The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... Risk/Compliance/Audit competencies. - Ability to manage job scope and complexity of assigned ...
The Credit Approval Officer will approve loans in excess of Business Banking Credit Services ... Risk/Compliance/Audit competencies. - Ability to manage job scope and complexity of assigned ...
Middle Market Portfolio Manager I
Atlanta, GA · On-site
$100 - $120/hr
... Officer Assistant to minimize past due loans; As a teammate to the Relationship Manager and Credit Administration, serves as a trusted advisor to clients and prospects within the context of risk ...
Middle Market Portfolio Manager I
Atlanta, GA · On-site
$100 - $120/hr
... Officer Assistant to minimize past due loans; As a teammate to the Relationship Manager and Credit Administration, serves as a trusted advisor to clients and prospects within the context of risk ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
The recommendation is finally approved by ultimate risk approval officer. * Problem Complexity ... Key risk drivers are credit and operational. Qualifications Required Qualifications: The ...
Senior Credit Development Officer Job ID 2026-15462 Job Locations US-GA Overview The Senior Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
Senior Credit Development Officer Job ID 2026-15462 Job Locations US-GA Overview The Senior Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
Lead teams of asset managers to manage/mitigate credit risk of ABL portfolio transactions. Mentor and coach team leaders. Drive the restructuring of problem loans and workouts and closely monitor ...
Lead teams of asset managers to manage/mitigate credit risk of ABL portfolio transactions. Mentor and coach team leaders. Drive the restructuring of problem loans and workouts and closely monitor ...
SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
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SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
SUMMARY: Serve as portfolio management officer for an assigned commercial banking portfolio, providing ongoing post-origination credit surveillance, risk identification, and portfolio reporting ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. * Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. * Escalate to Credit management ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. * Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. * Escalate to Credit management ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. Escalate to Credit management ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. Escalate to Credit management ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. * Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. * Escalate to Credit management ...
Commercial Portfolio Manager - Huntington Technology Finance - Portfolio Monitoring
Atlanta, GA · On-site +1
... Credit Officer. * Complete risk rating analysis and recommend changes when warranted based on financial performance, industry conditions, or other relevant factors. * Escalate to Credit management ...
... Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources * Acts as a liaison to Credit Review, Risk Management and Audit for ...
... Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources * Acts as a liaison to Credit Review, Risk Management and Audit for ...
... Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources * Acts as a liaison to Credit Review, Risk Management and Audit for ...
... Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources * Acts as a liaison to Credit Review, Risk Management and Audit for ...
Facilitates financial analysis, risk assessment and credit structure recommendations for more ... and discussions with Credit Officer and other final approvers and helps coordinates legal ...
Facilitates financial analysis, risk assessment and credit structure recommendations for more ... and discussions with Credit Officer and other final approvers and helps coordinates legal ...
Facilitates financial analysis, risk assessment and credit structure recommendations for more ... and discussions with Credit Officer and other final approvers and helps coordinates legal ...
Facilitates financial analysis, risk assessment and credit structure recommendations for more ... and discussions with Credit Officer and other final approvers and helps coordinates legal ...
Senior Credit Underwriter/Credit Underwriter II - Custom Lending - Global Wealth & Investment Man...
Atlanta, GA · On-site
Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions * Monitors the client's operating performance and financial condition, proactively ...
Senior Credit Underwriter/Credit Underwriter II - Custom Lending - Global Wealth & Investment Man...
Atlanta, GA · On-site
Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions * Monitors the client's operating performance and financial condition, proactively ...
Provide sufficient written analysis to support the credit exposure, assigned risk rating, and ... Credit Officer. Meet all the client's financial needs, both business and personal, and refer ...
Provide sufficient written analysis to support the credit exposure, assigned risk rating, and ... Credit Officer. Meet all the client's financial needs, both business and personal, and refer ...
Provide sufficient written analysis to support the credit exposure, assigned risk rating, and ... Credit Officer. Meet all the client's financial needs, both business and personal, and refer ...
Provide sufficient written analysis to support the credit exposure, assigned risk rating, and ... Credit Officer. Meet all the client's financial needs, both business and personal, and refer ...
Credit Risk Officer information
See Georgia salary details
$64.6K - $74.9K
6% of jobs
$74.9K - $85.2K
11% of jobs
$93.2K is the 25th percentile. Wages below this are outliers.
