer.
• Property & Casualty license.
Responsibilities:
• Respond to inquiries regarding insurance availability, eligibility, coverages and policy changes in a timely manner.
• Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
• Utilize technology to conduct business on a daily basis.
This opportunity provide access to my carriers, systems, leads, E&O and a competitive commission split. The competitive commission split will allow you to be paid for what you produce. In addition to offering commissions on new business you will also be paid on renewal business. This allows you to build a nice income stream. Initially you will be working out of your home until you have proven yourself then the next step would be to look at opening up your own office. A realistic goal for a good agent is to be making 6 figures within 5 years.
Compensación: $0k - $150k
Lifetime Insurance Services, Inc
Lifetime Insurance Services is an independent insurance agency specializing in auto, home, life, and business insurance. We represent multiple companies and we will impartially shop the competition to find our customers the lowest rate without sacrificing coverage.
We are a team made up of professionals who enjoy helping people out and don't take ourselves too seriously. Let's face it....insurance is not the most exciting topic but it's something that everyone needs. We pride ourselves on providing a wealth of knowledge, great customer service and great rates all while having fun!
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