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Insurance Rater Jobs in New York (NOW HIRING)

Account Manager - Personal Lines

Brooklyn, NY ยท On-site

$47K - $64K/yr

  • Medical

  • Retirement

  • PTO

Intermediate to advanced knowledge of insurance markets, products, services, insurance ratings and underwriting procedures. * Must have a valid driver's license, the ability to travel to client sites ...

AVP-Ratings (RMBS SFG)

Manhattan, NY ยท On-site

$161.50 - $234.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Overview Moody's AVP-Ratings (RMBS SFG) position involves applying expertise in ratings and risk ... insurance, a discounted employee stock purchase plan, and tuition reimbursement. Moody's is an ...

AVP-Ratings (RMBS SFG)

Manhattan, NY ยท On-site

$161.50 - $234.25/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

As a global leader in ratings and integrated risk assessment, we're advancing AI to move from ... insurance, a discounted employee stock purchase plan, and tuition reimbursement. Moody's is an ...

Showing results 41-60

Insurance Rater information

See New York salary details

$19

$21

$22

How much do insurance rater jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for insurance rater in New York is $21.03, according to ZipRecruiter salary data. Most workers in this role earn between $21.06 and $21.06 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by insurance raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

What are the most commonly searched types of Insurance Rater jobs in New York?

The most popular types of Insurance Rater jobs in New York are:

What job categories do people searching Insurance Rater jobs in New York look for?

The top searched job categories for Insurance Rater jobs in New York are:

Infographic showing various Insurance Rater job openings in New York as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $43,750 per year, or $21 per hour.

Insurance Manager

OnePoint BFG Wealth Partners

Parsippany, NJ โ€ข On-site

Full-time

Re-posted 21 days ago


Job description

Description:

Insurance Manager


OnePoint BFG Wealth Partners Parsippany, New Jersey, United States

At OnePoint BFG Wealth Partners, we are committed to empowering our partner advisors by providing exceptional financial advice and solutions. We believe in having a positive impact on the lives of those around us—our family members, friends, clients, and other members of the community. As a leading RIA firm, we are experiencing rapid growth and are seeking a dynamic and driven individual to join our team as an Insurance Manager.


Position Overview:

The Insurance Manager will lead the life insurance, long-term care, and annuities division within OnePoint BFG, reporting directly to the Head of Financial Planning. This role is responsible for developing and overseeing underwriting, placement, and illustration production functions for life insurance, long-term care, and annuity products, building and managing a high-performing team, and providing ongoing training. The Manager will drive new business initiatives and support financial advisors in selecting appropriate solutions for their clients.


Key Responsibilities:

  • Underwriting & Placement:
    • Design, implement, and optimize underwriting and placement processes to ensure efficient and compliant insurance and annuity solutions. Collaborate with carriers to secure competitive rates and favorable terms for clients.
  • Illustration Production:
    • Oversee the development of accurate and compelling insurance and annuity illustrations that support advisor recommendations and client presentations.
  • Team Building & Management:
    • Recruit, train, and supervise a team of insurance professionals. Foster a collaborative environment focused on professional development and service excellence.
  • Training & Development:
    • Develop and deliver training programs for staff and financial advisors to enhance knowledge of life insurance, long-term care, and annuity products.
  • Business Development:
    • Identify and pursue opportunities to expand OnePoint BFG’s insurance and annuity business. Build relationships with external partners and industry contacts to support growth objectives.
  • Advisor Support:
    • Serve as a subject matter expert, assisting financial advisors in evaluating and selecting suitable insurance, long-term care, and annuity products for their clients. Provide ongoing guidance and support throughout the sales and service process.
Requirements:

Qualifications:

  • Minimum 8 years of experience in life insurance, long-term care insurance, and annuities, preferably within a registered advisory or broker-dealer environment.
  • Bachelor’s degree in business, finance, or a related field; advanced credentials (CLU, ChFC, CFP) are highly valued.
  • Demonstrated expertise in underwriting, placement, and illustration production for insurance and annuity products.
  • Strong understanding of regulatory requirements and compliance standards.
  • Proven track record in team leadership and staff development.

Desired Skills and Competencies

  • Exceptional leadership and team management abilities.
  • Outstanding communication and interpersonal skills.
  • Strategic thinking and business development acumen.
  • Comprehensive industry knowledge and technical proficiency in insurance and annuities.
  • Ability to build effective relationships with advisors, carriers, and partners.
  • Problem-solving orientation and attention to detail.

Why Join Us:

Joining our team means becoming part of a firm recognized by Financial Planning as one of the RIA to work for—a distinction that reflects our deep commitment to our people and our culture.

Here is why you should build your career with us:

  • Impactful Growth: You will play a key role in the success of a leading firm, where your contributions directly influence our trajectory in a rapidly expanding industry.
  • Award-Winning Culture: Work in a collaborative, supportive environment that prioritizes team cohesion and mutual success.
  • Competitive Rewards: We offer a top-tier salary and comprehensive benefits package designed to attract and retain the industry’s best talent.
  • Professional Advancement: Benefit from continuous development opportunities and long-term career progression.

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Right to Revise:

This job description is not meant to be all-inclusive, and the Company reserves the right to revise this job description as necessary without advance notice.

The statements herein are intended to describe the general nature and level of work being performed by the employee. They are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified.