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Auto Finance Sales Rep Jobs (NOW HIRING)

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Auto Finance Sales Rep information

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$11K

$51.5K

How much do auto finance sales rep jobs pay per year?

As of Jul 14, 2026, the average yearly pay for auto finance sales rep in the United States is $50,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $50,000.00 per year, depending on experience, location, and employer.

How to get into auto finance?

To become an auto finance sales representative, gaining sales experience and knowledge of auto loans and credit processes is essential. Many employers prefer candidates with a high school diploma or equivalent, and some roles may require or prefer a background in finance, customer service, or sales. Developing strong communication skills and familiarity with financing tools can improve job prospects.

What Is the Job Description of an Auto Finance Sales Rep?

An auto finance sales rep consults with customers to guide them through the purchase of a vehicle. You develop a relationship with each client with the goal of creating lifelong customers, providing excellent customer service, and answering questions. These questions can be about financing, insurance, and other programs such as available extended warranties on client vehicle. Your duties include explaining service policies provided by the manufacturer and the dealer. In some positions, you have responsibilities such as reporting the customer’s credit, processing financing, and leasing deals, securing approval through your dealer’s financial and bank partnerships while following all federal and state vehicle sales laws. You train the sales team and provide them with updated information on finance and lease programs as well as customer benefits of this financing.

What are the key skills and qualifications needed to thrive as an Auto Finance Sales Rep, and why are they important?

To thrive as an Auto Finance Sales Rep, you need strong sales acumen, knowledge of automotive financing products, and a background in finance or related fields, often supported by a high school diploma or bachelor's degree. Familiarity with customer relationship management (CRM) software and financial approval systems is typically required. Excellent negotiation, active listening, and customer service skills help build trust and close deals effectively. These skills are crucial for meeting sales targets, ensuring customer satisfaction, and navigating complex finance transactions.

What is the hardest job at a car dealership?

The auto finance sales representative role can be challenging due to the need to explain complex financing options, meet sales targets, and handle customer objections. It requires strong communication skills, knowledge of credit approval processes, and the ability to work under pressure in a fast-paced environment.

What are some common challenges Auto Finance Sales Reps face when working with customers and dealerships?

Auto Finance Sales Reps often encounter challenges such as navigating complex credit situations, addressing customer concerns about loan terms, and managing expectations regarding approvals. They must also coordinate closely with dealership staff to ensure accurate documentation and timely processing of deals. Building trust with both customers and dealership partners is crucial, as is staying updated on lender requirements and industry regulations to provide the best financing options.

What does an Auto Finance Sales Rep do?

An Auto Finance Sales Representative is responsible for helping customers secure financing for vehicle purchases. They work closely with both the sales team and financial institutions to find loan or lease options that fit the customer's needs and credit profile. Their duties often include explaining financing terms, submitting loan applications, and ensuring all necessary paperwork is completed. Additionally, they may help customers understand their credit reports and provide guidance on available protection plans or warranties. Effective communication and a solid understanding of financial products are key skills for this role.

What is the highest paying car sales job?

Auto finance sales representatives can earn high incomes through commissions and bonuses, with top performers making six-figure salaries. Factors influencing pay include experience, sales volume, and the dealership's compensation structure, often supplemented by knowledge of credit approval and financing options.

What is the difference between Auto Finance Sales Rep vs Auto Loan Processor?

AspectAuto Finance Sales RepAuto Loan Processor
CredentialsHigh school diploma; sales experience often preferredHigh school diploma; some roles require financial or banking knowledge
Work EnvironmentCustomer-facing, sales-focused, dealership or finance companyOffice-based, processing loan applications, verifying documents
Industry UsageUsed in auto dealerships and finance companiesPrimarily in banks, credit unions, and finance institutions

The Auto Finance Sales Rep focuses on selling auto financing options directly to customers, emphasizing sales skills and customer interaction. In contrast, the Auto Loan Processor handles the administrative side, verifying documents and processing loan applications. Both roles are essential in the auto finance industry but differ in responsibilities and daily tasks.

What is the highest paid finance job?

In the finance industry, chief financial officers (CFOs) and senior finance executives typically earn the highest salaries, often exceeding several hundred thousand dollars annually. For auto finance sales representatives, earnings are generally commission-based and tend to be lower than executive-level roles, but top performers can earn substantial income through high sales volumes and bonuses.
What cities are hiring for Auto Finance Sales Rep jobs? Cities with the most Auto Finance Sales Rep job openings:
What states have the most Auto Finance Sales Rep jobs? States with the most job openings for Auto Finance Sales Rep jobs include:
What job categories do people searching Auto Finance Sales Rep jobs look for? The top searched job categories for Auto Finance Sales Rep jobs are:
Infographic showing various Auto Finance Sales Rep job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 25% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $50,000 per year, or $24 per hour.
Auto Specialty Sales Representative

Auto Specialty Sales Representative

The Hankey Group

Agoura Hills, CA • On-site

$50K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Job description

About Westlake Financial

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.  

Westlake continues to grow its market share within the Auto Industry with assets in excess of 20B.  We have business relationships in all 50 states, including Puerto Rico.  We are looking to acquire talented individuals as we expand our market share.  Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 25,000 dealer partners throughout North America. 

We invite you to learn more about the position, please visithttps://www.westlakefinancial.com/employee-recruitment/ 

Job Summary

Westlake Financial is seeking a results-driven Special Operations Representative to join our internal sales team. This role focuses on specialty projects and rehashing and capturing specialty application types, including recreational vehicles (RVs), heavy-duty commercial vehicles, classic vehicles, and exotic vehicles. The ideal candidate will have a background in auto finance or specialty vehicle financing, a keen understanding of these niche markets, and strong negotiation and communication skills.

Key Responsibilities

  • Application Rehashing: Review, assess, and renegotiate specialty applications to maximize approvals and optimize financing terms, with a focus on RVs, heavy-duty commercial vehicles, classic cars, and exotic vehicles.
  • Relationship Management: Develop and maintain strong working relationships with dealerships and internal teams to ensure effective collaboration and clear communication throughout the sales process.
  • Process Management: Oversee the end-to-end financing process for specialty applications, including credit analysis, documentation review, and ensuring compliance with Westlake Financial’s policies.
  • Market Insight: Stay informed of market trends, pricing, and competitor offerings for RVs, commercial, classic, and exotic vehicles to support pricing and risk assessment.
  • Sales & Volume Goals: Meet or exceed monthly and quarterly targets by capturing high-quality specialty applications and expanding Westlake’s footprint within the specialty vehicle market.
  • Customer Service: Provide exceptional customer service by ensuring that both dealers and customers have a smooth and seamless financing experience.

Required Skills and Qualifications

  • Experience: 2+ years in auto finance or related industry, with experience in specialty vehicle financing preferred.
  • Industry Knowledge: Strong understanding of financing for RVs, commercial vehicles, classic cars, and exotic vehicles.
  • Communication Skills: Excellent verbal and written communication skills, with the ability to negotiate effectively and clearly present financing terms.
  • Analytical Skills: Strong analytical skills for assessing creditworthiness, managing risk, and providing accurate rehashing recommendations.
  • Team Collaboration: Proven ability to work collaboratively across departments to achieve sales goals.
  • Technology Proficiency: Familiarity with financial systems and software used in auto finance.

Compensation and Benefits

  • Base Salary: $50,000 depending on experience and qualifications.
  • $50,000.00 - $105,000.00 with performance-based monthly incentives.  
  • Performance-Based Incentives: Opportunity to earn additional bonuses based on meeting or exceeding sales and application capture targets. 
  • Benefits: Full medical, dental, vision, 401(k), paid time off, and other employee perks.

How to Apply

If you are a self-motivated, results-oriented professional with a passion for specialty vehicle financing, we encourage you to apply. Join Westlake Finacial’s dynamic team and be part of our commitment to providing excellent financing solutions for diverse vehicle types. Apply now. 

What do we offer? 

  • Medical, Dental, and Vision benefits 
  • Life Insurance, Flexible Spending Account 
  • 401K matching 
  • Employee Stock Ownership Program in a $18 billion company, plus company matching 
  • Wellness Program 
  • Westlake University, Certification Programs 
  • Career Path Opportunities 
  • Discounts on Parks, Museums, Movie Tickets, and Attractions 
  • AT&T Wireless Discounts 
  • Paid Vacations Days 
  • Paid Sick days 
  • Paid holidays 
  • Rental Car Discounts 
  • Dell Member Purchase Program 
  • UKG Wallet, pay advance 

Acknowledgement 

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. 

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative