ZipRecruiter

Log In

1

Cra Fair Lending Officer Jobs (NOW HIRING)

Ocean Bank

CRA Officer

Miami, FL · On-site +1

The CRA Officer partners with leadership and cross-functional teams to monitor performance ... Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to ...

Ocean Bank

CRA Officer

Miami, FL · Remote

The CRA Officer partners with leadership and cross-functional teams to monitor performance ... Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to ...

TBK Bank, SSB

VP, Fair Lending & CRA Officer

Dallas, TX · On-site

$120 - $210/hr

Position Summary The primary objective of the VP, Fair Lending and CRA Officer is to maintain and continuously improve a robust fair lending and CRA program by working with management to establish ...

First Mid

CRA & Fair Banking Officer

Saint Louis, MO · On-site

$73K - $110K/yr

The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and ... Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data ...

First Mid

CRA & Fair Banking Officer

Rockford, IL · On-site

$73K - $110K/yr

The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and ... Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data ...

First Mid

CRA & Fair Banking Officer

Grapevine, TX · On-site

$73K - $110K/yr

The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and ... Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data ...

First Mid

CRA & Fair Banking Officer

Champaign, IL · On-site

$73K - $110K/yr

The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and ... Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data ...

First Mid

CRA & Fair Banking Officer

Des Moines, IA · On-site

$73K - $110K/yr

The Community Reinvestment Act Officer (CRA) is responsible for developing, implementing, and ... Responsible for creating; tracking; monitoring; analyzing and testing of fair lending related data ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsLoan JobsLoan Services Professional JobsCra Fair Lending Officer Jobs

Cra Fair Lending Officer information

See salary details

$32K

$68.6K

$122K

How much do cra fair lending officer jobs pay per year?

As of Aug 27, 2026, the average yearly pay for cra fair lending officer in the United States is $68,646.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $83,000.00 per year, depending on experience, location, and employer.

What is a CRA Fair Lending Officer?

CRA Fair Lending Officers are professionals responsible for ensuring that banks and financial institutions comply with the Community Reinvestment Act (CRA) and fair lending laws. They assess lending practices to prevent discrimination and promote equal access to credit for all individuals, including those in low- and moderate-income communities. Their duties include monitoring loan data, conducting internal reviews, providing staff training, and preparing reports for regulatory agencies. By doing so, they help organizations avoid legal risks and foster fair and inclusive lending practices.

What are the key skills and qualifications needed to thrive as a CRA Fair Lending Officer, and why are they important?

To thrive as a CRA Fair Lending Officer, you need a solid understanding of fair lending laws, regulatory compliance, and the Community Reinvestment Act (CRA), often supported by a degree in finance, business, or a related field. Familiarity with compliance management systems, fair lending analytics software, and relevant certifications such as CRCM (Certified Regulatory Compliance Manager) are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills help in interpreting data and collaborating with both internal teams and regulators. These skills are essential to ensure the institution meets legal requirements, identifies potential risks, and fosters fair and equitable lending practices.

What are some common challenges faced by a CRA Fair Lending Officer, and how can they be addressed?

CRA Fair Lending Officers often face challenges such as staying updated with evolving regulations, analyzing complex lending data for disparities, and ensuring consistent policy implementation across branches. Addressing these challenges involves regular training, leveraging advanced analytics tools to monitor lending practices, and fostering open communication between compliance, lending, and executive teams. Building strong relationships with regulators and community organizations can also help anticipate and address fair lending concerns proactively.

What is the difference between Cra Fair Lending Officer vs Mortgage Loan Officer?

AspectCra Fair Lending OfficerMortgage Loan Officer
CredentialsTypically requires a bachelor's degree, knowledge of fair lending laws, and industry certificationsRequires a mortgage license, often a bachelor's degree, and similar certifications
Work EnvironmentWorks in banks, credit unions, or government agencies focusing on fair lending complianceWorks in banks, mortgage companies, or lending institutions processing loan applications
Industry UsageUsed in financial institutions emphasizing fair lending practices and complianceCommonly used in mortgage lending and home loan processing

The Cra Fair Lending Officer and Mortgage Loan Officer roles share similar credentials and work environments, but the Fair Lending Officer specifically focuses on ensuring compliance with fair lending laws, while the Mortgage Loan Officer primarily handles loan origination and client advising.

