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Auto Finance Sales Rep Jobs (NOW HIRING)

Auto Sales Representative - Buy Here Pay Here (BH/PH) $100,000+ Six-Figure Earnings GUARANTEED for ... We operate 8 Buy Here Pay Here dealerships and MEI Auto Finance, providing customers with a fully ...

Auto Sales Representative - Buy Here Pay Here (BH/PH) $100,000+ Six-Figure Earnings GUARANTEED for ... We operate 8 Buy Here Pay Here dealerships and MEI Auto Finance, providing customers with a fully ...

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Auto Finance Sales Rep information

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$11K

$51.5K

How much do auto finance sales rep jobs pay per year?

As of Jul 13, 2026, the average yearly pay for auto finance sales rep in the United States is $50,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $50,000.00 per year, depending on experience, location, and employer.

How to get into auto finance?

To become an auto finance sales representative, gaining sales experience and knowledge of auto loans and credit processes is essential. Many employers prefer candidates with a high school diploma or equivalent, and some roles may require or prefer a background in finance, customer service, or sales. Developing strong communication skills and familiarity with financing tools can improve job prospects.

What Is the Job Description of an Auto Finance Sales Rep?

An auto finance sales rep consults with customers to guide them through the purchase of a vehicle. You develop a relationship with each client with the goal of creating lifelong customers, providing excellent customer service, and answering questions. These questions can be about financing, insurance, and other programs such as available extended warranties on client vehicle. Your duties include explaining service policies provided by the manufacturer and the dealer. In some positions, you have responsibilities such as reporting the customer’s credit, processing financing, and leasing deals, securing approval through your dealer’s financial and bank partnerships while following all federal and state vehicle sales laws. You train the sales team and provide them with updated information on finance and lease programs as well as customer benefits of this financing.

What are the key skills and qualifications needed to thrive as an Auto Finance Sales Rep, and why are they important?

To thrive as an Auto Finance Sales Rep, you need strong sales acumen, knowledge of automotive financing products, and a background in finance or related fields, often supported by a high school diploma or bachelor's degree. Familiarity with customer relationship management (CRM) software and financial approval systems is typically required. Excellent negotiation, active listening, and customer service skills help build trust and close deals effectively. These skills are crucial for meeting sales targets, ensuring customer satisfaction, and navigating complex finance transactions.

What is the hardest job at a car dealership?

The auto finance sales representative role can be challenging due to the need to explain complex financing options, meet sales targets, and handle customer objections. It requires strong communication skills, knowledge of credit approval processes, and the ability to work under pressure in a fast-paced environment.

What are some common challenges Auto Finance Sales Reps face when working with customers and dealerships?

Auto Finance Sales Reps often encounter challenges such as navigating complex credit situations, addressing customer concerns about loan terms, and managing expectations regarding approvals. They must also coordinate closely with dealership staff to ensure accurate documentation and timely processing of deals. Building trust with both customers and dealership partners is crucial, as is staying updated on lender requirements and industry regulations to provide the best financing options.

What does an Auto Finance Sales Rep do?

An Auto Finance Sales Representative is responsible for helping customers secure financing for vehicle purchases. They work closely with both the sales team and financial institutions to find loan or lease options that fit the customer's needs and credit profile. Their duties often include explaining financing terms, submitting loan applications, and ensuring all necessary paperwork is completed. Additionally, they may help customers understand their credit reports and provide guidance on available protection plans or warranties. Effective communication and a solid understanding of financial products are key skills for this role.

What is the highest paying car sales job?

Auto finance sales representatives can earn high incomes through commissions and bonuses, with top performers making six-figure salaries. Factors influencing pay include experience, sales volume, and the dealership's compensation structure, often supplemented by knowledge of credit approval and financing options.

What is the difference between Auto Finance Sales Rep vs Auto Loan Processor?

AspectAuto Finance Sales RepAuto Loan Processor
CredentialsHigh school diploma; sales experience often preferredHigh school diploma; some roles require financial or banking knowledge
Work EnvironmentCustomer-facing, sales-focused, dealership or finance companyOffice-based, processing loan applications, verifying documents
Industry UsageUsed in auto dealerships and finance companiesPrimarily in banks, credit unions, and finance institutions

The Auto Finance Sales Rep focuses on selling auto financing options directly to customers, emphasizing sales skills and customer interaction. In contrast, the Auto Loan Processor handles the administrative side, verifying documents and processing loan applications. Both roles are essential in the auto finance industry but differ in responsibilities and daily tasks.

What is the highest paid finance job?

