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Debt Collection Jobs (NOW HIRING)

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Debt Collection Specialist

Boise, ID · On-site

$18.50 - $19.50/hr

ACS Inc. is looking for a Collection Specialist who can help us achieve our company goals. The ideal applicant will be responsible for collecting past due accounts from our extensive portfolio. We ...

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Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Urgent

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Debt Collection information

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$7

$22

$36

How much do debt collection jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
More about Debt Collection jobs
What cities are hiring for Debt Collection jobs? Cities with the most Debt Collection job openings:
What are the most commonly searched types of Debt Collection jobs? The most popular types of Debt Collection jobs are:
What states have the most Debt Collection jobs? States with the most job openings for Debt Collection jobs include:
Infographic showing various Debt Collection job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Full-time, Part-time

Posted 4 days ago


Job description

Altamira is a software development outsourcing company. We provide solutions that make a tangible impact on our clients' growth and productivity. With domain knowledge across product and technology development, we aim to provide cost-efficient solutions without compromising quality. We are driven to deliver the best, every single time.
Altamira service delivery teams currently span Slovakia, Ukraine, and the Middle East, and we have ambitions to expand our footprint to meet the growing demand across Europe and into our primary growth markets in the UK and the US. In terms of industry verticals, we are focused on EdTech, Fintech, eCommerce, and Pharma.
As a fully remote company, we welcome talented individuals seeking hourly-based freelance opportunities
Altamira is developing an AI voice-agent solution for the debt collection and recoveries market.
This is a part-time freelance position for an experienced debt collection professional with an existing industry network. We are looking for someone who can help us validate the product, shape the commercial offer, and open doors to potential pilot customers.
This is not a theoretical advisory role or a full-time employment position. We are looking for someone who has worked in or sold into the debt collection market and understands how to create real commercial traction.
What we are looking for
We are looking for a hands-on industry expert who can help us:
• identify the most commercially attractive use cases;
• refine the product around real buyer needs;
• validate the solution with collection agencies, lenders, banks or financial organisations;
• introduce us to relevant decision makers;
• support pilot discussions;
• advise on pricing, positioning and go-to-market strategy.
The ideal person is commercially minded, well connected and comfortable helping an early-stage AI product find its first customers.
Responsibilities
• Help define the most valuable AI voice-agent use cases for debt collection and recoveries.
• Identify priority customer segments: collection agencies, banks, lenders, fintechs, credit providers, BPO/contact centres or internal collection departments.
• Advise on buyer personas, decision makers, sales process and procurement barriers.
• Help shape product positioning, demo scenarios, pricing and pilot structure.
• Introduce Altamira to relevant industry contacts where there is a potential fit.
• Support initial discovery and pilot conversations with prospective clients.
• Provide feedback from the market to help prioritise product features.
• Help assess competitive positioning and market readiness.
• Support the creation of a repeatable go-to-market approach for the solution.
Ideal background
You may be a strong fit if you have experience as:
• debt collection business development manager;
• sales director selling to collection agencies, banks, lenders or fintechs;
• collections operations leader with strong industry contacts;
• founder or senior manager of a collection agency;
• consultant in debt recovery, credit operations or financial services;
• product or commercial lead in debt collection software, diallers, CRM, contact centre or recoveries technology.
Requirements
• Strong network in debt collection, recoveries, lending, banking, fintech or credit operations.
• Practical understanding of how collection agencies or internal collection departments buy technology.
• Ability to introduce us to relevant decision makers.
• Commercial mindset and ability to challenge product assumptions.
• Understanding of collection workflows, call operations and recovery processes.
• Fluent English.
• Comfortable working with an early-stage AI product.
We respect your time and keep our process clear and human. From the first "hello" to the offer usually takes up to 2 weeks:
  • A short recruiting call (30 min)
  • A technical conversation with our experts (1 hour)
  • Client interview (if needed, up to 1 hour)
  • Reference check
  • Offer and welcome on board

* Please note that the process may occasionally vary depending on the role or specific project needs.
Our transparent recruitment journey usually takes up to 2 weeks and includes a few stages:
  1. Recruiting Interview -> 30-45 min
  2. Technical Interview -> 1-1,5h
  3. Client Interview (optional) -> up to 1h
  4. Reference Check
  5. Offer

If you're seeking a flexible, welcoming, and professional environment, join our freelance project-based team!
We do believe that the success of altamira.ai is impossible without the success of our Talents and the success of our Clients!