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At Home Debt Collection Jobs (NOW HIRING)

Debt Collector

Urbandale, IA · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... At the heart of our firm are people--our clients, our employees, and the partnerships we build.

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... At the heart of our firm are people-our clients, our employees, and the partnerships we build.

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... At the heart of our firm are people-our clients, our employees, and the partnerships we build.

Debt Recovery Representatives

Tampa, FL · On-site

$14 - $15.20/hr

At MCI we are committed to fostering an environment where professionals can build meaningful ... Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ...

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... At the heart of our firm are people-our clients, our employees, and the partnerships we build.

Debt Recovery Representatives

Tampa, FL · On-site +1

$15 - $19.50/hr

At MCI we are committed to fostering an environment where professionals can build meaningful ... Ensure all collection activities are conducted ethically, professionally, and legally . * Generate ...

Debt Collector

Naperville, IL · On-site

$18 - $25/hr

C. is a leading debt collection law firm with over 30 years of experience representing most of the ... At the heart of our firm are people-our clients, our employees, and the partnerships we build.

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At Home Debt Collection information

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How much do at home debt collection jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for at home debt collection in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What is an at home debt collection job?

An at home debt collection job involves working remotely to contact individuals or businesses who owe money, typically on behalf of creditors or collection agencies. These professionals use phone calls, emails, or written correspondence to negotiate payments, set up payment plans, and resolve outstanding debts. Working from home requires strong communication skills, self-motivation, and the ability to handle sensitive information securely. Many employers provide training and the necessary software to facilitate remote debt collection. This role often requires adhering to regulations such as the Fair Debt Collection Practices Act (FDCPA).

What are some common challenges faced by at home debt collection professionals, and how can they be managed?

At-home debt collection professionals often face the challenge of maintaining motivation and focus without direct supervision, as well as handling difficult or uncooperative debtors over the phone. To manage these challenges, it's important to establish a structured daily routine, set clear goals, and utilize employer-provided tools and scripts for effective communication. Regular team check-ins and ongoing training can also provide support, helping collectors stay compliant with regulations and improve negotiation skills.

What are the key skills and qualifications needed to thrive as an at home debt collection specialist, and why are they important?

To succeed as an At Home Debt Collection Specialist, you need strong negotiation skills, knowledge of debt collection regulations, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) systems, dialer software, and regulatory compliance tools is common in this role. Excellent verbal communication, resilience, and problem-solving abilities help professionals handle challenging conversations and maintain professionalism. These skills are vital for maximizing debt recovery while ensuring legal compliance and preserving positive client relationships.

What is the difference between At Home Debt Collection vs In-House Debt Collector?

AspectAt Home Debt CollectionIn-House Debt Collector
Work EnvironmentRemote, home-basedOn-site at company location
Required CredentialsBasic debt collection knowledge, sometimes certificationsSimilar credentials, often company-specific training
Employer & Industry UsageThird-party collection agencies, outsourcing firmsWithin a company's finance or collections department
Work FocusExternal collections for multiple clientsInternal collections for own company's accounts

At Home Debt Collection involves working remotely for third-party agencies, focusing on external debt recovery. In contrast, In-House Debt Collectors work directly within a company's team to recover their own debts. Both roles require similar skills and credentials but differ mainly in work setting and employer type.

What cities are hiring for At Home Debt Collection jobs?

Cities with the most At Home Debt Collection job openings:

What are the most commonly searched types of Debt Collection jobs?

The most popular types of Debt Collection jobs are:

What states have the most At Home Debt Collection jobs?

States with the most job openings for At Home Debt Collection jobs include:

Infographic showing various At Home Debt Collection job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 70% Full Time, 24% Part Time, and 4% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Claims Representative, Financial Recovery Section

State of Virginia

Richmond, VA • On-site

$57K - $61K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 13 days ago


State Of Virginia rating

8.0

Company rating: 8.0 out of 10

Based on 33 frontline employees who took The Breakroom Quiz

10th of 50 rated states


Job description

Debt Collection Claims Representative, Financial Recovery Section

Apply now Job no: 5108732
Work type: Full-Time (Salaried)
Location: Richmond (City), Virginia
Categories: Law / Judiciary

Title: Debt Collection Claims Representative, Financial Recovery Section

State Role Title: Claims Representative

Hiring Range: $57,800-$61,000

Pay Band: UG

Agency: Attorney General & Dept of Law

Location: Office of the Attorney General

Agency Website: https://www.oag.state.va.us/

Recruitment Type: General Public - G

Job Duties

A unique opportunity exists to work in the Virginia Office of the Attorney General, Financial Recovery Section of the Civil Litigation Division. We offer the opportunity of public service, work-life balance, and an attractive compensation package inclusive of paid time off, paid holidays, health/dental/life insurance, retirement, and more.
The mission of FRS is to advance the interests of the taxpayers of Virginia by providing legal advice and services to appropriately, cost-effectively, and aggressively secure recoveries on civil claims in favor of the Commonwealth of Virginia. The position contributes to the section's mission by providing legal support within the Judgment Enforcement Unit but may also involve prelitigation support as well as preparing Warrants in Debt and scheduling dockets in general district courts. The position assists in using judgment enforcement tools to collect judgments on delinquent accounts receivable arising from the provision of state goods and services, tort claims resulting from damage to state property, and more. The position is the primary contact for pro se debtors and defendants and participates with legal counsel in every phase of recovery, including pre-litigation, litigation, and judgment enforcement. Essential tasks include investigation, preparing garnishments, and may also include issuing legal demands for payment; negotiating settlements and payment plans; preparing legal documents, including warrants in debt, for filing in various state courts; preparing garnishments; responding to inquiries from client agencies, debtors, insurers, attorneys, and court personnel; and maintaining document and file control.

Minimum Qualifications

  • The successful candidate must possess excellent communication skills and analytical ability; the ability to prioritize the demands of a high-volume caseload; considerable knowledge of legal principles, practices, and processes; and the ability to work both independently and as a team member to successfully complete complex assignments within prescribed time limits.
  • The position supports itself and requires word processing skills.
  • The successful candidate will be subject to a criminal background check and a valid driver's license is required.

Additional Considerations

The preferred candidate will have a minimum of three years of experience providing support in a debt collection, plaintiffs' litigation, or insurance defense firm; experience with JST Collectmax software or similar case management database software is preferred.

Special Instructions

Kindly utilize the Virginia Jobs website (https://www.jobs.virginia.gov) to submit your application. Applications sent to the Recruitment email address will not be reviewed for the hiring process. We do not entertain phone calls or emails inquiring about application status; instead, please login to the PageUp/RMS system for updates on your application's status.

Contact Information

Name: OAG Recruitment

Phone: 804-786-2071

Email: recruitment@oag.state.va.us

In support of the Commonwealth's commitment to inclusion, we are encouraging individuals with disabilities to apply through the Commonwealth Alternative Hiring Process. To be considered for this opportunity, applicants will need to provide their AHP Letter (formerly COD) provided by the Department for Aging & Rehabilitative Services (DARS), or the Department for the Blind & Vision Impaired (DBVI). Service-Connected Veterans are encouraged to answer Veteran status questions and submit their disability documentation, if applicable, to DARS/DBVI to get their AHP Letter. Requesting an AHP Letter can be found at AHP Letter or by calling DARS at 800-552-5019.

Note: Applicants who received a Certificate of Disability from DARS or DBVI dated between April 1, 2022- February 29, 2024, can still use that COD as applicable documentation for the Alternative Hiring Process.

Advertised: 03 Aug 2026 Eastern Daylight Time
Applications close:

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