$85.2K - $95.5K
9% of jobs
$95.5K - $105.7K
11% of jobs
The median wage is $112.4K / yr.
$105.7K - $116K
18% of jobs
$116K - $126.3K
18% of jobs
$127.3K is the 75th percentile. Wages above this are outliers.
$126.3K - $136.6K
10% of jobs
$136.6K - $146.9K
9% of jobs
$146.9K - $157.2K
6% of jobs
$157.2K - $167.5K
0% of jobs
$167.5K - $177.7K
0% of jobs
$64.6K
$113.9K
$177.7K
How much do credit risk officer jobs pay per year?
What is a credit risk officer?
A Credit Risk Officer is responsible for assessing and managing the potential risks associated with lending and credit decisions. They analyze financial data, review credit applications, and develop risk mitigation strategies to minimize losses for their organization. Their role involves setting credit policies, monitoring portfolio performance, and ensuring compliance with regulatory requirements. By evaluating creditworthiness, they help financial institutions make informed lending decisions while maintaining a balanced risk-reward approach.
What are the main challenges a credit risk officer typically faces in their daily work?
Credit Risk Officers often encounter the challenge of balancing thorough risk analysis with the need for timely decision-making in a fast-paced environment. They must interpret complex financial data and market trends to make accurate credit assessments while complying with evolving regulatory requirements. Additionally, they may need to communicate difficult lending decisions to clients and collaborate closely with relationship managers and other departments. Successfully managing these challenges requires a combination of technical knowledge, sound judgment, and strong interpersonal skills, making the role both dynamic and rewarding.
What are the key skills and qualifications needed to thrive in the credit risk officer position, and why are they important?
To thrive as a Credit Risk Officer, you need a strong understanding of credit analysis, financial statement evaluation, and risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with risk management software, financial modeling tools, and credit rating systems is crucial, and certifications such as FRM or CFA can be beneficial. Strong analytical thinking, attention to detail, and clear communication skills help you effectively assess creditworthiness and explain decisions to stakeholders. These skills are essential for identifying potential risk exposures and making informed lending decisions that protect the organization’s financial interests.

Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 16 days ago
U.S. Bank rating
8.2
Based on 360 frontline employees who took The Breakroom Quiz
51st of 170 rated banks
Job description
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionU.S. Bank has a great opportunity for an experienced Credit Approval Officer to support our Business Banking organization. This individual will be part of a team supporting the Business Banking California and West Regions and Healthcare for Commercial (C&I), Commercial Real Estate (D&I) and Practice Finance lending.
The Credit Approval Officer will approve loans in excess of Business Banking Credit Services lending authority with a focus on larger and more complex Business Banking portfolios and ensures conformity with bank policies. The individual will work with underwriting and sales teams on transaction and covenant structures. The incumbent will be integral to ensure that ongoing administration and review is adequate to maintain the loan portfolios' quality and profitability. This person will be accountable for an effective partnership between the Line of Business and the Lines of Defense.
Basic Qualifications
- Bachelor's or advanced degree, or equivalent work experience
- Typically more than 12 years of applicable experience
Preferred Skills/Experience
- Significant experience in underwriting, approving, and oversight of Commercial (C&I) and Commercial Real Estate (D&I) and Healthcare Practice Finance credit requests and portfolios.
- Experience underwriting, approving, and oversight of SBA credit requests and portfolio.
- Expert knowledge of Risk/Compliance/Audit competencies.
- Ability to manage job scope and complexity of assigned business at the departmental and/or division level.
- Strong leadership and management skills of processes, projects, and people.
- Ability to collaborate effectively with business units to innovate and strategically grow portfolios while appropriately managing risk.
- Excellent written and verbal communication skills.
- Strong analytical, problem-solving and negotiation skills.
- Well-developed customer service/relations skills.
- Ability to guide and influence underwriting and sales teams to align with the bank's risk culture and appetite.
- Ability to handle stressful situations while maintaining trusting relationships with the business line and other stakeholders.
- Strong understanding of the business line's operations, products/services, systems, and associated risks/controls.
- Considerable knowledge of applicable credit policies, laws/regulations, financial services, and regulatory trends that impact business banking/lending.
This role requires working from a U.S. Bank location three (3) or more days per week.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $149,515.00 - $175,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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About U.S. Bank
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U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.
Industry
Banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
Minneapolis, MN, US
Year founded
1863