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Debt Collection Jobs in Dallas, TX (NOW HIRING)

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

ProCollect Inc.

Bilingual Debt Collections

Dallas, TX · On-site

$2.0K/wk

As one of the nation's premier debt collection agencies, our goal is to achieve the best possible ... collection returns for our clients while treating debtors with respect and understanding. Focused ...

BSI Financial Services

Collections Specialist

Irving, TX · On-site

$17 - $23/hr

To ensure success, the Collector will need to be up to date with laws, regulations, policies, and procedures related to debt collection in the Mortgage industry. Required position training and ...

MEI Group

Auto Collections Supervisor

Arlington, TX · On-site

$60K - $65K/yr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and all company policies. * Utilize internal collection systems and vendor platforms to manage account activity. * Assist with ...

MEI GROUP

Auto Collections Supervisor

Arlington, TX · On-site

$60K - $65K/yr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and all company policies. * Utilize internal collection systems and vendor platforms to manage account activity. * Assist with ...

Pontis Property Management

Property Manager

Mckinney, TX · On-site

$80K - $85K/yr

Tenant Relations: - Ensure all business activities align with company policies and procedures, adhering to relevant laws and regulations, including Fair Housing and Fair Debt Collection Practices ...

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How much do debt collection jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for debt collection in Dallas, TX is $22.85, according to ZipRecruiter salary data. Most workers in this role earn between $17.93 and $28.41 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in Dallas, TX?

For Debt Collection jobs in Dallas, TX, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Dallas, TX look for?

The top searched job categories for Debt Collection jobs in Dallas, TX are:

What cities near Dallas, TX are hiring for Debt Collection jobs?

Cities near Dallas, TX with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Dallas, TX as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $47,518 per year, or $22.8 per hour.

Debt Collection Specialist

ProCollect Inc.

Dallas, TX • On-site

Other

Posted 5 days ago

Job description

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience. Additional requirements for the Collection Specialist include: · Ability to thrive in a fast-paced quota-driven work environment · Ability to work a 40-hour per week, rotating shift between the following hours:

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