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Debt Collection Jobs in California (NOW HIRING)

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems. * Coordinate with attorneys to escalate accounts for litigation ...

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HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA · On-site

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

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HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

Apply Early

HEMMING & ASSOCIATES PC

Associate Attorney

Tustin, CA

$100K - $125K/yr

Represent individual consumers in state court in debt collection and related consumer actions, from filing or answering the complaint through trial or settlement. * Review lawsuits, contracts ...

Apply Early

Frontwave Credit Union

Collector (Onsite)

Oceanside, CA · On-site

$24.46 - $36.69/hr

Complies to The Fair Debt Collection Practices Act (FDCPA). * Achieves department and individual production goals as set by Collections Management. * Handles all communications with members via ...

JBA International

Collection Attorney

Northridge, CA · On-site

Extensive knowledge of the Rosenthal Fair Debt Collection Practices Act This position will reside in Los Angeles, California reporting to the Managing Attorney. This is a full-time position with a ...

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly ... Providing excellent customer service regarding customer billing, collection issues, invoice ...

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Debt Collection information

See California salary details

$7

$22

$35

How much do debt collection jobs pay per hour?

As of Jul 6, 2026, the average hourly pay for debt collection in California is $22.69, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $28.22 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
What are the most commonly searched types of Debt Collection jobs in California? The most popular types of Debt Collection jobs in California are:
What are popular job titles related to Debt Collection jobs in California? For Debt Collection jobs in California, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in California look for? The top searched job categories for Debt Collection jobs in California are:
What cities in California are hiring for Debt Collection jobs? Cities in California with the most Debt Collection job openings:
Debt Collection jobs near you
Infographic showing various Debt Collection job openings in California as of June 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Temporary. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $47,205 per year, or $22.7 per hour.
Used Auto Dealership Debt Collector

Used Auto Dealership Debt Collector

Thousand Oaks Toyota

Thousand Oaks, CA • On-site

$16.75 - $21.75/hr

Full-time

Posted 29 days ago

Job description

Full-Time Debt Collector
Used Auto Dealership
We are a growing used auto dealership seeking a full-time Debt Collector to join our team. This role is responsible for managing customer accounts, processing payments, and collecting delinquent debt while maintaining a professional and respectful approach with consumers.
Key Responsibilities
Debt Collection Activities
  • Initiate contact with customers via phone calls, emails, text messages, and written correspondence to collect payments
  • Perform ordinary installment payment billing activities, including:
    • Sending monthly statements
    • Issuing payment coupons and reminders
  • Manage delinquent accounts through:
    • Collection calls and letters
    • Coordinating and directing vehicle repossessions when necessary
  • Maintain accurate records of all collection activity in compliance with applicable laws and company policies

Payment Processing
  • Accept and process consumer payments
  • Handle routine monthly payments accurately and efficiently
  • Post payments and update account records in dealership systems

Requirements
Required Skills & Qualifications
  • Ability to work well under pressure in a fast-paced environment
  • Exceptional verbal and written communication skills
  • Strong self-motivation and time management skills
  • Positive, professional attitude in the workplace
  • Computer literacy, including basic data entry and email communication
  • Prior collections or auto finance experience is a plus (but not required)

Compensation & Benefits
  • Competitive pay (based on experience)
  • Full-time

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