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Debt Collection Jobs in Remote, OR (NOW HIRING)

HAWES MASTER

CREDIT REPRESENTATIVE Lvl 1

Sixes, OR · On-site

$17 - $20.50/hr

Negotiate payment agreements, resolve customer concerns and help consumers get out of debt. * General computer skills are required with the ability to navigate multiple screens and type 25 words per ...

Western Mercantile Agency

Collector

Coos Bay, OR · On-site

$18.85/hr

Manage multiple account queues throughout different stages of the collection process. * Ensure full compliance with federal, state, and company regulations and policies. * Work on-site in an office ...

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Debt Collection information

See Remote, OR salary details

$7

$22

$36

How much do debt collection jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for debt collection in Remote, OR is $22.97, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.56 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are popular job titles related to Debt Collection jobs in Remote, OR?

For Debt Collection jobs in Remote, OR, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Remote, OR look for?

The top searched job categories for Debt Collection jobs in Remote, OR are:

What cities near Remote, OR are hiring for Debt Collection jobs?

Cities near Remote, OR with the most Debt Collection job openings:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Remote, OR as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 17% Part Time, and 2% Contract. Highlights an 76% Physical, 2% Hybrid, and 22% Remote job distribution, with an average salary of $47,785 per year, or $23 per hour.

CREDIT REPRESENTATIVE Lvl 1

Sixes, OR • On-site

HAWES MASTER
See more jobs at HAWES MASTERexternal

$17 - $20.50/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Credit Representative Lvl 1

Salary Range $17.00 - $20.50 Hourly Category Customer Service

Do you possess experience in collections and a genuine passion for delivering top-notch customer service while assisting individuals in need? If this describes you, please continue reading!

Professional, the leading national accounts receivable management services provider, currently has immediate openings for Credit Representatives. We are dedicated to transforming the collections industry one call, text, and chat at a time. We offer you the necessary training for success as you help people navigate challenging times. Are you ready to make a difference in the lives of others?

At Professional, we place great importance on how our team interacts with consumers. We aim to ensure that every interaction is both positive and productive. We are in search of individuals who are eager to join our dynamic team and genuinely want to assist others. Using state-of-the-art omni-channel communication technology, you'll have the opportunity to provide exceptional customer service to consumers through text, live chat, email, and phone calls at every touch point.

The position is full-time, 40 hours per week. After training, start times vary with a ½ day Saturday rotation, once a month. During the initial training, hours are from 8am – 5pm and onsite at our Springfield, OR office.

What will you do as a Call Center Credit Representative?

  • Use state-of-the-art technology and communicate with Consumers via phone, live chat, email and text.
  • We will train you to take inbound and outbound calls with utmost professionalism and courtesy.
  • Navigate cutting edge Customer Relationship Management (CRM) software
  • Learn negotiation and sales techniques applicable to all industries
  • Negotiate payment agreements, resolve customer concerns and help consumers get out of debt.
  • General computer skills are required with the ability to navigate multiple screens and type 25 words per minute
  • Good decision making skills are required.

Top Reasons to Join Our Team:

  • A stable organization offering an exciting yet challenging employment opportunity,
  • Growth potential, both personally and professionally.
  • Comprehensive training to set you up for success.
  • A supportive, dynamic team environment and Company Culture.
  • The chance to make a meaningful impact by helping people navigate tough times.
  • Great benefits (health, dental & vision Insurance) and eligible the 1st of the month following 60 days.
  • We offer a traditional 401k/Roth Plan with discretionary matching.
  • Paid Time-Off and paid Holidays (after 60 days of employment)
  • Paid Volunteer and Community Outreach Program that allows you to 'help others' in the community,
  • Compensation begins at $17.00 per hour, depending on experience, plus commission.

Apply today and start making a difference with Professional!

EOE/DFW

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