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Debt Collection Jobs in Minnesota (NOW HIRING)

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eden Prairie, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

DS Erickson & Associates PLLC

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Urgent

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

Blaze Credit Union

Director Collections

Saint Paul, MN · On-site

$103K - $155K/yr

Ensure departmental compliance with all internal controls, regulations, and policies (including FCRA, consumer debt collection, repossession, bankruptcy, and foreclosure). * Develop, review, and ...

MESSERLI KRAMER P.A.

DOCUMENT SPECIALIST

Plymouth, MN · On-site

$19 - $23/hr

Basic understanding of legal documents and the legal debt collection process. * Basic understanding on how to process bank and wage garnishments. * Solid organizational and prioritization skills.

Activar

Credit/Collection Specialist

Bloomington, MN · On-site

$26 - $28/hr

... of collection calls. • Call on past due invoices while ensuring customer retention. • Work with customer service to release orders or communicate issues in a timely manner. • Communicate ...

Messerli Kramer PA

DOCUMENT SPECIALIST

Plymouth, MN · On-site

$19 - $23/hr

Basic understanding of legal documents and the legal debt collection process. * Basic understanding on how to process bank and wage garnishments. * Solid organizational and prioritization skills.

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All JobsDebt Collection JobsDebt Collection Jobs in Minnesota

Debt Collection information

See Minnesota salary details

$7

$22

$35

How much do debt collection jobs pay per hour?

As of Jun 26, 2026, the average hourly pay for debt collection in Minnesota is $22.52, according to ZipRecruiter salary data. Most workers in this role earn between $17.64 and $28.03 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are popular job titles related to Debt Collection jobs in Minnesota? For Debt Collection jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Minnesota look for? The top searched job categories for Debt Collection jobs in Minnesota are:
What cities in Minnesota are hiring for Debt Collection jobs? Cities in Minnesota with the most Debt Collection job openings:
Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Minnesota as of June 2026, with employment types broken down into 96% Full Time, 3% Part Time, and 1% Temporary. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $46,847 per year, or $22.5 per hour.
Debt Collection Specialist

Debt Collection Specialist

DS Erickson & Associates PLLC

Eden Prairie, MN • On-site

Urgent

$38K - $55K/yr

Full-time

Medical, Dental

Posted 22 days ago

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Job description

Asset, Discovery & Contact Team Member

Job Opportunity: Asset, Discovery & Contact Team Member

Company: DS Erickson & Associates, PLLC

Employment Type: Full-Time

About the Role: DS Erickson & Associates, PLLC is seeking a driven, detail-oriented Asset, Discovery & Contact Team Member to join our growing firm. This is a critical high-volume role focused on the investigative front-end of consumer collections. You will be responsible for transforming leads into actionable contacts and identifying assets that drive our legal strategy.

This is a "Bridge" Role: We are looking for high-performers. For those who demonstrate exceptional investigative skills, communication skills, and a strong grasp of our workflow, there is a clear career path to transition into a Paralegal role, where you will manage formal legal proceedings and litigation support.

Key Responsibilities

  • Skip Tracing: Utilize advanced skip tracing tools and databases to locate consumers and identify verifiable assets.
  • Lead Generation: Analyze files, data and leads to generate high-quality contact information for the collection team.
  • Discovery & Research: Conduct deep-dive research into employment, property records, and financial backgrounds to determine the viability of legal action.
  • Data Management: Maintain accurate, real-time documentation within our case management system.
  • Support Capacity: Work closely with the paralegals and attorneys to ensure a seamless hand-off of verified files.

Candidate Qualities & Requirements

  • Relevant Experience: Proven background in consumer collections, collection support, or high-volume skip tracing.
  • Investigative Mindset: You enjoy "the hunt" and have a knack for finding information that isn't easily accessible.
  • Efficiency: Ability to manage a high volume of files while maintaining consistent output of work.
  • Communication: Strong verbal and written skills for external communications and internal collaboration and professional documentation.
  • Compliance-Focused: A solid understanding of FDCPA regulations and privacy laws.
  • Growth-Oriented: A desire to learn the legal side of the industry and eventually move into a paralegal capacity.