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Debt Collection Jobs in Oregon (NOW HIRING)

Accounts Receivable Specialist

Portland, OR ยท On-site

$60K - $75K/yr

Accounts Receivable (AR) Debt Collection and Cash Application * Monitor and manage a portfolio of customer accounts to ensure timely payments. * Process daily cash receipts, apply payments to correct ...

Familiarity with FDCPA, CFPB guidelines, insurance sales regulations, and debt collection standards as well as the US FCPA Skills: Strong attention to detail, analytical mindset, and effective ...

Senior Manager, Product Quality Oversight

OR ยท On-site +1

$126K - $166K/yr

Working knowledge of consumer lending regulations, including Truth in Lending Act (TILA), Regulation B, Fair Debt Collection Practices Act (FDCPA), and UDAAP, applied within lending products and ...

Collection Specialist

Portland, OR ยท On-site

$22 - $26.50/hr

Medical Billing and AR Collection Specialist CLASSIFICATION: Non-Exempt REPORTS TO: Medical Billing and Collection Supervisor Summary Responsible for providing Cedar Sinai Park with accurate and ...

Medical Billing and AR Collection Specialist CLASSIFICATION: Non-Exempt REPORTS TO: Medical Billing and Collection Supervisor Summary Responsible for providing Cedar Sinai Park with accurate and ...

Regularly determine bad debt and other write off recommendations. COLLECTIONS: * Monitor aging reports for all assigned accounts. * Perform customer service/collection calls on past-due accounts.

Director, Engineering

OR ยท Remote

$180K - $230K/yr

Balance technical debt with feature delivery to maximize engineering velocity and keep data collection timelines on track. * Agile Process Optimization: Run, refine, and optimize the agile ceremonies ...

Follow the branch collection strategy in monitoring customer accounts for non-payment, skipped ... Submit accounts to management for bad debt write-offs. * Fax or e-mail invoices to customers for ...

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Debt Collection information

See Oregon salary details

$7

$24

$38

How much do debt collection jobs pay per hour?

As of Jul 13, 2026, the average hourly pay for debt collection in Oregon is $24.31, according to ZipRecruiter salary data. Most workers in this role earn between $19.04 and $30.24 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
What are popular job titles related to Debt Collection jobs in Oregon? For Debt Collection jobs in Oregon, the most frequently searched job titles are:
What cities in Oregon are hiring for Debt Collection jobs? Cities in Oregon with the most Debt Collection job openings:
Patient Financial Services Representative

Patient Financial Services Representative

Lake Health District

Lakeview, OR โ€ข On-site

$18.59 - $24.17/hr

Full-time

Posted 13 days ago


Job description

Description
Position Details:
Days 8am - 5pm, Monday through Friday. Initial 90-days will require full-time hours, 40-hours per week.
Position Summary:
Responsible for the billing and collections of all private pay balances / accounts. This includes the accounts receivable and monthly payment plan accounts, with the exception of Long-Term Care accounts that remain on the accounts receivable. Must comply with Lake Health Districts collection policy, as well as the Fair Debt Collection Practices Act and Bankruptcy laws. Review accounts on a scheduled basis and perform established collection procedures. Maintains files on delinquent accounts and arrange payment schedules as necessary.
Requirements
Education:
High School Diploma or equivalent.
Experience:
Hospital billing, collection and clerical experience preferred.
Job Knowledge & Skills:
Knowledge of the Fair Debt Collection Practices Act preferred. Computer and 10-key skills required. Must work with people in a tactful, diplomatic, and professional manner.
Summary
Employment Requirements:
To apply, please fill out an application, attach a cover letter, and resume. Include gaps in employment and reasons for separation.
Applicants must be legally authorized to work in the United States.
Subject to satisfactory adjudication of background investigation and/or fingerprint check.
Successful completion of 500-hour probationary period.
Criminal background check and pre-employment drug screen required upon conditional job offer.
Disclaimer:
If claiming veteran's preference, you must submit a DD214, Certificate of Release from Active Duty, which shows dates of service and discharge under honorable conditions. If currently on active-duty you must submit a certification of expected discharge or release from active-duty service under honorable conditions not later than 120 days after the date the certification is submitted. Veteran's preference must be verified prior to appointment. Without this documentation, you will not receive veteran's preference and your application will be evaluated based on the material(s) submitted.
If claiming 10-point veteran's preference you must provide the DD214 or certification requirements (see above bullet), plus the proof of entitlement of this. Failure to submit these documents could result in the determination that there is insufficient documentation to support your claim for 10-point preference.
Lake Health District is an equal opportunity employer and, as such, considers individuals for employment according to their abilities and performance. Employment decisions are made without regard to race, age, religion, color, sex, national origin, physical or mental disability, marital or veteran status, sexual orientation, genetic information or any other classification protected by law. All employment requirements mandated by local, state, and federal regulations will be observed.