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Credit Risk Officer Jobs in California (NOW HIRING)

Morgan Stanley

Risk Officer

Los Angeles, CA · On-site

$120K - $165K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Credit Committee Primary source for intelligence on risk in regard to clients and FAs ...

Morgan Stanley

Risk Officer

Beverly Hills, CA · On-site

$120K - $170K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Morgan Stanley

Risk Officer

Beverly Hills, CA · On-site

$125 - $150/hr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Morgan Stanley

Risk Officer

Beverly Hills, CA · On-site

$120K - $170K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Jewish Family Service of Colorado

Risk Officer

San Jose, CA · On-site

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Morgan Stanley

Risk Officer

San Jose, CA · On-site

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Credit Committee Primary source for intelligence on risk in regard to clients and FAs ...

Morgan Stanley

Risk Officer

Beverly Hills, CA

$120K - $170K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Credit Committee Primary source for intelligence on risk in regard to clients and FAs ...

Morgan Stanley

Risk Officer

San Jose, CA · On-site

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Morgan Stanley

Risk Officer

Los Angeles, CA · On-site

$100 - $125/hr

Active involvement with the region regarding matters presented to the Credit Committee * Primary ... Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management ...

Morgan Stanley

Risk Officer

San Jose, CA

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Credit Committee Primary source for intelligence on risk in regard to clients and FAs ...

Morgan Stanley

Risk Officer

San Jose, CA · On-site

$120K - $160K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

Morgan Stanley

Risk Officer

Los Angeles, CA · On-site

$120K - $165K/yr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions ... Active involvement with the region regarding matters presented to the Credit Committee * Primary ...

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All JobsCredit Risk Officer JobsCredit Risk Officer Jobs in California

Credit Risk Officer information

See California salary details

$75.5K

$133.1K

$207.7K

How much do credit risk officer jobs pay per year?

As of Sep 7, 2026, the average yearly pay for credit risk officer in California is $133,085.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,600.00 and $152,000.00 per year, depending on experience, location, and employer.

What is a credit risk officer?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the main challenges a credit risk officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.

What are the key skills and qualifications needed to thrive in the credit risk officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

Is it hard to become a credit risk officer?

Becoming a credit risk officer typically requires a bachelor's degree in finance, accounting, or a related field, along with relevant experience in credit analysis or risk management. Strong analytical skills, knowledge of financial statements, and familiarity with risk assessment tools are important, and some roles may require professional certifications like CFA or FRM. The difficulty varies depending on the industry, company, and individual qualifications, but it generally involves gaining experience and developing specialized skills.

What are the most commonly searched types of Credit Risk Officer jobs in California?

The most popular types of Credit Risk Officer jobs in California are:

What are popular job titles related to Credit Risk Officer jobs in California?

For Credit Risk Officer jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk Officer jobs in California look for?

The top searched job categories for Credit Risk Officer jobs in California are:

What cities in California are hiring for Credit Risk Officer jobs?

Cities in California with the most Credit Risk Officer job openings:

What are popular job titles related to Credit Risk Officer jobs in CA?

For Credit Risk Officer jobs in CA, the most frequently searched job titles are:

Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in California as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 10% Part Time, and 2% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $133,085 per year, or $64 per hour.

Credit Risk Officer, Vice President - Asset Based Lending

JPMorgan Chase & Co.

Irvine, CA • On-site

$200 - $250/hr

Other

Posted 6 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

77th of 175 rated banks

Job description

Bring your expertise to JPMorgan Chase and join a leading team of ABL credit risk professionals. In Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient and your work will have a direct impact supporting responsible business growth while anticipating new and emerging risks. Further, using your expert judgement you work to solve real-world challenges that impact our company, customers, and communities.Our culture is all about thinking outside the box, challenging the status quo, and striving to be best-in‑class

As a Lead Credit Officer, Vice President in Asset Based Lending Credit Risk, you will be part of the firm’s risk governance framework and a critical member of the risk management team. The Asset Based Lending team primarily provides working capital revolving lines of credit and fixed asset loans to corporate clients. Credit Officers on the Commercial Bank Asset Based Lending team manage a portfolio of accounts and new business transactions.

Job Responsibilities
  • Manage portfolio of ABL clients, monitor financial performance trends, borrowing base trends and lead ABL credit relationship with borrower and internal stakeholders
  • Perform due diligence for loans, derivatives, leases and cash management including financial due diligence, financial and /or liquidity modeling, field exam, appraisal and legal diligence
  • Lead ABL credit structuring and legal document negotiations
  • Partner with Bankers, Corporate Credit partners, Debt Capital Markets, Treasury Services, Leasing, Derivatives and Loan Operations
Required qualifications, capabilities, and skills
  • Bachelor’s Degree, required.
  • Minimum 5years' experience in commercial banking, credit risk, portfolio management with Asset Based Lending financing knowledge
  • Strong understanding of capital markets, financing structures, derivatives, and cash management products as well as related documentation
  • Excellent communication and presentation skills - both written and verbal
  • Ability to think critically and multitask in a fast-paced environment
  • Strong interpersonal and relationship development skills
  • Proficiency in Microsoft Excel, Word, PowerPoint and Outlook
Preferred qualifications, capabilities, and skills
  • Formal credit training program a plus
  • Bachelor’s degree in accounting or finance, preferred.
  • This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
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