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Debt Collection Jobs in Dallas, TX (NOW HIRING)

Collection Specialist

Dallas, TX ยท On-site

$18.25 - $24.75/hr

Company Description ProCollect, Inc. is one of the nation's premier debt collection agencies, committed to delivering strong collection results while treating individuals with respect and ...

Collections Specialist

Irving, TX ยท On-site

$17 - $23/hr

To ensure success, the Collector will need to be up to date with laws, regulations, policies, and procedures related to debt collection in the Mortgage industry. Required position training and ...

Auto Collections Supervisor

Arlington, TX ยท On-site

$60 - $65/hr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and all company policies. * Utilize internal collection systems and vendor platforms to manage account activity. * Assist with ...

Auto Collections Supervisor

Arlington, TX ยท On-site

$60K - $65K/yr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and all company policies. * Utilize internal collection systems and vendor platforms to manage account activity. * Assist with ...

Auto Collections Supervisor

Arlington, TX ยท On-site

$60K - $65K/yr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and all company policies. * Utilize internal collection systems and vendor platforms to manage account activity. * Assist with ...

Collections Manager

Dallas, TX ยท On-site

$75K - $78K/yr

Debt Collection Management: Collect unpaid debt for the companies and assign collections tasks to associates as necessary, ensuring efficient debt recovery processes (Advanced). * Negotiation: Engage ...

Discovery Paralegal

Plano, TX ยท On-site

$20 - $25/hr

Minimum of 2 years of paralegal experience, preferably within creditors' rights, debt collection, or financial services litigation. * Education: Associate degree, Bachelor's degree, or a Paralegal ...

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Debt Collection information

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How much do debt collection jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for debt collection in Dallas, TX is $22.85, according to ZipRecruiter salary data. Most workers in this role earn between $17.93 and $28.41 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What job categories do people searching Debt Collection jobs in Dallas, TX look for?

The top searched job categories for Debt Collection jobs in Dallas, TX are:

What cities near Dallas, TX are hiring for Debt Collection jobs?

Cities near Dallas, TX with the most Debt Collection job openings:

Infographic showing various Debt Collection job openings in Dallas, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 78% In-person, and 22% Remote job distribution, with an average salary of $47,518 per year, or $22.8 per hour.

Collection Specialist

ProCollect, Inc.

Dallas, TX โ€ข On-site

$18.25 - $24.75/hr

Other

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Company Description ProCollect, Inc. is one of the nationโ€™s premier debt collection agencies, committed to delivering strong collection results while treating individuals with respect and understanding. Since 1995, the company has focused on superior staff training, advanced technology, and a high level of customer service to earn and maintain client trust. ProCollect partners with a wide range of businesses seeking professional and ethical collection solutions. The company actively engages with current and prospective team members through its social media presence on platforms such as Facebook and Twitter.

Role Description The Collection Specialist is a full-time, on-site role based in Dallas, TX. This position is responsible for contacting account holders by phone and other approved channels to resolve past-due balances, set up payment arrangements, and document all interactions accurately in the system. The role includes reviewing account histories, explaining balances and payment options clearly, and following established collection procedures and compliance requirements. The Collection Specialist will collaborate with team members and supervisors to meet individual and department collection goals while providing courteous, professional service to all parties.

Qualifications

  • Candidates should possess strong Debt Collection and Cash Collection skills, including experience handling delinquent accounts and negotiating payment solutions.
  • Candidates should possess excellent Communication skills, with the ability to explain account information clearly and interact respectfully with diverse individuals.
  • Candidates should possess solid Customer Service skills, demonstrating patience, professionalism, and a solutions-focused approach during all interactions.
  • Candidates should possess a basic understanding of Finance concepts related to billing, payment plans, and account reconciliation.
  • Additional beneficial qualifications include attention to detail, proficiency with computer systems and telephone software, ability to follow regulatory and company compliance guidelines, reliability in meeting schedule and performance expectations, and prior experience in collections, call centers, or related environments.