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Debt Collection Jobs (NOW HIRING)

Remex, Inc

Collection Representative

Willow Grove, PA · On-site

$37K - $70K/yr

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

ValorVIP

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

NES1

Collector-Third Party

Solon, OH · On-site

$17/hr

Description National Enterprise Systems is an award-winning debt collection agency in Solon, OH. We are looking for collectors to work in our outbound call center. The ideal candidate is dependable ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$1.5K/wk

***$1,500.00 Hiring Bonus*** *** 1 year of Debt Collection experience is required*** As a Collection Specialist with ProCollect, you will carefully adhere to policies, procedures and laws related to ...

MCI Careers

Debt Recovery Manager

Tampa, FL · Remote

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

MCI Careers

Debt Recovery Manager

Tampa, FL · Remote

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

ValorVIP

Debt Recovery Manager

Tampa, FL · Remote

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

MCI Careers

Debt Recovery Manager

Tampa, FL · On-site

Proven experience in debt collection, call center operations, or financial services management, with a minimum of 4 years in a managerial role. * Strong leadership and people management skills, with ...

MCI Careers

Debt Recovery Director

Tampa, FL · On-site +1

Establish collection goals, targets, and key performance indicators (KPIs) in alignment with ... Proven experience in debt collection, call center operations, or financial services management ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · On-site

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

ValorVIP

Debt Recovery Supervisor

Tampa, FL · Remote

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · Remote

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

MCI Careers

Debt Recovery Supervisor

Tampa, FL · Remote

Proven experience in debt collection, customer service, or call center operations role, with a minimum of 2-3 years in a supervisory or leadership role. * Strong leadership, coaching, and mentoring ...

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Debt Collection information

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$7

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$36

How much do debt collection jobs pay per hour?

As of Jun 21, 2026, the average hourly pay for debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
More about Debt Collection jobs
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Debt Collection jobs near you
Infographic showing various Debt Collection job openings in the United States as of June 2026, with employment types broken down into 1% Locum Tenens, 3% As Needed, 51% Full Time, 44% Part Time, and 1% Temporary. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.
Collection Representative

Collection Representative

Remex, Inc

Willow Grove, PA • On-site

$37K - $70K/yr

Full-time

Medical, Dental, Retirement, PTO

Posted 18 days ago

Be an early applicant

Job description

Benefits:
  • 401(k) matching
  • Bonus based on performance
  • Competitive salary
  • Dental insurance
  • Health insurance
  • Paid time off

Job Description:
We're seeking passionate and driven individuals to join our team as Collection Representatives. As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to facilitate positive outcomes.
Requirements:
  • Strong desire for uncapped earning potential through high commissions
  • Superior energy level needed to handle a high volume of calls
  • Excellent communication skills with a compassionate phone manner
  • Highly motivated with exceptional organizational abilities
  • High school diploma or equivalent
  • Minimum of 3 years of experience in third-party debt collection
Duties:
  • Contact consumers to discuss outstanding accounts
  • Skip tracing to locate contact information and assets
  • Negotiate repayment plans tailored to consumers' financial circumstances
  • Maintain detailed records of all account interactions and progress
Benefits:
  • Highly competitive base pay commensurate with experience.
  • Uncapped monthly commissions
  • Comprehensive benefits package including 401k with company match, medical & dental insurance, paid vacation & personal time
  • Seven (7) paid holidays!
  • Paid training at full rate to equip you for success
  • Six-month ramp-up budgets so you can start earning bonuses right away!
  • Flexible schedule with varied shifts, Monday to Friday
  • Positive workplace culture
Apply Now:
Join us in making a positive impact as a Debt Collection Professional at Remex, Inc.