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Senior Credit Risk Officer Jobs (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

San Antonio, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Austin, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Frost Bank

Senior Credit Risk Officer

Dallas, TX · On-site

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At ...

Farmers Bank

Credit Risk Officer

Little Rock, AR · On-site

GENERAL DESCRIPTION OF POSITION The Credit Risk Officer is responsible for providing independent ... The Credit Risk Manager serves as a key liaison between Credit Administration, Senior Management ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

The Senior Credit Analyst at Altbanq is a key player in our credit and risk assessment team, supporting the Chief Risk Officer and working closely with underwriters to ensure the quality and ...

altbanq

Senior Credit Analyst

Manhattan, NY · On-site

$100K - $150K/yr

The Senior Credit Analyst at Altbanq is a key player in our credit and risk assessment team, supporting the Chief Risk Officer and working closely with underwriters to ensure the quality and ...

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Senior Credit Risk Officer information

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$76.5K

$134.9K

$210.5K

How much do senior credit risk officer jobs pay per year?

As of Jun 18, 2026, the average yearly pay for senior credit risk officer in the United States is $134,851.00, according to ZipRecruiter salary data. Most workers in this role earn between $109,000.00 and $154,000.00 per year, depending on experience, location, and employer.

What does a Senior Credit Risk Officer do?

A Senior Credit Risk Officer is responsible for identifying, assessing, and managing the risks associated with lending and credit activities within a financial institution. They analyze credit data, set credit policies, and make recommendations to minimize potential losses while supporting business growth. Their role often includes monitoring credit portfolios, ensuring compliance with regulations, and collaborating with other departments to develop risk mitigation strategies. Senior Credit Risk Officers play a crucial part in maintaining the financial health and stability of their organization.

What are the 5 C's of credit risk?

The 5 C's of credit risk—character, capacity, collateral, capital, and conditions—are criteria used by senior credit risk officers to evaluate a borrower's creditworthiness. These factors help assess the likelihood of repayment and inform lending decisions, often supported by financial analysis and credit scoring tools.

What is the difference between Senior Credit Risk Officer vs Credit Analyst?

AspectSenior Credit Risk OfficerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications (e.g., CFA, FRM)Bachelor's degree, sometimes certifications like CFA
Work EnvironmentRisk management teams, senior management, strategic planningCredit departments, underwriting teams, financial analysis
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending institutions, corporate finance
Common Search & ComparisonSenior roles in credit risk managementEntry to mid-level credit assessment roles

The main difference is that a Senior Credit Risk Officer focuses on overseeing and managing credit risk strategies at a senior level, often involved in policy development and risk mitigation. In contrast, a Credit Analyst primarily conducts credit assessments and analyzes financial data to support lending decisions. The Senior Credit Risk Officer has broader responsibilities and strategic influence, while the Credit Analyst is more focused on individual credit evaluations.

What is the salary of credit risk officer in JP Morgan?

The salary of a Senior Credit Risk Officer at JP Morgan typically ranges from $80,000 to $150,000 annually, depending on experience, location, and specific responsibilities. Compensation may also include bonuses and benefits aligned with industry standards for risk management roles.

What is a senior credit risk officer?

A senior credit risk officer is a professional responsible for assessing and managing the credit risk of a financial institution or organization. They analyze borrower creditworthiness, develop risk mitigation strategies, and often use tools like credit scoring models and financial analysis to ensure the institution's financial stability.

Does credit risk pay well?

Senior Credit Risk Officers typically earn competitive salaries that reflect their expertise in assessing and managing credit risk. Compensation varies by industry, location, and experience, but these roles often include bonuses and benefits due to their importance in financial institutions. Advanced certifications and strong analytical skills can also enhance earning potential.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Officer, and why are they important?

To thrive as a Senior Credit Risk Officer, you need a deep understanding of credit risk analysis, financial statement evaluation, and regulatory frameworks, typically supported by a degree in finance, economics, or a related field. Familiarity with credit risk modeling tools, risk management software, and certifications such as FRM or CFA are highly valued. Strong analytical thinking, attention to detail, and effective communication skills are crucial for influencing decision-making and collaborating with stakeholders. These skills and qualities are essential for accurately assessing risk, safeguarding the institution, and ensuring compliance with industry standards.

How does a Senior Credit Risk Officer typically collaborate with other departments within a financial institution?

A Senior Credit Risk Officer regularly works with teams from lending, compliance, finance, and audit to ensure that credit risk policies are effectively implemented and adhered to. They provide expert analysis and recommendations on credit exposures, participate in credit committee meetings, and often help develop frameworks for risk assessment in coordination with business development teams. Strong communication and teamwork are essential, as the role requires balancing risk mitigation with the institution's growth objectives. This cross-functional collaboration is key to maintaining a healthy credit portfolio and supporting strategic decision-making.
What cities are hiring for Senior Credit Risk Officer jobs? Cities with the most Senior Credit Risk Officer job openings:
What are the most commonly searched types of Credit Risk Officer jobs? The most popular types of Credit Risk Officer jobs are:
What states have the most Senior Credit Risk Officer jobs? States with the most job openings for Senior Credit Risk Officer jobs include:
Senior Credit Risk Officer jobs near you

Chief Credit Risk Officer

JCW Group

Carol Stream, IL

Other

Posted 17 days ago

Job description

Chief Credit Risk Officer (CCRO)


A privately owned bank is seeking a Chief Credit Risk Officer to lead its credit and risk function. This is a hands-on role combining credit leadership with active involvement in underwriting, portfolio oversight, and risk management.


The Role

  • Act as senior credit authority with responsibility for approvals and risk oversight
  • Remain hands-on in underwriting across CRE and C&I lending
  • Serve as a voting member on the credit committee
  • Lead and develop a team of 5–6 credit professionals
  • Oversee the full loan portfolio, identifying risks and early warning signals
  • Provide insight to senior leadership on portfolio performance and risk strategy
  • Support development of credit policies, procedures, and systems


Candidate Profile

  • Strong experience in commercial banking credit (CRE and C&I)
  • Background in underwriting and portfolio risk management
  • Leadership or mentoring experience within credit teams
  • Likely a Senior Credit Officer, Credit Risk professional, or Portfolio Manager ready to step into a senior role

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