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Credit Risk Officer Jobs (NOW HIRING)

Reporting to the Chief Risk and Compliance Officer, this leader will be responsible for enhancing and maintaining the credit risk framework, setting risk appetite, and ensuring sound credit decision ...

Credit Review Officer

$96K - $181K/yr

For Those Who Work At Home, Ohio Job Summary Credit Risk Review (CRR) is considered part of the second line of defense. CRR is accountable to the organization's Chief Risk Officer and KeyCorp Board ...

Credit Review Officer

$96K - $181K/yr

For Those Who Work At Home, Ohio Job Summary Credit Risk Review (CRR) is considered part of the second line of defense. CRR is accountable to the organization's Chief Risk Officer and KeyCorp Board ...

Showing results 21-40

Credit Risk Officer information

See salary details

$76.5K

$134.9K

$210.5K

How much do credit risk officer jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk officer in the United States is $134,851.00, according to ZipRecruiter salary data. Most workers in this role earn between $109,000.00 and $154,000.00 per year, depending on experience, location, and employer.

What is a credit risk officer?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a credit risk officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the credit risk officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

Is it hard to become a credit risk officer?

Becoming a credit risk officer typically requires a bachelor's degree in finance, accounting, or a related field, along with relevant experience in credit analysis or risk management. Strong analytical skills, knowledge of financial statements, and familiarity with risk assessment tools are important, and some roles may require professional certifications like CFA or FRM. The difficulty varies depending on the industry, company, and individual qualifications, but it generally involves gaining experience and developing specialized skills.
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What cities are hiring for Credit Risk Officer jobs?

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Who are the top companies hiring for Credit Risk Officer jobs?

The top employers for Credit Risk Officer jobs are:

What states have the most Credit Risk Officer jobs?

States with the most job openings for Credit Risk Officer jobs include:

What are popular job titles related to Credit Risk Officer jobs?

For Credit Risk Officer jobs, the most frequently searched job titles are:

Infographic showing various Credit Risk Officer job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $134,851 per year, or $64.8 per hour.

$169K/yr

Full-time

Posted 7 days ago


U.S. Department Of Commerce rating

8.9

Company rating: 8.9 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

119th of 846 rated public administrative organizations


Job description

The CHIPS Program Office at the National Institute of Standards and Technology, is seeking a Senior Risk Officer to join the senior leadership of its Risk Team and help execute the overall risk management strategy for the CHIPS Incentives Program. The Senior Risk Officer provides strategic leadership for risk management activities across CPO, including enterprise, financial, operational, regulatory, reputational, and transaction-level risks associated with the CHIPS incentives portfolio. Qualifications:Extensive experience in enterprise risk management, investment risk, credit risk, portfolio management, compliance, financial analysis, transaction structuring, corporate finance, investment banking, private equity, consulting, or related fieldsEducation:No Education RequirementEmployment Type: OTHER.


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