ZipRecruiter

Log In

1

Debt Collection Jobs in Memphis, TN (NOW HIRING)

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Makowsky Ringel Greenberg, LLC

Debt Collector

Memphis, TN ยท On-site

$15.50 - $20.25/hr

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position ... Some property management and/or multifamily collection experience preferred Benefits * Competitive ...

Upchurch

Service A/R Collections Specialist

Horn Lake, MS ยท On-site

$19 - $24.25/hr

... reserve/bad debt considerations. * ๏‚ท Meet or exceed collection KPIs and targets established by management (e.g. DSO, past-due reduction, cash collected goals), report progress regularly.

New

Nutrien

Credit Manager

Collierville, TN ยท On-site

Process bad-debt charge-offs in a timely manner * Oversee processing of accounts receivable and take appropriate action on collection irregularities, unearned discounts, clearance of finance charges ...

CAMPBELL CLINIC PC

Director of Revenue

Germantown, TN ยท On-site

Develop, redesign, and monitor key performance indicators including payer mix, A/R, collection rates, adjustments, bad debt write off, estimated collections, appeal success rates, and other requested ...

CAMPBELL CLINIC PC

Director of Revenue

Germantown, TN ยท On-site

Develop, redesign, and monitor key performance indicators including payer mix, A/R, collection rates, adjustments, bad debt write off, estimated collections, appeal success rates, and other requested ...

Fairstead ESC LLC

Community Manager

Olive Branch, MS ยท On-site

Direct collection of monthly rents and late fees, process applications, and pursue delinquencies through legal action and eviction. Monitor bad-debt write-offs. * Alerting staff of move-ins, move ...

next page

Showing results 1-20

All JobsDebt Collection JobsDebt Collection Jobs in Memphis, TN

Debt Collection information

See Memphis, TN salary details

$6

$20

$32

How much do debt collection jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for debt collection in Memphis, TN is $20.52, according to ZipRecruiter salary data. Most workers in this role earn between $16.11 and $25.53 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in Memphis, TN?

For Debt Collection jobs in Memphis, TN, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Memphis, TN look for?

The top searched job categories for Debt Collection jobs in Memphis, TN are:

What cities near Memphis, TN are hiring for Debt Collection jobs?

Cities near Memphis, TN with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Memphis, TN as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 19% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $42,692 per year, or $20.5 per hour.

Debt Collector

Memphis, TN โ€ข On-site

Makowsky Ringel Greenberg, LLC
Real Estateย โ€ขย 11 - 50 employees
Learn more about Makowsky Ringel Greenberg, LLCexternal

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Re-posted 27 days ago

Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance

Apply