Credit Analyst

Cesna Group

Ridgefield Park, NJ • On-site

$50K - $100K/yr

Full-time

Posted 16 days ago


Job description

Job Summary
Job Description
Job specifications include, but are not limited to:
Insurance portfolio management
  • - Manage insurance portfolios of Trade Credit insurance, Marine Cargo, Property and Casualty and etc.
  • - Examine insurance policy documents and advise insurance risk management solutions to solve complex business issues, working closely with the legal and business teams.
  • - Advise and prepare insurance claim processes and work closely with insurance companies to reach a claim settlement
Credit analysis
  • - Research and report macro economic status data of countries in North America and LATAM.
  • - Perform due diligence of potential/existing customers by analyzing various credit information, financial statements and payment performance data; generate performance models of debtors' accounts.
  • - Review various industries and business models to determine possible areas of risk.
Qualifications
  • - 0-3 years of experience in financial credit analysis or risk management (preferred)
  • - BA, BS, or equivalent
  • - Solid knowledge of technical finance and accounting concepts
  • - Strong analytical and data gathering skills, attention to details
  • - High proficiency with Excel formulas and functions
  • - Self-starter with excellent interpersonal communication and problem solving skills
  • - Good business acumen
  • - Language Requirements: English and Korean (candidate must be bi-lingual)
What's On Offer
Apply online or feel free to contact us directly for more information about the opportunity. Due to the high volume of applicant, we regret to inform that only shortlisted candidates will be notified. Thank you for your understanding.



Frequently asked questions

Q: What skills or qualities help someone succeed as a Credit Analyst?

A: To succeed as a Credit Analyst, key technical skills include proficiency in financial modeling, data analysis, and credit scoring models, as well as knowledge of accounting principles and financial regulations. Soft skills such as strong analytical and problem-solving abilities, effective communication, and attention to detail are also crucial, as they enable Credit Analysts to interpret complex financial data, identify potential risks, and present findings to stakeholders. By combining these technical and soft skills, Credit Analysts can provide valuable insights that inform business decisions and drive career growth through opportunities for advancement and professional development.

Q: What is the career path for a Credit Analyst?

A: A Credit Analyst's typical career progression involves starting as a Junior Credit Analyst, where they analyze financial statements and credit reports to assess creditworthiness, then advancing to a Senior Credit Analyst role, where they lead teams and make strategic credit decisions. Along the way, they develop skills in financial modeling, risk assessment, and communication, with opportunities to specialize in industries such as commercial lending, consumer finance, or investment banking. Ultimately, experienced Credit Analysts can transition into senior leadership roles, such as Portfolio Manager or Risk Management Director, or pursue careers in related fields like financial planning or investment management.



Cesna Group job posting for a Credit Analyst in Ridgefield Park, NJ with a salary of $50,000 to $100,000 Annually with a map of Ridgefield Park location.