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Debt Collection Jobs in California (NOW HIRING)

KMC

Early Stage Collector

Foothill Ranch, CA · On-site

$16.50 - $21.50/hr

Strong knowledge of relevant federal and state debt collection laws and guidelines including, FDCPA, Rosenthal Act, Regulation F, FCRA, TCPA, GLBA, EFTA, SCRA, UDAAP, Bankruptcy Code Sections 362 ...

FirstService Residential

Collection Specialist

Irvine, CA · On-site

$22 - $23/hr

Have a familiarity and understanding of the applicable codes governing the enforcement of collecting homeowner assessments for compliance purposes. (Davis Stirling Act, Fair Debt Collection Practices ...

New

TalentZok

Paralegal - TalentZök

Murrieta, CA

$25 - $35/hr

Supporting probate, trust administration, debt collection defense, and business law matters as needed * Quoting legal fees to clients and inviting them to move forward with firm services * Meeting ...

New

Lobel Financial Corporation

Be Seen First

Collections Specialist (30+ day Auto Finance)

Anaheim, CA · On-site

$21 - $25/hr

The successful candidate ensures all collection calls are accurately notated, follows state and federal debt collection laws, and adheres to company policies and procedures. Basic Responsibilities

Zwicker & Associates, P.C.

Associate Attorney

Glendale, CA · On-site

$120K - $140K/yr

C. is a national creditor rights law firm that emphasizes ethics, compliance, and assertive representation of our clients' interests, making us the industry leader in debt collection. Founded in 1991 ...

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$7

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$35

How much do debt collection jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for debt collection in California is $22.69, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $28.22 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the most commonly searched types of Debt Collection jobs in California?

The most popular types of Debt Collection jobs in California are:

What are popular job titles related to Debt Collection jobs in California?

For Debt Collection jobs in California, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in California look for?

The top searched job categories for Debt Collection jobs in California are:

What cities in California are hiring for Debt Collection jobs?

Cities in California with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in California as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $47,205 per year, or $22.7 per hour.

Collections Specialist

RESORT RECOVERY SOLUTIONS LLC

San Diego, CA • On-site

$20/hr

Full-time

Re-posted 8 days ago

Job description

Job description:

WE ARE HIRING! | Join the Resort Recovery Solutions Team
Are you driven to achieve excellence? Do you have a great attitude, strong work ethic, and love the idea of writing your own commission checks while building a long-term career? If so, Resort Recovery Solutions (RRS) wants YOU to join our growing team!
We provide full training, a competitive salary, and a supportive environment where motivated individuals can thrive.
As a Collections Representative, you will be responsible for communicating with debtors, explaining account details, and setting up payment arrangements. This role requires professionalism, empathy, and the ability to handle a high volume of calls while maintaining accuracy in documentation.
Job Duties
  • Make outbound and inbound phone calls to debtors
  • Explain account details and negotiate settlements, payoffs, and payment plans
  • Enter accurate notes and data from each call
  • Prepare collection letter templates and send correspondence
  • Leave voicemails and follow up consistently
  • Email debtors and send the required documentation
  • Process outgoing mail
  • Maintain professionalism and positive communication at all times
  • Other duties as assigned
Qualifications
  • High school diploma or equivalent (Preferred)
  • U.S. work authorization (Preferred)
  • Basic computer skills
  • Strong written and verbal communication skills
  • Positive, empathetic, and professional attitude
  • Ability to handle inbound and outbound calls
  • Organizational skills with a high level of integrity and accuracy
  • Strong customer service skills
  • Self-starter capable of working independently and as part of a team
  • Comfortable working in a call center environment
  • Knowledge of FDCPA (Fair Debt Collection Practices Act)
  • Bilingual (English/Spanish) a plus, but not required
If you’re ready to grow with a company that values talent, drive, and professionalism, Resort Recovery Solutions wants to hear from you!