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Insurance Rater Jobs (NOW HIRING)

Clinician, Rater

Watertown, MA · On-site

$90K - $120K/yr

The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic ... Health insurance * Health savings account * Life insurance * Paid time off * Parental leave

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

Clinician, Rater

Boston, MA · On-site

$90K - $120K/yr

The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic ... Health insurance * Health savings account * Life insurance * Paid time off * Parental leave

The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic ... Health insurance * Health savings account * Life insurance * Paid time off * Parental leave

Southern Farm Bureau Casualty Insurance Company began 50 years ago with a group of Farm Bureau leaders, who shared a vision for better member service and lower insurance rates. Southern Farm Bureau ...

... Health Insurance, Dental, Vision, LTD, STD, Life Ins, and 401k. Job Summary: Responsible for performing various clinical and neurocognitive test evaluations and interview/ratings on study ...

Best "A" Excellent rating - a designation achieved by only 3 percent of property and casualty insurers in the nation. Southern Farm Bureau Casualty has become a leader in the insurance industry ...

Dental insurance * Health insurance * Paid time off * Savings bank Company Overview Alfa Insurance ® is an A-rated insurance carrier that offers an excellent array of auto, home, life, farm and ...

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Insurance Rater information

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How much do insurance rater jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for insurance rater in the United States is $19.23, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $19.23 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Rater, and why are they important?

To thrive as an Insurance Rater, you need strong analytical skills, attention to detail, and knowledge of insurance policies and rating procedures, often supported by a high school diploma or equivalent. Familiarity with insurance rating software, databases, and sometimes certification in insurance principles or underwriting systems is common. Excellent organizational skills, clear communication, and the ability to work accurately under pressure help set top performers apart. These skills ensure precise risk assessment, accurate premium calculations, and compliance with regulations, which are critical for the credibility and profitability of insurance providers.

What are some common challenges faced by Insurance Raters, and how can they be overcome?

Insurance Raters often encounter challenges such as interpreting complex insurance policies, keeping up with regulatory changes, and ensuring accuracy while handling large volumes of data. To overcome these, it's essential to stay updated on industry regulations through regular training and to develop strong attention to detail. Collaborating closely with underwriters and using specialized rating software can also help streamline the process and minimize errors.

What jobs pay 500,000 a year in the US?

Insurance raters typically do not earn $500,000 annually; high earnings in the insurance industry are usually associated with executive roles such as chief risk officers or agency owners, which require extensive experience, leadership skills, and often a large client base. Most roles in insurance rating focus on data analysis and risk assessment with salaries significantly below that level. Achieving such high income generally involves senior management or entrepreneurial positions within the industry.

What does an insurance rater do?

An insurance rater evaluates insurance applications by analyzing risk factors, such as health, driving records, or property details, to determine appropriate premium rates. They use specialized software and industry guidelines to ensure accurate and consistent pricing for insurance policies.

What jobs pay 10,000 a month without a degree?

An insurance rater can potentially earn around $10,000 per month through commissions and bonuses, especially with experience and a strong client network. Other high-paying jobs without a degree include sales roles, real estate agents, and certain skilled trades like commercial driving or technical work, which often rely on certifications and experience rather than formal education.

What jobs pay 2000 a day?

Insurance raters typically do not earn $2,000 a day; high-earning roles in finance, consulting, or specialized medical fields may reach such daily rates. These positions often require advanced skills, certifications, or extensive experience and may involve freelance or contract work with high hourly or project-based pay.

What is the difference between Insurance Rater vs Insurance Underwriter?

AspectInsurance RaterInsurance Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles may prefer insurance or customer service experienceRequires a bachelor's degree, often in finance, business, or related fields; certifications like CPCU are common
Work EnvironmentOffice setting, often in insurance companies or agencies; focus on data entry and rate calculationsOffice environment; involves evaluating risks, reviewing applications, and approving policies
Employer & Industry UsageUsed mainly in insurance companies and agencies for rate settingUsed in insurance companies for risk assessment and policy approval

While both roles are integral to the insurance industry, Insurance Raters primarily focus on calculating and setting insurance rates based on data, whereas Insurance Underwriters evaluate risks and decide on policy approval. Understanding these differences helps clarify career paths and job expectations within the insurance sector.

