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Debt Collection Jobs in Tennessee (NOW HIRING)

Reliance Solutions provides debt relief by empowering consumers to exercise their rights to fight back against debt collection companies. We work to stop the fraudulent methods that many debt ...

Reliance Solutions provides debt relief by empowering consumers to exercise their rights to fight back against debt collection companies. We work to stop the fraudulent methods that many debt ...

Debt Collector

Memphis, TN

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd ...

Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd ...

Collector I

Lenoir City, TN · On-site

$37K - $45K/yr

Familiarity with relevant laws such as the Fair Debt Collection Practices Act, Fair Credit Reporting Act, Gramm-Leach-Bliley Act, Electronic Fund Transfer Act, Equal Credit Opportunity Act, and Dodd ...

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Debt Collection information

See Tennessee salary details

$6

$20

$32

How much do debt collection jobs pay per hour?

As of Jul 18, 2026, the average hourly pay for debt collection in Tennessee is $20.87, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $25.96 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
What are popular job titles related to Debt Collection jobs in Tennessee? For Debt Collection jobs in Tennessee, the most frequently searched job titles are:
What cities in Tennessee are hiring for Debt Collection jobs? Cities in Tennessee with the most Debt Collection job openings:
Infographic showing various Debt Collection job openings in Tennessee as of July 2026, with employment types broken down into 75% Full Time, and 25% Temporary. Highlights an 100% In-person job distribution, with an average salary of $43,413 per year, or $20.9 per hour.

$17.50/hr

Full-time

Medical, Dental, Vision

Posted yesterday


Job description

Job Description

Reliance Solutions is currently seeking a dependable individual with a strong work ethic to fill a full-time, permanent case manager position. The case manager is responsible for building client relationships and confidently guiding them through our process.

As a case manager, your responsibilities will be:

· Communicate clearly and concisely with clients to ensure confidence, comfort and trust.

· Multitask incoming emails and phone calls on a daily basis.

· Record client information within our database.

Who We Are:

Reliance Solutions provides debt relief by empowering consumers to exercise their rights to fight back against debt collection companies.

We work to stop the fraudulent methods that many debt collection agencies use to intimate hard-working people.

Qualifications:

High School Diploma or equivalent.

Proficient in typing.

Professional verbal and written communication skills.

1-2 years Customer Service experience preferred.

Must be organized and able to work independently.

Job Type: Full-time

Pay: $17.50 per hour