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Disability Insurance Jobs in Florida (NOW HIRING)

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Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work ® Fortune Best Workplaces in Financial Services & Insurance Disability ...

Newsweek Recognizes Sedgwick as America's Greatest Workplaces National Top Companies Certified as a Great Place to Work Fortune Best Workplaces in Financial Services & Insurance Disability ...

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Disability Insurance information

See Florida salary details

$19.8K

$44.6K

$72.9K

How much do disability insurance jobs pay per year?

As of Aug 3, 2026, the average yearly pay for disability insurance in Florida is $44,572.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,900.00 and $48,600.00 per year, depending on experience, location, and employer.

What are the typical challenges faced in a Disability Insurance role?

Professionals in disability insurance frequently navigate complex policy terms, strict regulatory requirements, and sensitive client situations, which can make claim assessments challenging. Balancing the needs of policyholders with company policies, especially when handling disputed or emotional claims, requires strong decision-making and interpersonal skills. Collaboration with medical professionals, legal experts, and other insurance team members is common, making teamwork essential. Overcoming these challenges is key to building trust with clients and advancing in the field.

What are the key skills and qualifications needed to thrive in the Disability Insurance position, and why are they important?

To thrive in a Disability Insurance role, you need strong knowledge of insurance products, claims processing, and relevant regulatory guidelines, often supported by a degree in business, finance, or a related field. Familiarity with claims management software, CRM platforms, and industry certifications like the Chartered Life Underwriter (CLU) can be highly beneficial. Excellent communication, empathy, and problem-solving skills enable professionals to guide clients effectively and manage complex cases. These skills and qualifications are crucial for ensuring accurate claim evaluations, regulatory compliance, and a positive client experience in a sensitive area of insurance.

What is a Disability Insurance job?

A Disability Insurance job involves helping individuals secure income protection in case they become unable to work due to illness or injury. Professionals in this field may assess claims, underwrite policies, or sell coverage to individuals and businesses. They work with clients to explain policy options, evaluate risks, and ensure financial stability during periods of disability. These roles are commonly found in insurance companies, financial institutions, and as independent agents.

What are the most commonly searched types of Disability Insurance jobs in Florida? The most popular types of Disability Insurance jobs in Florida are:
What job categories do people searching Disability Insurance jobs in Florida look for? The top searched job categories for Disability Insurance jobs in Florida are:
What cities in Florida are hiring for Disability Insurance jobs? Cities in Florida with the most Disability Insurance job openings:
Infographic showing various Disability Insurance job openings in Florida as of July 2026, with employment types broken down into 1% As Needed, 77% Full Time, 19% Part Time, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $44,572 per year, or $21.4 per hour.

MEDICAL DISABILITY EXAMINER - 64005290

State of Florida

Tallahassee, FL • On-site

$41K - $78K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 11 days ago


State Of Florida rating

6.6

Company rating: 6.6 out of 10

Based on 187 frontline employees who took The Breakroom Quiz

46th of 50 rated states


Job description

Requisition No: 880212
Agency: Department of Health
Working Title: MEDICAL DISABILITY EXAMINER - 64005290
Pay Plan: Career Service
Position Number: 64005290
Salary: $41,739.88 - $78,418.23
Posting Closing Date: 07/31/2026
Total Compensation Estimator Tool
DEPARTMENT OF HEALTH
DIVISION OF DISABILITY DETERMINATIONS
OPEN COMPETITIVE OPPORTUNITY
POSSIBLE MULTI-HIRE OPPORTUNITY
TITLE: CLAIMS ADJUSTERS, EXAMINERS AND INVESTIGATORS MEDICAL DISABILITY EXAMINER
POSITION LOCATION: TALLAHASSEE / LEON COUNTY
POSITION #: 64005290
SALARY: $41,739.88 - $78,418.23
Please ensure the email address you have on file with People First is accurate, and you are checking both your inbox and junk folder daily for any follow-up correspondence regarding the hiring process for this ad.
Disability Caseworker Opportunity
Are you looking for a job with flexibility that supports work/life balance? Please see some of the great benefits offered at DDS:
  • Provide service to the citizens of Florida and help our community
  • No past medical experience required
  • In-depth training provided
  • No work to take home or emails to check on weekends or after hours
  • After 12 successful months in the trainee program, employees that meet expectations can request flexible schedules within established guidelines
  • After 15 successful months, employees have the opportunity to qualify for more complex cases that may include a pay increase
  • Additional mentoring and training available to help employees succeed
  • Leadership development program available so DDS can promote from within
  • Optional overtime typically offered throughout the year