More about Cra Fair Lending Officer jobs

What cities are hiring for Cra Fair Lending Officer jobs?

Cities with the most Cra Fair Lending Officer job openings:

What states have the most Cra Fair Lending Officer jobs?

States with the most job openings for Cra Fair Lending Officer jobs include:

What job categories do people searching Cra Fair Lending Officer jobs look for?

The top searched job categories for Cra Fair Lending Officer jobs are:

Cra Fair Lending Officer jobs near you
Infographic showing various Cra Fair Lending Officer job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $68,646 per year, or $33 per hour.

CRA Officer

Miami, FL • On-site, Remote

Ocean Bank
Commercial Banking • 501 - 1,000 employees
Learn more about Ocean Bankexternal

Full-time

Re-posted 13 days ago

Job description

Overview
Ocean Bank is looking for a relationship-driven CRA Officer to lead the bank's Community Reinvestment Act (CRA) compliance strategy and support a strong culture of regulatory excellence. This is an opportunity for a compliance professional who thrives in a dynamic banking environment and brings expertise in CRA, Fair Lending, HMDA, ECOA, and consumer compliance. The CRA Officer partners with leadership and cross-functional teams to monitor performance, strengthen controls, support examinations and audits, and help advance the bank's community development and compliance objectives. The ideal candidate is analytical, proactive, collaborative, and passionate about balancing regulatory compliance with meaningful community impact.
Responsibilities
  • Lead and monitor the bank's CRA program to support ongoing regulatory compliance and performance objectives.
  • Review and analyze CRA, HMDA, ECOA, Fair Lending, and related consumer compliance activities to identify trends, risks, and opportunities for improvement.
  • Partner with internal stakeholders to evaluate community development investments, donations, and service activities for CRA consideration and documentation.
  • Support and coordinate regulatory examinations, internal audits, and compliance reviews, including preparation of responses and supporting documentation.
  • Provide guidance, training, and subject matter expertise to business units on lending compliance requirements and regulatory expectations.
  • Assist in developing, enhancing, and maintaining compliance policies, procedures, monitoring reports, and risk assessments.
  • Prepare reporting and materials for management committees and help promote effective governance of CRA and consumer compliance initiatives.
  • Review and respond to consumer complaints as needed.
  • Review lending and other related advertising and marketing materials.
  • Responsible for attending regulatory, professional/trade and civic association meetings held related to CRA/HMDA/ECOA/Fair Lending compliance.
  • Serve as a trusted compliance partner by helping address regulatory questions, consumer complaints, and emerging compliance matters.

Qualifications
Education/Experience:
Requirements
  1. Bachelor's degree in Business (Finance, Economics or Accounting).
  2. 7+ years of experience directly related to CRA/HMDA/ECOA/Fair Lending compliance administration.
  3. 3+ years in a supervisory or managerial position
  4. Extensive knowledge of consumer regulations, including but not limited to: Community Reinvestment Act, Home Mortgage Disclosure Act, Equal Credit Opportunity Act, Unfair and Deceptive Practices Act, Fair Housing Act, Fair Lending Interagency Statements, TRID, RESPA and TILA.
  5. Periodic travel may be required to the branches and to outside organizations.

Combination of education and experience will be considered.
Skills & Competencies
  1. Proven ability to develop and manage community programs.
  2. Experience with managing the CRA Compliance Examination process and proactively engaging with regulators.
  3. Ability to use sound judgment and make critical decisions regarding CRA compliance with minimal supervision.
  4. Experience with data analysis and reporting.
  5. Knowledge of banking products and services.
  6. Ability to understand and implement job related policies and procedures.
  7. Must have strong familiarity with regulatory banking environment and banking regulations.
  8. Must possess excellent verbal and written communication skills, interpersonal and organizational skills.
  9. Highly self-motivated, self-directed, and attentive to detail.
  10. Proficiency in MS Office Software, (Excel, Word, Outlook, Power Point, and Teams).

Preferences
  • None

Licenses/Certifications
  • None

Job Posting Locations
In this role you can work remote from Miami, Florida, United States

Apply