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Credit Risk Officer Jobs in Georgia (NOW HIRING)

SplitIt

Credit Officer & Head of Risk

Atlanta, GA

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA

What You'll Do Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the ...

Morgan Stanley

E*TRADE Risk Officer

Alpharetta, GA

The Risk Officer supports E*TRADE Premium & Specialty Client and Emerging Wealth Solutions by ... line-of-credit monitoring for regulatory compliance, account restrictions, disbursements and ...

Radius Limited

Credit Officer

Atlanta, GA · On-site

We are seeking a proactive and detail-oriented Credit Officer to join our growing team. This ... Complete credit risk assessment by performing vetting and monitoring of client accounts * Posting ...

Radius

Credit Officer

Atlanta, GA

We are seeking a proactive and detail-oriented Credit Officer to join our growing team. This ... Complete credit risk assessment by performing vetting and monitoring of client accounts * Posting ...

Radius Limited

Credit Officer

Atlanta, GA · On-site

We are seeking a proactive and detail-oriented Credit Officer to join our growing team. This ... Complete credit risk assessment by performing vetting and monitoring of client accounts * Posting ...

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Credit Risk Officer information

See Georgia salary details

$64.6K

$113.9K

$177.7K

How much do credit risk officer jobs pay per year?

As of May 29, 2026, the average yearly pay for credit risk officer in Georgia is $113,866.00, according to ZipRecruiter salary data. Most workers in this role earn between $92,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What is a Credit Risk Officer job?

A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.

What are the key skills and qualifications needed to thrive in the Credit Risk Officer position, and why are they important?

To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

What are the main challenges a Credit Risk Officer typically faces in their daily work?

Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.
More about Credit Risk Officer jobs
What are the most commonly searched types of Credit Risk Officer jobs in Georgia? The most popular types of Credit Risk Officer jobs in Georgia are:
What are popular job titles related to Credit Risk Officer jobs in Georgia? For Credit Risk Officer jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Credit Risk Officer jobs in Georgia look for? The top searched job categories for Credit Risk Officer jobs in Georgia are:
What cities in Georgia are hiring for Credit Risk Officer jobs? Cities in Georgia with the most Credit Risk Officer job openings:
What are popular job titles related to Credit Risk Officer jobs in GA? For Credit Risk Officer jobs in GA, the most frequently searched job titles are:
Credit Risk Officer jobs near you
Infographic showing various Credit Risk Officer job openings in Georgia as of May 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, 1% Temporary, and 3% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $113,866 per year, or $54.7 per hour.
Credit Officer & Head of Risk

Credit Officer & Head of Risk

SplitIt

Atlanta, GA

Other

Posted 25 days ago

Job description

Location: Atlanta, GA
About Splitit
Our vision is to help consumers responsibly enrich their lives by leveraging the credit they've already earned in a new and impactful way. Today consumers want control of how they pay for the things they want and need. Splitit is the only payment platform that enables consumers to use their existing credit to break payments into smaller, bite-sized pieces to pay over-time with no interest, applications or fees. That keeps money in the hands of shoppers to use as they want. By helping shoppers pay small we help businesses grow big. That's a win-win. Splitit operates globally and has offices in Atlanta and Tel Aviv.
Who We Are
Our culture is an environment of innovation, inspiration, and open communication. We live by the following values: Unique Perspective. Unwavering Courage. Bold Determination. Deliver Impact. Our values aren't words we post on the wall- they make up the essence of who we are and how we make business decisions. They also shape the way we hire- so if you work with us, you will likely embody these too.
What You'll Do
Splitit is seeking an experienced credit and risk officer to enable the delivery of innovative and reliable credit products and services. This role is responsible for leading the oversight of our consumer lending and merchant installment products, including underwriting, portfolio management, and risk management. To be successful, this role requires a strong background in credit and risk principles, analytical skills, and the ability to collaborate, negotiate and influence across multiple functions while maintaining independence. This role will report to the General Counsel.
Responsibilities:

  • Lead the consumer credit and risk oversight function across our consumer lending products and industry segments, including portfolio risk management, evaluation of credit and financial performance.
  • Understand applicable credit policies, industry regulations and the requisite impact of those governance items to prospective new partners or product initiatives.
  • Prepare risk management presentations for senior management and the Board of Directors that include analytics on expected portfolio performance and areas of potential risk and/or opportunity.
  • Acts as SME to senior stakeholders and /or other team members; can exercise independence of judgment and autonomy.
  • Performs other related duties as required.
Who You Are
  • 10+ years of experience in financial services and credit risk management, with emphasis on unsecured, state-regulated consumer lending.
  • Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management.
  • Experience leading a risk function. This must include an understanding of building and operating risk frameworks that deliver transparent, well-understood risk policies for stakeholders.
  • Ability to assess, review, and analyze current credit strategy and exposure limits/thresholds to ensure alignment to company risk appetite. Ensure adherence to changes in the business model and/or regulatory environment.
  • A track record as an established leader who is equally strategic as they are tactical, and of the stature to build a peer relationship with stakeholders. This will enable them to build a fully functionalized model for robust and transparent credit and risk leadership.

Diversity and Equality
At Splitit, we understand that we're strongest when we can be different together. Diversity, Equity, and Inclusion are not just about metrics for us. It's about creating space for all individuals who walk through our doors, employee or not, to bring their full selves to the table. We strive to build teams as diverse as our markets and celebrate differences in background and perspective.
Splitit is an equal opportunity employer, meaning all applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, or disability status. We ensure that all individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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