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Debt Collection Jobs in Austin, TX (NOW HIRING)

Aprio

Senior Associate, Tax Controversy

Austin, TX · On-site +1

$70K - $133K/yr

Debt Collection Assistance * Assist clients in addressing tax debt issues and developing repayment plans. * Communicate and negotiate with tax authorities to resolve outstanding tax debts. * Monitor ...

Aprio

Senior Associate, Tax Controversy

Austin, TX · On-site +1

$70K - $133K/yr

Debt Collection Assistance * Assist clients in addressing tax debt issues and developing repayment plans. * Communicate and negotiate with tax authorities to resolve outstanding tax debts. * Monitor ...

Career Renew

Software Engineer - Fintech

Austin, TX · Hybrid

$140K - $180K/yr

We build an AI-powered receivables platform that sends 3M+ texts daily and drives consumers to a self-serve payment portal -- helping debt collection agencies go fully digital. * Series A with $24M ...

TWC Business Unit

Accounts Examiner (Austin)

Austin, TX · On-site

$2.9K - $4.9K/mo

YOU ARE A GREAT FIT WITH: -Great telephone and business writing skills. -Well-organized and able to shift from one duty to another based on daily workload. -One to two years of debt collection ...

DR Horton

Compliance Analyst II

Austin, TX · On-site

... Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures (RESPA), Home Mortgage Disclosure Act (HMDA), Gramm Leach Bliley Act (Privacy Act), Home Ownership and Equity Protection Act ...

DR Horton, Inc.

Compliance Analyst II

Austin, TX · On-site

... Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures (RESPA), Home Mortgage Disclosure Act (HMDA), Gramm Leach Bliley Act (Privacy Act), Home Ownership and Equity Protection Act ...

DHI Mortgage

Compliance Analyst II

Austin, TX · On-site

... Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures (RESPA), Home Mortgage Disclosure Act (HMDA), Gramm Leach Bliley Act (Privacy Act), Home Ownership and Equity Protection Act ...

S2 Residential

Assistant Property Manager

Austin, TX · On-site

$18.25 - $25/hr

Collect past due balances from former residents and manage debt collection company relationship. * Conduct resident move-out apartment inspections and complete deposit accounting. * Maintain all ...

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Debt Collection information

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How much do debt collection jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for debt collection in Austin, TX is $22.79, according to ZipRecruiter salary data. Most workers in this role earn between $17.88 and $28.37 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in Austin, TX?

For Debt Collection jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Austin, TX look for?

The top searched job categories for Debt Collection jobs in Austin, TX are:

What cities near Austin, TX are hiring for Debt Collection jobs?

Cities near Austin, TX with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Austin, TX as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 19% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $47,411 per year, or $22.8 per hour.

Management and Program Analyst

US Department of the Treasury

Austin, TX • On-site

$107K/yr

Full-time, Part-time

Re-posted 11 days ago

U.S. Department Of The Treasury rating

8.2

Company rating: 8.2 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

311th of 852 rated public administrative organizations

Job description

PLEASE NOTE: Based on the current hiring restrictions, selectees may be subject to additional approvals prior to an offer being extended.

This position is located at Bureau of the Fiscal Service, Debt Agency Compliance and Analysis Division. As a Management and Program Analyst, you will work individually and within a team environment with a significant degree of autonomy in the development, enhancement, and policy formulation for direct government-wide debt collection.

Qualifications:You must meet the following requirements within 30 days of the closing date of this announcement.
The experience may have been gained in either the public, private sector or volunteer service. One year of experience refers to full-time work; part-time work is considered on a prorated basis. To ensure full credit for your work experience, please indicate dates of employment by month/day/year, and indicate number of hours worked per week on your resume.
Specialized Experience for the GS-13, you must have one year (full 52 weeks) of specialized experience at a level of difficulty and responsibility equivalent to the GS-12 grade level in the Federal service. Specialized experience for this position is defined as:
- Applying analytical and evaluative techniques in a work environment to support debt collection efforts. (i.e. analyze new information technologies or current methods in support of re-engineering business processes); AND
- Experience consulting with, making recommendations to, and implementing solutions for management level staff; AND
- Leading studies relevant to organizational goals focused on debt collection and policy and laws.
In addition to the above requirements, you must meet the following time-in-grade requirement, if applicable:
For the GS-13, you must have been at the GS-12 level for 52 weeks.Education:
Employment Type: OTHER

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