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Debt Collection Jobs in Minnesota (NOW HIRING)

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eden Prairie, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

DS Erickson & Associates PLLC

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Stevens County, MN

ACCOUNTING TECHNICIAN

Morris, MN · On-site

$22.54 - $30.31/hr

... debt collection methods do you know and give examples of collections you have completed. 06 How would you keep track of all outstanding payments? 07 How would you respond to a customer who is using ...

Aston Carter

Collections Specialist

Minneapolis, MN

$19.25 - $26/hr

Knowledge and understanding of credit laws and regulations, including Truth in Lending, Fair Credit Reporting, and Fair Debt Collection Practices. * Familiarity with credit risk management methods ...

Aston Carter

Collections Specialist

Minneapolis, MN · On-site

$19.25 - $26/hr

Knowledge and understanding of credit laws and regulations, including Truth in Lending, Fair Credit Reporting, and Fair Debt Collection Practices. * Familiarity with credit risk management methods ...

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All JobsDebt Collection JobsDebt Collection Jobs in Minnesota

Debt Collection information

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$35

How much do debt collection jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for debt collection in Minnesota is $22.52, according to ZipRecruiter salary data. Most workers in this role earn between $17.64 and $28.03 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
What are popular job titles related to Debt Collection jobs in Minnesota? For Debt Collection jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Minnesota look for? The top searched job categories for Debt Collection jobs in Minnesota are:
What cities in Minnesota are hiring for Debt Collection jobs? Cities in Minnesota with the most Debt Collection job openings:
Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Minnesota as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, and 2% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $46,847 per year, or $22.5 per hour.
Debt Collection Specialist

Debt Collection Specialist

DS Erickson & Associates PLLC

Eden Prairie, MN • On-site

Urgent

$38K - $55K/yr

Full-time

Medical, Dental

Re-posted 15 days ago

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Job description

Asset, Discovery & Contact Team Member

Job Opportunity: Asset, Discovery & Contact Team Member

Company: DS Erickson & Associates, PLLC

Employment Type: Full-Time

About the Role: DS Erickson & Associates, PLLC is seeking a driven, detail-oriented Asset, Discovery & Contact Team Member to join our growing firm. This is a critical high-volume role focused on the investigative front-end of consumer collections. You will be responsible for transforming leads into actionable contacts and identifying assets that drive our legal strategy.

This is a "Bridge" Role: We are looking for high-performers. For those who demonstrate exceptional investigative skills, communication skills, and a strong grasp of our workflow, there is a clear career path to transition into a Paralegal role, where you will manage formal legal proceedings and litigation support.

Key Responsibilities

  • Skip Tracing: Utilize advanced skip tracing tools and databases to locate consumers and identify verifiable assets.
  • Lead Generation: Analyze files, data and leads to generate high-quality contact information for the collection team.
  • Discovery & Research: Conduct deep-dive research into employment, property records, and financial backgrounds to determine the viability of legal action.
  • Data Management: Maintain accurate, real-time documentation within our case management system.
  • Support Capacity: Work closely with the paralegals and attorneys to ensure a seamless hand-off of verified files.

Candidate Qualities & Requirements

  • Relevant Experience: Proven background in consumer collections, collection support, or high-volume skip tracing.
  • Investigative Mindset: You enjoy "the hunt" and have a knack for finding information that isn't easily accessible.
  • Efficiency: Ability to manage a high volume of files while maintaining consistent output of work.
  • Communication: Strong verbal and written skills for external communications and internal collaboration and professional documentation.
  • Compliance-Focused: A solid understanding of FDCPA regulations and privacy laws.
  • Growth-Oriented: A desire to learn the legal side of the industry and eventually move into a paralegal capacity.