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Debt Collection Jobs in Ontario (NOW HIRING)

Christensen Law Firm

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Litigation Lawyer

Cambridge, ON · On-site

CA$75K - CA$120K/yr

Our firm restricts its practice to unsecured debt collection. We have pioneered mass litigation programs for large credit granters and are changing the way debt collection is done in Canada. This is ...

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Senior Performance Analyst

Mississauga, ON

... debt collection lawsuits. * Experience in process improvement, documentation, and financial reporting. * Experience working with SQL Advanced knowledge of English is required because you will most of ...

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Senior Performance Analyst

Toronto, ON · On-site

... debt collection lawsuits. * Experience in process improvement, documentation, and financial reporting. * Experience working with SQL Advanced knowledge of English is required because you will most of ...

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Senior Performance Analyst

Waterloo, ON · On-site

... debt collection lawsuits. * Experience in process improvement, documentation, and financial reporting. * Experience working with SQL Advanced knowledge of English is required because you will most of ...

S&R Group of Companies

Controller

Sarnia, ON

Help prepare/review bad debt calculations and ensure bad debt collection procedures are followed * Assist managers and site staff with various reporting needs * Safeguard the integrity and ...

Uxbridge Employment Agency

Credit Controller

Uxbridge, ON · On-site

£14 - £14.50/hr

Temporary Credit Controller, Credit Controller, Accounts Receivable, Debt Collection, Finance Administrator, Collections Coordinator, Immediate Start, Uxbridge, Accounts Management, Finance Support ...

Uxbridge Employment Agency

Credit Controller

Uxbridge, ON · Hybrid

£30K - £42K/yr

Accounts Receivable Specialist, Sales Ledger Clerk, Debt Collection Specialist, Credit Control Administrator, Income Officer, Credit Risk Analyst, Credit Analyst, Financial Compliance Analyst, Senior ...

BDO Canada

CA$45K - CA$77K/yr

Perform initial consultations to assess the debtor's situation and recommend appropriate options ... This recognition is a milestone we're thrilled to add to our collection of awards for both ...

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How much do debt collection jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for debt collection in Ontario is $20.50, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $16.83 per hour, depending on experience, location, and employer.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may prefer prior experience in collections or customer service. Licensing or registration may be required depending on state regulations.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

How much money do debt collectors make?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and whether they work for a company or independently. Many positions include commission or bonuses based on recovery rates, and strong communication skills are essential for success in this role.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

How much do debt collectors earn?

Debt collectors typically earn an average annual salary ranging from $30,000 to $50,000, depending on experience, location, and employer. Many positions include commission or bonuses based on recovery performance, and strong communication skills are essential for success in this role.

What jobs pay 4000 a week without a degree?

In debt collection, high earnings of $4,000 or more per week are uncommon without experience or specialized skills. Most roles in this field pay hourly or commission-based, with top collectors earning higher incomes through performance, but reaching $4,000 weekly typically requires advanced skills, certifications, or managerial positions. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but they also depend on experience and performance.
What are popular job titles related to Debt Collection jobs in Ontario? For Debt Collection jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Ontario look for? The top searched job categories for Debt Collection jobs in Ontario are:
Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Ontario as of July 2026, with employment types broken down into 100% Full Time. Highlights an 92% In-person, and 8% Remote job distribution, with an average salary of $42,648 per year, or $20.5 per hour.
Legal Collections Representative - Toronto, ON (Hybrid)

Legal Collections Representative - Toronto, ON (Hybrid)

Transworld Systems Inc.

Toronto, ON • Hybrid

CA$22 - CA$25/hr

Full-time

Posted 19 days ago

Transworld Systems Inc. rating

4.8

Company rating: 4.8 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

60th of 72 rated call and contact centers

Job description

Overview

Work Location: Toronto, Ontario - Hybrid

Compensation: $22-25/hour based on qualifications and relevant experience  

After the submission of your application, you will receive an email with instructions to complete a series of assessments through our online platform, Harver. Completing this AI-powered assessment is required for prompt consideration of your application, as it serves as the initial screening in our employment process.  

Please Note: Training for this role is conducted onsite at our Scarborough office - Hybrid work is available upon the completion of onsite training. Agents working a hybrid schedule may be required to return to fully on-site work if remote performance does not meet established standards or expectations. 

Company Office Location: 

1100-325 Milner Ave Scarborough, Ontario

We are seeking a motivated and detail-oriented Legal Collector to join our team. The ideal candidate will be responsible for managing delinquent accounts, coordinating legal collection efforts, and maintaining compliance with all applicable laws and regulations.


Responsibilities
  • Manage a portfolio of delinquent accounts and pursue collection efforts.
  • Review accounts for legal action and coordinate with attorneys, and third-party agencies.
  • Negotiate payment arrangements and settlements with customers.
  • Prepare and maintain accurate documentation, case notes, and legal records.
  • Monitor judgments, garnishments, and bankruptcy filings.
  • Ensure compliance with Collections and Debt Settlement Services Act, Provincial and Federal regulations, and company policies.
  • Research and locate customers using skip-tracing tools and public records.
  • Meet collection goals while maintaining professionalism and customer service standards.

 


Qualifications
  • Previous collections, legal collections, or litigation support experience preferred.
  • Strong negotiation, communication, and problem-solving skills.
  • Ability to manage multiple accounts and deadlines in a fast-paced environment.
  • Proficiency with Microsoft Office and collection management software.
  • Knowledge of debt collection laws and legal processes is a plus.
  • Various shifts are offered depending on the department evening shift for all departments availibility required 
  • High speed internet with ethernet cord connection (our system is not compatible with WIFI)
  • Smart Phone with Microsoft Authenticator app to connect to VPN
Qualifications:
  • Previous collections, legal collections, or litigation support experience preferred.
  • Strong negotiation, communication, and problem-solving skills.
  • Ability to manage multiple accounts and deadlines in a fast-paced environment.
  • Proficiency with Microsoft Office and collection management software.
  • Knowledge of debt collection laws and legal processes is a plus.
  • Various shifts are offered depending on the department evening shift for all departments availibility required 
  • High speed internet with ethernet cord connection (our system is not compatible with WIFI)
  • Smart Phone with Microsoft Authenticator app to connect to VPN
Education:UNAVAILABLEEmployment Type: FULL_TIME

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