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Debt Collection Jobs (NOW HIRING)

Collector - Metairie

Metairie, LA ยท On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

Collector

Des Plaines, IL ยท On-site

$18 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

Collector - Metairie, LA

Metairie, LA ยท On-site

$18 - $25/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ...

Debt Collector

Riverside, CA ยท On-site

$18 - $27/hr

Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems. * Coordinate with attorneys to escalate accounts for litigation ...

Collection Representative

Willow Grove, PA ยท On-site

$37K - $70K/yr

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to ...

Collection Representative

Willow Grove, PA ยท On-site

$37K - $70K/yr

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to ...

Collection Representative

Willow Grove, PA ยท On-site

$37K - $70K/yr

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts responsibly. You'll engage with consumers, negotiate repayment terms, and document your efforts to ...

Debt Recovery Representatives

Tampa, FL ยท On-site +1

$15 - $19.50/hr

Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ... Knowledge of debt collection laws and compliance requirements preferred * Strong attention to ...

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Debt Collection information

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How much do debt collection jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
More about Debt Collection jobs
What cities are hiring for Debt Collection jobs? Cities with the most Debt Collection job openings:
What are the most commonly searched types of Debt Collection jobs? The most popular types of Debt Collection jobs are:
What states have the most Debt Collection jobs? States with the most job openings for Debt Collection jobs include:
Infographic showing various Debt Collection job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Collector - Metairie

D & A Services, LLC

Metairie, LA โ€ข On-site

$18 - $25/hr

Full-time

Medical, Dental, Retirement

Re-posted 8 days ago


Job description

Metairie, LA
$18 - $25 Hourly
Location: -100% On Site
Schedule: No evenings or weekends
D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers.
D & A Services offers a base pay between $18.00 and $25.00 per hour, along with a benefits package that includes a 401(k) plan, medical, dental, and more! We offer a bonus structure which rewards Debt Collectors for generating revenue. Top producers earn large bonus checks.
Summary:
We are currently seeking a meticulous and results-oriented Debt Collector to join our team. As a Debt Collector, you will be responsible for managing and recovering outstanding debts owed to our organization. Your primary goal will be to maintain positive relationships with customers while achieving targeted recovery rates.
Responsibilities:
  1. Contact debtors: Initiate communication with debtors via phone calls and collect according to established collection procedures.
  2. Negotiate payment plans: Engage in professional and empathetic conversations with debtors to understand their financial situations, evaluate repayment options, and negotiate feasible payment plans.
  3. Resolve disputes: Address any queries, concerns, or disputes raised by debtors related to outstanding debts, ensuring effective resolution and maintaining customer satisfaction.
  4. Monitor delinquent accounts: Regularly monitor and update the status of delinquent accounts in the system, ensuring accurate documentation of all interactions and progress made.
  5. Investigate debtor profiles: Conduct thorough research and review debtor information to assess their ability to repay debts and determine appropriate collection strategies.
  6. Manage Non Complaint debtors: Collaborate with management to review status of non-compliant debtors, ensuring adherence to relevant laws and regulations.
  7. Update payment records: Record and update payment information on customer accounts to maintain accurate and up-to-date financial records.
  8. Achieve collection targets: Strive to meet or exceed monthly, quarterly, and annual collection targets set by the organization.
  9. Collaborate with internal teams: Collaborate effectively with internal team primarily, management, to resolve collection-related issues and improve overall debtor management processes.

Requirements:
  1. Proven experience: Minimum of 3 years of experience as a Debt Collector in a third party environment with an emphasis on credit card collections.
  2. Strong communication skills: Excellent verbal and written communication skills, with the ability to effectively negotiate, persuade, and handle difficult conversations.
  3. Strong problem-solving skills: Ability to analyze debtor profiles, situations, and payment histories to devise creative solutions and negotiate optimal repayment plans.
  4. Attention to detail: Meticulous attention to detail in recording debtor interactions, payment plans, and updating account details accurately.
  5. Organizational skills: Strong organizational and time-management skills, with the ability to prioritize tasks and meet deadlines in a fast-paced environment.
  6. Knowledge of debt collection laws: Familiarity with the Fair Debt Collection Practices Act (FDCPA) and knowledge of other relevant local and federal regulations related to debt collection.
  7. Resilience: Ability to handle rejection and stress while maintaining a professional and empathetic demeanor.
  8. Team player: Willingness to collaborate and support team members, sharing best practices and contributing to a positive work environment.
  9. High ethical standards: Strong commitment to ethical conduct and respecting debtor confidentiality.
  10. Proficiency in relevant software: Familiarity with debt collection software, customer relationship management (CRM) tools, and proficiency in MS Office Suite.

Qualifications:
  1. Positive attitude with a high level of engagement and respect
  2. Proven experience working as a Debt Collector in a third party, professional debt collection agency.
  3. Knowledge of debt collection laws and regulations, especially the Fair Debt Collection Practices Act.
  4. Excellent negotiation, persuasion, and communication skills, with the ability to handle challenging conversations and resolve conflicts.
  5. Strong attention to detail, organizational skills, and ability to prioritize workload effectively.
  6. Proficiency in using collection software and customer relationship management (CRM) systems. Knowledge of skip tracing techniques and tools is a plus.
  7. Ability to perform well under pressure and meet collection targets while maintaining a positive attitude and professional demeanor.
  8. Strong ethics and integrity, with a commitment to treating debtors with respect and following ethical guidelines.
  9. Proficient in Microsoft Office Suite (Word, Excel, Outlook) and comfortable using technology tools for conducting research and managing debtor information.

Join our team as a Debt Collector and play a crucial role in recovering outstanding debts while maintaining positive customer relationships. This is an opportunity to make a significant impact on our organization's financial success. If you are a motivated individual, skilled in debt collection practices, and interested in working in a dynamic and fast paced environment, we would love to hear from you.
D & A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetic information.