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Insurance Rater Jobs in New York (NOW HIRING)

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Life Insurance Agent

Melville, NY · On-site

$60K - $100K/yr

We have received the highest financial strength ratings from major rating companies. For 65 consecutive years, we have led the Million Dollar Round Table with more members than any other insurance or ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for insurance rater in New York is $21.03, according to ZipRecruiter salary data. Most workers in this role earn between $21.06 and $21.06 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What jobs pay 4000 a week without a degree?

An insurance rater typically earns less than $4,000 weekly, but high-earning roles without a degree include sales managers, real estate brokers, and certain skilled trades like electricians or plumbers, especially with experience and certifications. These jobs often require strong skills, licensing, or sales ability and can reach or exceed $4,000 per week in high-demand markets or with commissions.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually found in executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

How much does an insurance rater make?

The average salary for an insurance rater is around $50,000 to $70,000 per year, depending on experience, location, and employer. Insurance raters typically analyze data and assess risk, often requiring strong analytical skills and familiarity with insurance policies and rating software.
What are the most commonly searched types of Insurance Rater jobs in New York? The most popular types of Insurance Rater jobs in New York are:
What are popular job titles related to Insurance Rater jobs in New York? For Insurance Rater jobs in New York, the most frequently searched job titles are:
Insurance Marketing Manager | Placement Specialist

Insurance Marketing Manager | Placement Specialist

APR

New York, NY

$120K - $150K/yr

Full-time

Posted 17 days ago

Be an early applicant


Job description

Insurance Position: Placement Manager | Marketing Manager | New and Renewals
Salary Range: $120,000 - $150,000 annually
Location: Syracuse, NY

Must have independent insurance agency experience
Manage team of 5 marketing reps

Requirements:
  • At least 10 years of experience in the insurance industry, with demonstrated success in account management and team leadership.
  • NY Property and Casualty License.
  • Proficiency in agency management systems, Microsoft Office, and various insurance rating platforms.
  • Exceptional negotiation, communication, and organizational skills.
  • Ability to independently lead projects and collaboratively achieve strategic objectives.

Key Responsibilities:
  • Direct the application preparation and submission process, ensuring accuracy, and recommending optimal coverage enhancements.
  • Negotiate terms with insurance carriers, analyze quotes, and develop comprehensive proposals and comparisons for clients.
  • Lead a marketing team of five members, driving strategy implementation and fostering strong relationships with carriers to meet profit goals.
  • Manage complex accounts, staying abreast of market trends and insurance underwriting guidelines to optimize client satisfaction and competitive positioning.
  • Train and develop team members, ensuring high performance and adherence to industry standards.


Additional Responsibilities:
  • Keep informed of industry changes and advancements.
  • Actively participate in strategy meetings and contribute to organizational goals.
  • Commit to ongoing professional development through seminars and continuing education.

Feel free to email resume directly to Scott at swhite@aprcareers.com