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At Home Debt Collection Jobs (NOW HIRING)

Structured Settlement

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Debt Collection Manager

Phoenix, AZ · On-site

$40K - $80K/yr (+ commission)

Proven experience (ideally 5+ years) in debt collections, with at least 2-3 years in a supervisory ... Proficiency with collection software/CRM systems Google and Microsoft Office What We Offer

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eden Prairie, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Edina, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

DS Erickson & Associates PLLC

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Debt Collection Specialist

Eagan, MN · On-site

$38K - $55K/yr

Analyze files, data and leads to generate high-quality contact information for the collection team. * Discovery & Research: Conduct deep-dive research into employment, property records, and financial ...

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

At the heart of our success is our people--and we're growing. If you're ready to make an impact and be recognized for your results, this is your moment. What You'll Do * Connect with customers to ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekends D & A Services is an experienced debt collection agency that services the ... at all times. * Organization: Strong organizational and time management skills to handle multiple ...

D & A Services, LLC

Debt Collector - Houston

Houston, TX · On-site

$17 - $23/hr

No evenings or weekendsD & A Services is an experienced debt collection agency that services the ... at all times. Organization: Strong organizational and time management skills to handle multiple ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

... At Main One, we believe in professionalism, compliance, and helping consumers find resolutions--not creating conflict. Competitive Pay Growth Opportunities Positive Team Environment Full-Time ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

... At Main One, we believe in professionalism, compliance, and helping consumers find resolutions--not creating conflict. Competitive Pay Growth Opportunities Positive Team Environment Full-Time ...

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At Home Debt Collection information

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How much do at home debt collection jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for at home debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is an at home debt collection job?

An at home debt collection job involves working remotely to contact individuals or businesses who owe money, typically on behalf of creditors or collection agencies. These professionals use phone calls, emails, or written correspondence to negotiate payments, set up payment plans, and resolve outstanding debts. Working from home requires strong communication skills, self-motivation, and the ability to handle sensitive information securely. Many employers provide training and the necessary software to facilitate remote debt collection. This role often requires adhering to regulations such as the Fair Debt Collection Practices Act (FDCPA).

What are some common challenges faced by at home debt collection professionals, and how can they be managed?

At-home debt collection professionals often face the challenge of maintaining motivation and focus without direct supervision, as well as handling difficult or uncooperative debtors over the phone. To manage these challenges, it's important to establish a structured daily routine, set clear goals, and utilize employer-provided tools and scripts for effective communication. Regular team check-ins and ongoing training can also provide support, helping collectors stay compliant with regulations and improve negotiation skills.

What are the key skills and qualifications needed to thrive as an at home debt collection specialist, and why are they important?

To succeed as an At Home Debt Collection Specialist, you need strong negotiation skills, knowledge of debt collection regulations, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) systems, dialer software, and regulatory compliance tools is common in this role. Excellent verbal communication, resilience, and problem-solving abilities help professionals handle challenging conversations and maintain professionalism. These skills are vital for maximizing debt recovery while ensuring legal compliance and preserving positive client relationships.

What is the difference between At Home Debt Collection vs In-House Debt Collector?

AspectAt Home Debt CollectionIn-House Debt Collector
Work EnvironmentRemote, home-basedOn-site at company location
Required CredentialsBasic debt collection knowledge, sometimes certificationsSimilar credentials, often company-specific training
Employer & Industry UsageThird-party collection agencies, outsourcing firmsWithin a company's finance or collections department
Work FocusExternal collections for multiple clientsInternal collections for own company's accounts

At Home Debt Collection involves working remotely for third-party agencies, focusing on external debt recovery. In contrast, In-House Debt Collectors work directly within a company's team to recover their own debts. Both roles require similar skills and credentials but differ mainly in work setting and employer type.

What cities are hiring for At Home Debt Collection jobs?

Cities with the most At Home Debt Collection job openings:

What are the most commonly searched types of Debt Collection jobs?

The most popular types of Debt Collection jobs are:

What states have the most At Home Debt Collection jobs?

States with the most job openings for At Home Debt Collection jobs include:

At Home Debt Collection jobs near you
Infographic showing various At Home Debt Collection job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 20% Part Time, and 3% Contract. Highlights an 71% Physical, 1% Hybrid, and 28% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Manager

Structured Settlement

Phoenix, AZ • On-site

$40K - $80K/yr (+ commission)

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 22 days ago

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Job description

Employment Type: Full-time

Competitive base salary + performance based incentives

Comprehensive benefits package (health, dental, vision, retirement plan)

Reports to: Operations Director / CEO

About Us

We are a professional debt recovery agency dedicated to ethical, compliant, and effective collection practices. We partner with clients across industries to recover outstanding balances while treating consumers with respect and adhering strictly to all applicable laws and regulations. Our team values integrity, results, and continuous improvement.

The Role

We are seeking an experienced Debt Collection Manager to lead our collections team. In this role, you will oversee daily operations, drive performance, ensure regulatory compliance, and develop strategies that maximize recoveries while maintaining high standards of professionalism and customer treatment.

Key Responsibilities

  • Lead, coach, and motivate a team of collectors to achieve and exceed recovery targets and KPIs
  • Develop, implement, and refine collection strategies, scripts, and workflows
  • Monitor portfolio performance, analyze data, and produce regular reports on recovery rates, aging, and team productivity
  • Ensure full compliance with all relevant laws and regulations (including FDCPA, and applicable state/local rules)
  • Handle escalated accounts, complex negotiations
  • Maintain accurate records and support audit readiness

What We’re Looking For

  • Proven experience (ideally 5+ years) in debt collections, with at least 2–3 years in a supervisory or managerial role
  • Strong knowledge of consumer protection and collections regulations
  • Demonstrated success in meeting or exceeding recovery targets
  • Excellent leadership, coaching, and people management skills
  • Strong analytical ability and comfort with performance metrics and reporting
  • Outstanding communication, negotiation, and problem solving skills
  • High ethical standards and a commitment to treating consumers fairly
  • Proficiency with collection software/CRM systems Google and Microsoft Office

What We Offer

  • Competitive base salary + performance based incentives
  • Comprehensive benefits package (health, dental, vision, retirement plan)
  • Professional development and training opportunities
  • Supportive, results driven team environment
  • Opportunity to make a measurable impact on company performance


We are an equal opportunity employer and value diversity in our workplace.

Join us and help lead a high performing collections team that delivers results the right way.

Company Description

We have been in business 20 plus years, four locations and growing!