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Debt Collection Jobs in California (NOW HIRING)

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems. * Coordinate with attorneys to escalate accounts for litigation ...

Bemis Law Offices

Debt Collector

Riverside, CA

$18 - $27/hr

Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems. * Coordinate with attorneys to escalate accounts for litigation ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

JBA International

Collection Attorney

Northridge, CA · On-site

Extensive knowledge of the Rosenthal Fair Debt Collection Practices Act This position will reside in Los Angeles, California reporting to the Managing Attorney. This is a full-time position with a ...

JBA International

Collection Attorney

Northridge, CA · On-site

Extensive knowledge of the Rosenthal Fair Debt Collection Practices Act This position will reside in Los Angeles, California reporting to the Managing Attorney. This is a full-time position with a ...

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All JobsDebt Collection JobsDebt Collection Jobs in California

Debt Collection information

See California salary details

$7

$22

$35

How much do debt collection jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for debt collection in California is $22.69, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $28.22 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are the most commonly searched types of Debt Collection jobs in California? The most popular types of Debt Collection jobs in California are:
What are popular job titles related to Debt Collection jobs in California? For Debt Collection jobs in California, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in California look for? The top searched job categories for Debt Collection jobs in California are:
What cities in California are hiring for Debt Collection jobs? Cities in California with the most Debt Collection job openings:
Debt Collection jobs near you

Debt Collector

Bemis Law Offices

Riverside, CA • On-site

$18 - $27/hr

Full-time

Posted 25 days ago

Be an early applicant

Job description

Job Summary
The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and firm standards. The role requires a professional approach to communication and documentation of collection efforts. 
Detailed Duties & Responsibilities:
  • Contact debtors, attorneys, insurance carriers (phone, mail, email) to negotiate payments and resolves account balances.
  • Review account history and client files to determine status of claims and best collection strategies.
  • Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems.
  • Coordinate with attorneys to escalate accounts for litigation, judgment enforcement, or alternative resolution.
  • Fast pace, high volume case workload.
  • Prepare and maintain accurate account notes and reports.
  • Respond to debtor inquiries and verify account information.
  • Maintain compliance with FDCPA and other applicable federal/state regulations.
  • Communicate with internal staff and clients regarding account status.
  • Follow firm policies on confidentiality, professional conduct, and ethical collection practices. 
  • Perform other tasks as assigned.

KSAOs:
  • Knowledge of debt collection practices, customer service principles, and negotiation techniques.
  • Excellent communication and interpersonal skills.
  • Detail-oriented with strong organization skills.
  • Ability to handle sensitive information and difficult conversations professionally.
  • Proficient with data entry, CRM/case management software, and MS Office.

Education & Experience:
  • High School Diploma/GED required; college coursework or degree preferred.
  • 1+ year of collections experience in legal or financial environment preferred.

Wage & Compensation:
Estimated Wage Range: $18.00–$27.00/hour
(Determined by experience, skills, and compliance with wage laws.)
Reasonable Accommodation Disclaimer
The Law Offices of Gary A. Bemis APC is committed to providing reasonable accommodations to qualified individuals with disabilities. Individuals requiring accommodation in the application or interview process should contact Human Resources. Accommodations will be made in accordance with applicable federal and California law.
No Discrimination Policy
The Firm is an equal opportunity employer. All employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, California state, or local law.
At-Will Employment
Employment with the Law Offices of Gary A. Bemis APC is at-will. This means either the employee or the firm may terminate the employment relationship at any time, with or without cause or notice, subject to applicable law.