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Debt Collection Jobs (NOW HIRING)

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities-and at Credit Control, we do it better than anyone. We are proud to have ...

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities-and at Credit Control, we do it better than anyone. We are proud to have ...

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities--and at Credit Control, we do it better than anyone. We are proud to have ...

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

$2.7K - $4.0K/mo

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

Structured Settlement

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Debt Collection Manager

Phoenix, AZ · On-site

$40K - $80K/yr (+ commission)

The Role We are seeking an experienced Debt Collection Manager to lead our collections team. In this role, you will oversee daily operations, drive performance, ensure regulatory compliance, and ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Main One Mediation Group

Be Seen First

Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekendsD & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

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Debt Collection information

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$36

How much do debt collection jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.
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Cities with the most Debt Collection job openings:

What are the most commonly searched types of Debt Collection jobs?

The most popular types of Debt Collection jobs are:

What states have the most Debt Collection jobs?

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Debt Collection jobs near you
Infographic showing various Debt Collection job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 19% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection

Earth City, MO • On-site

Credit Control LLC
Finance and Insurance • 201 - 500 employees
Learn more about Credit Control LLCexternal

$35K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

Pay:$35,000.00 - $75,000.00 per year

Job description:

A Recession-Proof Career at the Best Place to Work!

CREDIT CONTROL HAS BEEN NAMED AS A BEST PLACE TO WORK FOR THE 6th YEAR IN A ROW!

Are you looking for a stable, rewarding career in an industry that thrives in all economic conditions? Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities-and at Credit Control, we do it better than anyone.

We are proud to have been recognized for seven consecutive years (2019-2026) as one of the Best Places to Work in Collections, thanks to our dedicated, high-performing team members. When you join Credit Control, you become part of a winning culture that values your hard work, attitude, and commitment.

What You Can Expect:

Stable & Secure Industry - Debt collection is an essential service, making this role recession-proof.

Competitive Pay & Lucrative Bonuses - Enjoy a strong hourly rate plus performance-based monthly bonuses averaging $500-$1,000, with top performers earning even more!

Career Growth & Pay Increases - Annual pay raises and even twice-per-year increases for high-achievers!

Recognition & Incentives - Department kicker bonuses, exciting contests, and extra rewards for those who bring great energy and reliability to the team.

Award-Winning Work Environment - We were voted #1 amongst large companies in an independent employee survey, proving that our team members love working here.

Comprehensive Benefits - We support your success with great benefits, career development, and a team that values you.

Your Success is in Your Hands! The key to maximizing earnings? Show up with dedication, a positive attitude, and a commitment to hitting your goals. We empower our collectors to excel and build lasting careers with us.

Join us and secure your future with a career that never slows down. Apply today and be part of an award-winning team that leads the industry!

Benefits include:

  • Medical/Dental/Vision
  • Life Insurance
  • Paid Time Off
  • Paid Vacation Time
  • Paid Holidays
  • Paid Bereavement
  • Paid Training
  • 401k with company match
  • Annual Retention Bonus
  • Professional Development Grant Program
  • Employee Assistance Program
  • Ongoing Contests & Prizes
  • Annual Company Events
  • Company Referral Program
  • ADP Lifemart Employee Discounts

Job Requirements - Candidates should have the following qualifications:

  • Preferred: Debt collections, sales, or telemarketing experience.
  • Preferred but not required: Knowledge of the FDCPA and other regulations governing debt collections.
  • Excellent written and verbal communication abilities.
  • Exceptional negotiation skills and customer service.
  • Experience with Microsoft Excel and general computer skills.
  • High School diploma or equivalent. Some College Preferred/ but not required.
  • Must pass background check.

Job Type: Full-time

Base pay without Bonus: - $35,000 - $41,600 a year based on experience(this does not include bonus opportunity)plus monthly bonuses averaging $500 to $1,000.

Total, pay range potential including Bonus Opportunity of $37,000 - $75,000 per yearbased on experience and portfolio(again, based on ATTITUDE and ATTENDANCE)

Physical setting:

  • Call center
  • In-office position

Schedule:

  • 8-hour shift
  • Day shift
  • Monday to Friday

Supplemental pay types:

Bonus pays

  • Earth City, MO 63045: Reliably commute to work (Required)
  • Attendance is non-negotiable; upon acceptance of the position with CCL, it is required and understood that the applicant will be at work every day and on time.This is an in-office position.

Experience:

  • Microsoft Excel: 1 year (Preferred)
  • Customer service: 1 year (Preferred)

Job Type: Full-time

Job Type: Full-time

Benefits:

  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Employee discount
  • Health insurance
  • Health savings account
  • Life insurance
  • On-the-job training
  • Opportunities for advancement
  • Paid time off
  • Paid training
  • Referral program
  • Vision insurance

Work Location: In person

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