More about Insurance Rater jobs
What cities are hiring for Insurance Rater jobs? Cities with the most Insurance Rater job openings:
What are the most commonly searched types of Insurance Rater jobs? The most popular types of Insurance Rater jobs are:
What states have the most Insurance Rater jobs? States with the most job openings for Insurance Rater jobs include:
Infographic showing various Insurance Rater job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, and 6% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $39,990 per year, or $19.2 per hour.
Clinician, Rater

Clinician, Rater

Adams Clinical

Watertown, MA • On-site

$90K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 hours ago


Job description

Join Us in Shaping the Future of Clinical Research
Adams Clinical is a leading clinical trial site network committed to accelerating the development of life-changing medicines. Our mission is simple: deliver uncompromising data quality, safety, and diverse enrollment to advance healthcare. Our vision is to set the gold standard for clinical trial excellence. We believe our people make the difference. Guided by our core values-Scientific Rigor, Operational Excellence, Commitment to Sponsors and Participants, and Authentic Collaboration-we create an environment where meaningful work drives meaningful change.
At Adams Clinical, you'll find:
  • A culture of respect, transparency, and continuous improvement
  • Opportunities for professional growth and learning
  • A team dedicated to improving lives through innovation and integrity

If you're passionate about making an impact in clinical research and want to be part of a collaborative, mission-driven organization, we'd love to have you on our team.
Job Role
Adams Clinical is seeking a highly-motivated Psychologist or Mental Health Professional for a full-time role at our Boston location. Individuals with clinical or research experience in psychiatry and/or Alzheimer's Disease are highly encouraged to apply.
The Clinician - Rater is responsible for conducting structured clinical interviews, diagnostic evaluations, neuropsychological assessments, and standardized rating scales to assess symptoms across a range of psychiatric and neurological conditions, including depression, anxiety, schizophrenia, ADHD, substance use disorders, and Alzheimer's disease. In this role, the Clinician - Rater supports psychiatry and neurology clinical trials by determining participant eligibility through comprehensive clinical assessments and prescreening activities. The Clinician - Rater works closely with a multidisciplinary research team in a fast-paced clinical research environment to support high-quality data collection and successful trial execution.
Key Responsibilities:
  • Conduct clinical interviews, diagnostic assessments, and standardized rating scales for psychiatry and neurology clinical trials
  • Evaluate symptoms and track clinical change across conditions including depression, anxiety, schizophrenia, substance use disorders, and Alzheimer's disease
  • Maintain inter-rater reliability and adherence to standardized assessment procedures
  • Ensure compliance with Good Clinical Practice (GCP) and regulatory requirements in a fast-paced research environment

What Success Looks Like:
  • Conducting reliable, efficient, high-quality clinical assessments in the context of a fast-paced clinical research setting
  • Demonstrating curiosity and enthusiasm for learning new assessments and working with diverse populations across a variety of psychiatric and neurological indications
  • Actively incorporating feedback to grow skills and strengthen performance over time
  • Working collaboratively with a multidisciplinary team to support smooth study execution and protocol compliance

Education Requirements: Minimum of a master's degree and licensure / license-eligible to practice in a psychology-related role: e.g., psychology, social work, counseling.
Pay: $90,000 - $120,000 per year
Benefits:
  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Parental leave
  • Vision insurance

Adams Clinical is committed to being an equal opportunity and affirmative action employer. We focus on hiring and nurturing top talent. All employment decisions, including recruitment, hiring, promotion, compensation, transfer, training, discipline, and termination, are made based on the candidate's or employee's qualifications relevant to the position. These decisions are made without regard to age, sex, sexual orientation, gender identity or expression, genetic information, race, color, creed, religion, ethnicity, national origin, citizenship, disability, marital status, military status, pregnancy, or any other legally protected status.
In compliance with federal law, all individuals hired must, as a condition of employment, provide documentation verifying their identity and authorization to work in the United States and complete Form I-9 within the required time frame. Adams Clinical participates in E-Verify to confirm employment eligibility.