In the finance industry, chief financial officers (CFOs) and senior finance executives typically earn the highest salaries, often exceeding several hundred thousand dollars annually. For auto finance sales representatives, earnings are generally commission-based and tend to be lower than executive-level roles, but top performers can earn substantial income through high sales volumes and bonuses.
What cities are hiring for Auto Finance Sales Rep jobs? Cities with the most Auto Finance Sales Rep job openings:
What states have the most Auto Finance Sales Rep jobs? States with the most job openings for Auto Finance Sales Rep jobs include:
What job categories do people searching Auto Finance Sales Rep jobs look for? The top searched job categories for Auto Finance Sales Rep jobs are:
Infographic showing various Auto Finance Sales Rep job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 69% Full Time, 25% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $50,000 per year, or $24 per hour.
Internal Sales Representative

Internal Sales Representative

Westlake Financial Services - Corporate

Woodland Hills, CA • On-site

$160K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Job description

About Westlake Financial

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. This leads to cementing us as a leader in the automotive lending industry.  

Westlake continues to grow its market share within the Auto Industry with assets in excess of 18B.  We have business relationships in all 50 states, including Puerto Rico.  We are looking to acquire talented individuals as we expand our market share.  Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 43,000 dealer partners throughout North America. 

Our Account Manager – Internal Sales Representatives are individuals with the vision and dedication to provide world-class customer service to our dealer partners through training and prospecting for business opportunities. This is a challenging, dynamic position with high earnings potential and opportunities for career advancement.

The Account Manager – Internal Sales Representative position offers a highly incentivized performance-based compensation package. A motivated and driven individual can earn up to and beyond a six-figure income. 

We invite you to learn more about the position, please visithttps://www.westlakefinancial.com/employee-recruitment/ 

Job Description 

Our Account managers create and nurture ongoing relationship contacts with our number one customer – our dealers. Your objective is to increase the number of deals funded by partnering with nationwide dealers who will be a good fit. Your ability to identify, onboard, and manage growth with dealers around the US from our headquarters office locations.  

Being in a fast-paced environment, this role requires a consultative sales and management approach. Each Account Manager will manage their own dealer base to understand the Westlake Program so they can grow and succeed.

This is a full-time position including full-time benefits. We are looking for highly motivated, highly dedicated candidates who are comfortable working in an office-based team environment. 

What is it like being part of the Westlake Team? 

  • New Hire training is provided to ensure your success in your new role. This training will prepare and provide you with proper knowledge and skills to perform the role successfully.  
  • You will be part of a positive environment and supportive team where you will be encouraged to raise questions, promote ideas to yield good results. 
  • We are a well-established and constantly growing auto finance company; we believe in PEOPLE with the PURPOSE and PASSION. 

What will you do as our Account Manager - Internal Sales Representative? 

  • Present and communicate company products and services to all levels of management within Independent and Franchise Dealerships 
  • Identify sales prospects and contact these and other accounts assigned to you 
  • Follow-up on new CRM generated leads and referrals resulting from telephone calls to Independent and Franchise Dealerships 
  • Develop, maintain and grow current and potential dealer partners within the Independent and Franchise Dealer communities 
  • Constant and effective communication via phone, email and video meetings with dealer partners to train on current programs and fast funding requirements 
  • Provide solutions, rehash and restructure vehicle loans for approval in a profitable manner for Westlake and the Dealership Partners 

Qualifications 

Qualities we look for in our Account Manager - Internal Sales Representative? 

  • Demonstrated experience in Automotive, Finance and Sales (preferred) 
  • 1-2 year’s previous experience in a Sales role with a proven track record of success 
  • High School Diploma required 
  • College degree (preferred or equivalent work experience)  
  • Strong knowledge of warm calling, appointment setting, and sales techniques 
  • Clear and effective presentation skills 
  • Strong Interpersonal and communication skills 
  • Knowledge of advertising and sales promotion techniques 
  • Strong computer skills, telephone management, and adaptability to new technology 
  • Goal oriented with a desire for improvement and advancement 
  • Able to communicate and work amicably with diverse teams 

What is our pay plan? 

  • Target first year income: $55,000.00 - $130,000.00
  • Self-determined, performance-based compensation package 
  • Hourly position, $18.47/hr + performance-based commissions and bonuses
    •  6 month compensation guarantee of $5,000.00 monthly + commission and bonuses
    •  Average rep earnings after 1 year - $160,000.00
    •  Average earnings of the top 25% reps - $245,00.00
    •  Average earnings of the top 50 reps - $305,000.00
  • No limit on commissions 
  • The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable

What do we offer? 

    Full Time Benefits:

    • Medical, Dental, and Vision benefits 
    • Life Insurance and Long-term disability plans 
    • Flexible Spending Account 
    • 401K matching 
    • Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching 
    • Wellness Programs 
    • Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only) 
    • Career Path Opportunities 
    • Discounts on Parks, Museums, Movie Tickets, and Attractions 
    • Annual Flu Shot
    • Paid Vacations Days 
    • Paid Sick days 
    • Paid holidays 
    • HGym (available in our Los Angeles, CA & Dallas,TX office) 
    • Rental Car Discounts, Dell Member Purchase Program 
    • UKG Wallet 

    Acknowledgement 

    We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. 

    We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative.Â