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Credit Analyst Jobs in Ridgefield Park, NJ (NOW HIRING)

BizTek People, Inc.

Credit Analyst

Manhattan, NY

\n \n \n Credit Analyst will be responsible for the portfolio management. Responsibilities include: Performing due diligence and regularly scheduling credit reviews Analyzing credit risk Preparing ...

The Whiteside Agency

Credit Analyst

New York, NY

$99K - $163K/yr

As a Credit Analyst, you will produce account, prospect, and industry credit reports and analysis to protect the Company from inappropriate credit risk while supporting retention and new business ...

The Whiteside Agency

Credit Analyst

Morristown, NJ

$99K - $163K/yr

As a Credit Analyst, you will produce account, prospect, and industry credit reports and analysis to protect the Company from inappropriate credit risk while supporting retention and new business ...

BOGOTA SAVINGS BANK

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...

The Rockridge Group

Credit Analyst

Fairfield, NJ

Credit Analyst Location: 186 US-46, Fairfield , NJ 07004 Duration: Temp to Perm Office status: H ybrid Manager Notes: This person will be responsible for determining the credit worthiness of our ...

DHD Consulting

Credit Analyst

Ridgefield, NJ · On-site

Qualified candidates must have: - Minimum 2~5 years of experience in financial credit analysis or risk management (preferred) BA, BS, or equivalent - Solid knowledge of technical finance and ...

Cesna Group

Credit Analyst

Ridgefield Park, NJ · On-site

$50K - $100K/yr

Qualifications * - 0-3 years of experience in financial credit analysis or risk management (preferred) * - BA, BS, or equivalent * - Solid knowledge of technical finance and accounting concepts ...

Bogota Savings Bank

Credit Analyst

Teaneck, NJ · On-site

$55K - $70K/yr

About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...

BOGOTA SAVINGS BANK

Credit Analyst

Teaneck, NJ

$40K - $70K/yr

About the Role As a Credit Analyst, you will play a critical role in supporting the Lending team by analyzing financial data, loan documentation, and risk profiles of current and prospective ...

Specialty Capital

Credit Analyst

Great Neck, NY · On-site

We are seeking a Credit Analyst to join our underwriting team with a primary focus on pricing and credit decisioning. This role is ideal for a high-performing recent graduate or an analyst with 2-3 ...

bav

Credit Analyst

Manhattan, NY · On-site

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for ...

Integrated Resources INC

Credit Analyst

Newark, NJ · On-site

Credit Analyst Location: Newark NJ Duration: 2 Years Key Duties Implement corporate credit policy and procedures and perform credit reviews for solar loan program commercial applicants. Evaluate ...

Integrated Resources INC

Credit Analyst

Newark, NJ

The Senior Credit Analyst will be actively involved in making credit recommendations to management and in advising on structuring of new transactions for purposes of mitigating risk. Key Duties ...

Integrated Resources INC

Credit Analyst

Newark, NJ

Credit Analyst Duration: 1 Year Location: Newark NJ This is a credit position with a stable Fortune 500 utility company located in New Jersey. The successful candidate will provide analytical and ...

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All JobsCredit Analyst JobsCredit Analyst Jobs in Ridgefield Park, NJ

Credit Analyst information

See Ridgefield Park, NJ salary details

$16

$32

$52

How much do credit analyst jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for credit analyst in Ridgefield Park, NJ is $32.11, according to ZipRecruiter salary data. Most workers in this role earn between $24.76 and $36.11 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.
More about Credit Analyst jobs

What cities near Ridgefield Park, NJ are hiring for Credit Analyst jobs?

Cities near Ridgefield Park, NJ with the most Credit Analyst job openings:

Credit Analyst jobs near you
Infographic showing various Credit Analyst job openings in Ridgefield Park, NJ as of August 2026, with employment types broken down into 84% Full Time, 15% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $66,797 per year, or $32.1 per hour.

Credit Analyst

BizTek People, Inc. | APA International Placement Consultants

Manhattan, NY • On-site

Full-time

Re-posted 16 days ago

Job description


Credit Analyst will be responsible for the portfolio management.
Responsibilities include:
• Performing due diligence and regularly scheduling credit reviews
• Analyzing credit risk
• Preparing detailed credit analysis and credit applications. Providing recommendations of extensions of credit to management.
• Communicating and coordinating pertinent account information to various parties throughout the bank, product groups, and the risk management division and examination
• Overseeing covenant compliance
• Communicating with customers
• Coordinate and communicate account information to external regulators (FRB, JFSA, BOJ, SNIC)
• Advising account officers on credit risk issues, terms and conditions
• Contributing to the development and improvement of credit risk management procedures
• Coordinating the implementation process of the new Head Office rules and procedures
• Training and guiding junior staff
• Facilitating the approval process for credit actions and loan sales
Requirements
BA/BS in Business Administration, Accounting, Technology or related degree
• 3+ years of related credit review experience
• Experience preparing credit analysis
• Fluency in English and Japanese
Skill Set
BA/BS in Business Administration, Accounting, Technology or related degree • 3+ years of related credit review experience • Experience preparing credit analysis • Fluency in English and Japanese

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