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Disability Insurance Jobs (NOW HIRING)

Sedgwick

Disability Representative Sr

Coralville, IA · On-site

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work ® Fortune Best Workplaces in Financial Services & Insurance Disability ...

Sedgwick

Disability Representative Sr

Chicago, IL · On-site

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Disability ...

Allina Health

$51 - $70/hr

Life Insurance * Short-term/Long-term Disability * Voluntary Benefits (vision, legal, critical illness) * Tuition Reimbursement or Continuing Medical Education as applicable * Student Loan Support

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KDHK Insurance

Insurance Sales Rep

Cincinnati, OH · On-site

$65K - $85K/yr

Benefits Annual Base Salary + Commission Paid Time Off (PTO) Work from Home Health Insurance Dental Insurance Vision Insurance Life Insurance Disability Insurance Hands on Training Retirement Plan ...

Allina Health

Disability Case Manager

Minneapolis, MN · On-site

$51 - $70/hr

Life Insurance * Short-term/Long-term Disability * Voluntary Benefits (vision, legal, critical illness) * Tuition Reimbursement or Continuing Medical Education as applicable * Student Loan Support

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How much do disability insurance jobs pay per year?

As of Sep 4, 2026, the average yearly pay for disability insurance in the United States is $59,644.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What is a disability insurance?

A Disability Insurance job involves helping individuals secure income protection in case they become unable to work due to illness or injury. Professionals in this field may assess claims, underwrite policies, or sell coverage to individuals and businesses. They work with clients to explain policy options, evaluate risks, and ensure financial stability during periods of disability. These roles are commonly found in insurance companies, financial institutions, and as independent agents.

What are the key skills and qualifications needed to thrive in a disability insurance role?

To thrive in a Disability Insurance role, you need strong knowledge of insurance products, claims processing, and relevant regulatory guidelines, often supported by a degree in business, finance, or a related field. Familiarity with claims management software, CRM platforms, and industry certifications like the Chartered Life Underwriter (CLU) can be highly beneficial. Excellent communication, empathy, and problem-solving skills enable professionals to guide clients effectively and manage complex cases. These skills and qualifications are crucial for ensuring accurate claim evaluations, regulatory compliance, and a positive client experience in a sensitive area of insurance.

What are the typical challenges faced in a disability insurance role?

Professionals in disability insurance frequently navigate complex policy terms, strict regulatory requirements, and sensitive client situations, which can make claim assessments challenging. Balancing the needs of policyholders with company policies, especially when handling disputed or emotional claims, requires strong decision-making and interpersonal skills. Collaboration with medical professionals, legal experts, and other insurance team members is common, making teamwork essential. Overcoming these challenges is key to building trust with clients and advancing in the field.

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What cities are hiring for Disability Insurance jobs?

Cities with the most Disability Insurance job openings:

What are the most commonly searched types of Disability Insurance jobs?

The most popular types of Disability Insurance jobs are:

What states have the most Disability Insurance jobs?

States with the most job openings for Disability Insurance jobs include:

What job categories do people searching Disability Insurance jobs look for?

The top searched job categories for Disability Insurance jobs are:

disability insurance jobs near you
Infographic showing various Disability Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $59,644 per year, or $28.7 per hour.

Disability Representative Sr

Sedgwick

Coralville, IA • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Sedgwick rating

7.6

Company rating: 7.6 out of 10

Based on 327 frontline employees who took The Breakroom Quiz

217th of 315 rated insurance

Job description

By joining Sedgwick, you'll be part of something truly meaningful. It's what our 33,000 colleagues do every day for people around the world who are facing the unexpected. We invite you to grow your career with us, experience our caring culture, and enjoy work-life balance. Here, there's no limit to what you can achieve.
Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies
Certified as a Great Place to Work®
Fortune Best Workplaces in Financial Services & Insurance
Disability Representative Sr
PRIMARY PURPOSE: Provides disability case management and complex claim determinations based on medical documentation and the applicable disability plan interpretation including determining benefits due and making timely payments/approvals and adjustments, medically managing disability claims including comorbidities, concurrent plans, and complex ADA accommodations; coordinates investigative efforts, thoroughly reviews contested claims, negotiates return to work with or without job accommodations, and evaluates and arranges appropriate referral of claims to outside vendors.
ESSENTIAL FUNCTIONS and RESPONSIBILITIES
  • Makes independent claim determinations, based on the information received, to approve complex disability claims or makes a recommendation to team lead to deny claims based on the disability plan.
  • Reviews and analyzes complex medical information (i.e. attending physician statements, office notes, operative reports, etc.) to determine if the claimant is disabled as defined by the disability plan.
  • Oversees additional facets of complex claims including but not limited to comorbidities, concurrent plans, complex ADA accommodations, and claims outside of typical guidelines.
  • Utilizes the appropriate clinical resources in case assessment (i.e. duration guidelines, in-house clinicians), as needed.
  • Determines benefits due pursuant to a disability plan, makes timely claims payments/approvals and adjustments for workers compensation, Social Security Disability Income (SSDI), and other disability offsets.
  • Informs claimants of documentation required to process claims, required time frames, payment information and claims status by phone, written correspondence and/or claims system.
  • Communicates with the claimants' providers to set expectations regarding return to work.
  • Medically manages complex disability claims ensuring compliance with duration control guidelines and plan provisions.
  • Communicates clearly and timely with claimant and client on all aspects of claims process by phone, written correspondence and/or claims system.
  • Coordinates investigative efforts ensuring appropriateness; provides thorough review of contested claims.
  • Evaluates and arranges appropriate referral of claims to outside vendors or physician advisor reviews, surveillance, independent medical evaluation, functional capability evaluation, and/or related disability activities.
  • Negotiates return to work with or without job accommodations via the claimant's physician and employer.
  • Refers cases to team lead and clinical case management for additional review when appropriate.
  • Maintains professional client relationships and provides excellent customer service.
  • Meets the organization's quality program(s) minimum requirements.

ADDITIONAL FUNCTIONS and RESPONSIBILITIES
  • Performs other duties as assigned.

QUALIFICATIONS
Education & Licensing
High School diploma or GED required. Bachelor's degree from an accredited university or college preferred. State certification or licensing in statutory leaves is preferred or may be required based on state regulations.
Experience
Three (3) years of benefits or disability case/claims management experience or equivalent combination of education and experience preferred.
Skills & Knowledge
  • Knowledge of ERISA regulations, required offsets and deductions, disability duration and medical management practices and Social Security application procedures
  • Knowledge of state and federal FMLA regulations
  • Working knowledge of medical terminology and duration management
  • Excellent oral and written communication, including presentation skills
  • Proficient computer skills including working knowledge of Microsoft Office
  • Analytical, interpretive, and critical thinking skills
  • Ability to manage ambiguity
  • Strong organizational and multitasking skills
  • Ability to work in a team environment
  • Ability to meet or exceed performance competencies as required by program
  • Effective decision-making and negotiation skills
  • Ability to exercise judgement autonomously within established procedures

WORK ENVIRONMENT
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental: Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work-related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines
Physical: Ability to sit at a desk for extended periods while operating a computer and phone system. Travel as required.
Auditory/Visual: Hearing, vision and talking
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
Sedgwick is an Equal Opportunity Employer and a Drug-Free Workplace.
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, consider applying for it anyway! Sedgwick is building a diverse, equitable, and inclusive workplace and recognizes that each person possesses a unique combination of skills, knowledge, and experience. You may be just the right candidate for this or other roles.

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