At the Florida DDS, we care about our claimants and our employees. We look for opportunities to support employees while simultaneously meeting our business needs.
Your Specific Responsibilities:
This is entry level professional work researching, developing, compiling, analyzing, and rendering independent decisions relative to Social Security Disability Insurance, Supplemental Security Income and/or Medically Needy disability claims filed in the State of Florida. Training is provided on relevant policy, medical review and vocational evaluation. Potential advancement based on successful performance of job duties.
As a key member of the team, you must be able to communicate effectively with team members and the public. You must be able to operate successfully in a demanding environment, manage multiple tasks, and work independently. We are looking for people who are detailed-oriented, have critical thinking skills, understand basic math, and are able to work in a Windows-based computer environment.
Electronic Case Management - All work is conducted utilizing multiple computer screens and typed case notes. Appropriate transactional inputs process cases from beginning to closure, reviewing computer generated alerts to ensure timely processing. Competencies required: Written communication skills, organizational abilities, and basic computer skills required: Maintains records and other reading materials related to services or benefits. Plans, organizes and coordinates work assignments.
Verbal Communication - Utilizes effective verbal communication skills and telephone techniques to develop and/or establish necessary factual medical and vocational documentation.
Evaluates a variety of documents to determine their evidentiary sufficiency for decision-making purposes. Evaluates data for accuracy and completion.
Authorizes purchase of specialized medical or psychological diagnostic services, when appropriate, for the purpose of documenting the severity of impairment.
Secures medical evidence of record needed to document the presence of "disabling" or "not disabling" impairments. Competencies: Identifies errors or problems and takes appropriate action. Conducts fact-finding research.
Renders a formal decision of disability based on evidentiary requirements of Social Security law rules and regulations. Competencies: Understands and apply rules, regulations, policies and procedures relating to services and benefits.
Required Knowledge, Skills, and Abilities:
Knowledge of the principles and techniques of effective communication.
Ability to collect, evaluate and analyze data relating to disability benefits.
Ability to understand and apply applicable rules, regulations, policies and procedures relating to disability benefits.
Ability to evaluate data for accuracy and completion.
Ability to identify errors or problems and take appropriate corrective action.
Ability to compose correspondence.
Ability to organize data into logical format.
Ability to work independently.
Ability to conduct fact-finding research.
Ability to utilize problem-solving techniques.
Ability to plan, organize and coordinate work assignments.
Ability to communicate effectively.
Ability to establish and maintain effective working relationships with others.
Preferred Qualifications:
Preference will be given to applicants with a bachelor's degree (or an equivalent combination of education and work experience - such as an Associate's degree with two years of work experience, or a high school diploma with four years of work experience), in one or more of the following fields:
1) Managing a caseload for an insurance, disability, vocational, social work or government program
2) Determining initial or continued eligibility of claims, based on rules and regulations
3) Experience working in a medical or vocational field
Florida Department of Health Mission, Vision, and Values:
Mission:
To protect, promote & improve the health of all people in Florida through integrated state, county & community efforts.
Vision:
To be the Healthiest State in the Nation.
Values:
I nnovation: We search for creative solutions and manage resources wisely.
C ollaboration: We use teamwork to achieve common goals & solve problems.
A ccountability: We perform with integrity & respect.
R esponsiveness: We achieve our mission by serving our customers & engaging our partners.
E xcellence: We promote quality outcomes through learning & continuous performance improvement.
Where You Will Work:
Tallahassee
The Benefits of Working for the State of Florida:
Working for the State of Florida is more than a paycheck. The State's total compensation package for employees features a highly competitive set of employee benefits including:
  • Annual and Sick Leave benefits;
  • Nine paid holidays and one Personal Holiday each year;
  • State Group Insurance coverage options, including health, life, dental, vision, and other supplemental insurance options;
  • Retirement plan options, including employer contributions
    (For more information, please click www.myfrs.com);
  • Flexible Spending Accounts;
  • Tuition waivers;

And more!
For a more complete list of benefits, including monthly costs, visit www.mybenefits.myflorida.com.
Please be advised:
Your responses to qualifying questions for this position must be verifiable by documentation provided through the electronic application process.
This position requires a security background check and participation in direct deposit.
Your conditional job offer and access to Social Security Administration's (SSA's) systems, data, information, and/or premises are contingent upon you passing the SSA suitability process.
*Note: This covers the preliminary screening (pre-screen) and the final background adjudication stage of the suitability process.
Any misrepresentations or omissions will disqualify you from employment consideration. Note: You will be required to provide your Social Security Number (SSN) in order to conduct this background check Successful completion of a drug test is a condition of employment for safety-sensitive positions.
Male applicants born on or after October 1, 1962, will not be eligible for hire or promotion unless they are registered with the Selective Services System (SSS) before their 26th birthday, or have a Letter of Registration Exemption from the SSS. For more information, please visit the SSS website: http://www.sss.gov
If you are a retiree of the Florida Retirement System (FRS), please check with the FRS on how your current benefits will be affected if you are re-employed with the State of Florida. Your current retirement benefits may be canceled, suspended or deemed ineligible depending upon the date of your retirement.
The successful candidate will be required to complete the Form I-9 and that information will be verified using the E-Verify system. E-Verify is operated by the Department of Homeland Security in partnership with the Social Security Administration to verify employment eligibility.
Incumbents may be required to perform emergency duty before, during, and/or beyond normal work hours or days.
Florida has the third largest population of veterans in the nation with more than 1.5 million service men and women. The Florida Department of Health (department) is committed to serving members of the United States Armed Forces, veterans and their families by encouraging them to apply for vacancies that fit their area of knowledge and/or expertise. Through the Department's VALOR program, which expedites licensing for military veterans, the Department also waives initial licensing and application fees for military veterans who apply for a health care professional license within 60 months of an honorable discharge. These initiatives help ensure that the transition from military service into the workforce is as smooth as possible and reflects our appreciation for the dedication devoted to protecting our country.
Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (1-866-663-4735). Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation.
The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act.
VETERANS' PREFERENCE. Pursuant to Chapter 295, Florida Statutes, candidates eligible for Veterans' Preference will receive preference in employment for Career Service vacancies and are encouraged to apply. Certain service members may be eligible to receive waivers for postsecondary educational requirements. Candidates claiming Veterans' Preference must attach supporting documentation with each submission that includes character of service (for example, DD Form 214 Member Copy #4) along with any other documentation as required by Rule 55A-7, Florida Administrative Code. Veterans' Preference documentation requirements are available by clicking here. All documentation is due by the close of the vacancy announcement.
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