1

Debt Collection Jobs in Minnesota (NOW HIRING)

Proactively identify collection risks, customer payment trends, and potential bad debt exposure. * Partner with Finance leadership to support forecasting activities and cash flow planning. Credit ...

Proactively identify collection risks, customer payment trends, and potential bad debt exposure. * Partner with Finance leadership to support forecasting activities and cash flow planning. Credit ...

Showing results 21-40

Debt Collection information

See Minnesota salary details

$7

$22

$35

How much do debt collection jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for debt collection in Minnesota is $22.52, according to ZipRecruiter salary data. Most workers in this role earn between $17.64 and $28.03 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.
What are popular job titles related to Debt Collection jobs in Minnesota? For Debt Collection jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Minnesota look for? The top searched job categories for Debt Collection jobs in Minnesota are:
What cities in Minnesota are hiring for Debt Collection jobs? Cities in Minnesota with the most Debt Collection job openings:
Infographic showing various Debt Collection job openings in Minnesota as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution, with an average salary of $46,847 per year, or $22.5 per hour.

COLLECTOR - Bilingual (Spanish)

MESSERLI & KRAMER P.A.

Minneapolis, MN โ€ข On-site

$19.73/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 3 days ago

New


Job description

Description:

***$1,000 Sign-on Bonus After Successfully Completing 90 Days***

***NO WEEKENDS***

***Veterans Strongly Encourage to Apply***


$19.73/hour base, plus monthly bonus:

*$600 starting monthly Bonus Guarantee while on Training Ramp Up Plan, equates to $23.19/hour*

*After Training Ramp Up, Average Collectors earn between $1,200-$2,400 in monthly bonuses, equates to ~$30.11/hour*

*High Performing Collectors earn between $3,000-$6,000 or more in monthly bonuses, equates to ~$45.69/hour*


Summary:

Messerli Kramer, a trusted Twin Cities law firm since 1965, is looking for a full-time Bilingual (English/Spanish Speaking) Collector to join our team in Plymouth, MN. The Collector position will recover outstanding debts on client accounts by creating a positive consumer experience while negotiating to satisfy the debt quickly and responsibly. Looking for individuals driven to meet and exceed goals to maximize their bonus potential.


Essential Functions and Duties:

  • Communicating with Consumers via phone, taking inbound and making outbound calls
  • Basic skiptracing
  • Negotiating repayment of debts according to firm/client standards
  • Maintaining a professional demeanor and supporting a positive Consumer Experience in all interactions
  • Accurately enter data into database & tracking system
  • Review consumer files, keeping confidentially at the highest level

Benefits & Perks Include:

  • Medical, Dental, & Vision Insurance
  • HSA & FSA Accounts
  • 401K, with 4% company contribution (after 1 year of service)
  • Paid time off (17 days per year)
  • Paid holidays off (7 days per year + a floating holiday)
  • Company Paid Life Insurance
  • Employee Assistance Program
  • Building amenities include: Free parking, onsite restaurant, & onsite free gym
  • Flexible Scheduling

Collections Bonus:

Collectors are eligible for a monthly bonus based off their performance metrics. Collectors must work a full calendar month following the two (2) weeks in training to be eligible. Bonuses are paid on the second pay period of the following month.

Requirements:

Required Education & Experience:

  • High school diploma
  • 1-3 years of collections experience, call center experience (telemarketing or customer service), sales, retail, or other related experience preferred, but not required
  • Fluent in English & Spanish

Competencies:

  • Excellent communication and people skills
  • Organized, self-motivated, and goal-oriented
  • Ability to manage stressful situations while maintaining composure
  • Ability to be confident and engaging as well as polite and compassionate
  • Attention to detail and ability to reason and think quickly when negotiating
  • Working knowledge of MS Office

Work Environment and Physical Demands:

This role operates in a professional office setting, routinely working with standard office equipment. Generally, due to the nature of this office position, the person in this role would be required to talk and hear, sit or stand for long period of time, and use their hands and fingers, to handle and feel. Occasionally required to walk, reach with arms and hand, climb or balance, and to stoop, kneel, or crouch. Regularly required to lift and/or move up to 10 pounds, occasionally lift and/or move up to 25 pounds. Vision abilities required by the job include close vision.


Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and to meet job requirements.


All applicants must pass a criminal background and drug screening before commencing employment with Messerli & Kramer, P.A.


Wage Disclaimer: The starting wage for this position is $19.73/hour. The wage range for this position is $19.73/hour to $25.00/hour + monthly bonuses.


About Us:

The Collection Division of Messerli Kramer, located in Plymouth, Minnesota, is one of most respected law firms in the legal collections industry. Practicing in nine states and supported by nearly 290 employees within our division, we are a leader in our field and large by industry standards. As a well-established firm, we have built a reputation for consistency, reliability, and long-term client partnerships—making us a stable, long-term employer. Our approach is rooted in treating consumers with respect and dignity, working collaboratively to find realistic solutions that help them resolve debt and move forward, while still achieving successful outcomes for our clients. This people-first philosophy is a core part of our culture and something we are proud to stand behind.


Reference Titles:

Customer Service Representative

Account Manager

Accounts Receivable

Call Center Representative