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Insurance Rater Jobs in Phoenix, AZ (NOW HIRING)

LIBERTY NATIONAL

Insurance Sales

Scottsdale, AZ · Remote

Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los ...

LIBERTY NATIONAL

Insurance Sales

Tempe, AZ · Remote

Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los ...

LIBERTY NATIONAL

Insurance Sales

Peoria, AZ · Remote

Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los ...

LIBERTY NATIONAL

Insurance Sales

Glendale, AZ · Remote

Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los ...

LIBERTY NATIONAL

Insurance Sales

Chandler, AZ · Remote

Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los ...

Tipton Agency

Remote Insurance Broker

Phoenix, AZ · Remote

$60K - $200K/yr

Through our brokerage, TA manages all contracting with top-rated national carriers, many of which ... in the insurance industry or underwriting principles required - Strong attention to detail and ...

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Insurance Rater information

See Phoenix, AZ salary details

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How much do insurance rater jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for insurance rater in Phoenix, AZ is $19.09, according to ZipRecruiter salary data. Most workers in this role earn between $19.09 and $19.09 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by insurance raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What are the most commonly searched types of Insurance Rater jobs in Phoenix, AZ? The most popular types of Insurance Rater jobs in Phoenix, AZ are:
What are popular job titles related to Insurance Rater jobs in Phoenix, AZ? For Insurance Rater jobs in Phoenix, AZ, the most frequently searched job titles are:
What job categories do people searching Insurance Rater jobs in Phoenix, AZ look for? The top searched job categories for Insurance Rater jobs in Phoenix, AZ are:
Insurance Rater jobs near you
Infographic showing various Insurance Rater job openings in Phoenix, AZ as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $39,706 per year, or $19.1 per hour.

Insurance Sales

LIBERTY NATIONAL

Scottsdale, AZ • Remote

Contractor

Medical, Life

Re-posted 19 days ago

Job description

Lead with purpose. Grow without limits.

Most jobs ask what you can do for them. Here, your effort shapes what you get in return. At Globe Life Liberty National Division, we've spent over a century helping families protect their financial futures, and we're just as committed to helping agents build their skills and careers. If you're ready for a career where growth is tied to effort and performance, keep reading.

Get Licensed. Get Moving.

You don't need a background in finance or years of experience to begin. Starting agents have the potential to get fully licensed and ready to write business in as little as 10 days. We also offer a scholarship program to help reimburse up to 100% of your test fees.*

What the Work Actually Looks Like

As an independent contractor, you'll connect with families, have real conversations about real needs, and offer insurance solutions designed to help protect them. We offer a flexible schedule, a market to grow in, and commission-based earnings with no cap.

Who Thrives Here

Our top performers come from all kinds of backgrounds, including retail, hospitality, education, and everything in between. What they share is simple:

  • A high school diploma or equivalent
  • Strong people skills and a genuine desire to help
  • The drive to work independently and own their results
  • Basic computer skills

The Company Behind the Opportunity

Headquartered in McKinney, Texas, Liberty National Life Insurance Company has been helping protect hardworking Americans with life and supplemental health insurance since 1900. Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings**. Globe Life is also the Official Life Insurance of the Texas Rangers, Dallas Cowboys, and the Los Angeles Lakers, and a Proud Partner of the Atlanta Braves. This brand recognition can help create a strong foundation as you build your career.

If this sounds like the opportunity you've been waiting for, apply today. A virtual interview could be your first step toward a new career.

*Any reimbursement will be processed after submitting passing results.

**S&P Global rating as of 10/25.

Benefits To You

With state licensing taking as few as 10 days, a career with LIBERTY NATIONAL can provide competitive compensation, advancement opportunities, independence, flexibility, performance incentives, awards, development programs and so much more. We have positions open now and we can conduct virtual interviews so you can schedule a personal interview from the comfort of your home.

Company Description

At Globe Life Liberty National Division, everything we do revolves around making tomorrow better. We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We offer sales agents the opportunity to Make Tomorrow Better by protecting more lives and, in doing so, leaving a legacy. We give our employees the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.

Our actions today have a lasting impact on tomorrow. Therefore, we aim to inspire everyone in our network to help Make Tomorrow Better.Globe Life Liberty National Division is a wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), a Fortune 1000 Company, and S&P 500 Company. Globe Life's roots began in 1900 with a mission to help protect America's families. Globe Life is the Official Life Insurance of the Texas Rangers and the Official Life Insurance of the Dallas Cowboys.