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Mortgage Loss Mitigation Remote Jobs (NOW HIRING)

Guild

Loss Mitigation Supervisor

$64K - $80K/yr

Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm we ... Candidates located outside of California may work fully remote. Candidates living in San Diego ...

Zippy, Inc

Loss Mitigation Specialist

Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia ... This position is designed for an experienced mortgage servicing professional with a strong ...

LoanCare

Loss Mitigation Manager- Remote

$85K - $160K/yr

High School Diploma or equivalent required. * 7+ years of mortgage servicing or Loss Mitigation experience. * 5+ years of leadership experience. * Demonstrated expertise in loss mitigation ...

Carrington

Loss Mitigation, Underwriter l

Montgomery, AL · Remote

$23 - $26/hr

Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be ... Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full ...

Carrington

Loss Mitigation, Underwriter l

Montgomery, AL · Remote

$23 - $26/hr

Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be ... Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full ...

Freedom Mortgage

SPOC Servicing Supervisor

Columbia, MD · On-site +1

Ensure that Loss Mitigation Underwriting, Single Point of Contact are operating in full compliance with investor, agency/insurer, FHA, VA and private mortgage insurance provider guidelines and ...

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Mortgage Loss Mitigation Remote information

What is a mortgage loss mitigation specialist?

A Mortgage Loss Mitigation Specialist working remotely assists homeowners and lenders in finding alternatives to foreclosure when borrowers are struggling to make their mortgage payments. They review financial information, evaluate eligibility for programs like loan modification, forbearance, or repayment plans, and communicate with clients to guide them through the process. Working remotely, these specialists use phone, email, and online systems to manage cases and ensure compliance with federal and state regulations. Their primary goal is to minimize financial losses for the lender while helping borrowers stay in their homes when possible.

What are the key skills and qualifications needed to thrive as a mortgage loss mitigation specialist?

To thrive as a Mortgage Loss Mitigation Specialist, you need a strong understanding of mortgage servicing, default management, and loss mitigation processes, often supported by experience in financial services or real estate. Proficiency with loan servicing platforms, document management systems, and familiarity with relevant regulations such as FHA, Fannie Mae, and Freddie Mac guidelines is essential. Exceptional communication, negotiation, and problem-solving skills help you effectively assist borrowers and collaborate with internal teams. These skills are crucial for minimizing losses, ensuring regulatory compliance, and providing solutions that benefit both lenders and borrowers.

What are some typical challenges faced in a remote mortgage loss mitigation role, and how can they be managed?

Working remotely in Mortgage Loss Mitigation often involves challenges such as coordinating efficiently with borrowers, lenders, and internal teams across digital platforms, and managing sensitive information securely. To address these challenges, professionals should develop strong communication skills, stay organized with digital tools, and maintain up-to-date knowledge of compliance and regulatory requirements. Being proactive about collaboration—such as scheduling regular check-ins with team members and leveraging secure document-sharing platforms—can greatly enhance workflow and ensure customer needs are met effectively.
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Mortgage Loss Mitigation Remote jobs near you
Infographic showing various Mortgage Loss Mitigation Remote job openings in the United States as of August 2026, with employment types broken down into 72% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Loss Mitigation Supervisor

Guild

Remote

$64K - $80K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 19 days ago

Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loss Mitigation Supervisor plays an important role in the organization by overseeing a number of activities directly related to the company's Loss Mitigation functions. The role is responsible for overseeing the day-to-day productivity of direct reports and monitoring reports to ensure Loss Mitigation department efficiency. The Loss Mitigation Supervisor manages employees, sets objectives, and assigns work/projects related their area(s) of expertise and supervision. He or she also ensures loss mitigation reviews and processes are conducted timely, accurately and in compliance with established investor, company, state and federal guidelines and regulations.
Candidates located outside of California may work fully remote. Candidates living in San Diego County are expected to work from our office two days per week as part of a hybrid work schedule.
Compensation
This role is an exempt position with a Targeted Salary Range of $64,000 to $80,000 annually.
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Essential Functions
  • Monitor metrics and maximize productivity, efficiency, investor compliance and service levels for area(s) under supervision.
  • Hire, train, coach, discipline and exit team members.
  • Perform quality control and audit reviews on loans, including all income/expense calculations, to ensure compliance with agreed upon standards and state and investor guidelines.
  • Provide coaching, guidance, and recognition to reports on all FHA insured loan workouts; review work to ensure solid business decisions are made in underwriting modifications, and in reconciling and settling accounts.
  • Review denied cases and research/recommend feasible alternatives.
  • Analyze escalated accounts for compliance and exceptions to modification program guidelines.
  • Participate in calls with clients and homeowners; discuss topics and issues related to loss mitigation.
  • Provide weekly productivity reports and status updates, and remediates action items to ensure loss mitigation cases move through the decision process both on a timely basis, and in accordance with regulations and guidelines.
  • Review files requested by internal and external auditors and respond to audit findings by preparing formal responses and ensuring remediation of noted issues.
  • Ensure inventory is managed effectively and in accordance with all applicable regulations and guidelines.
  • Develop and deliver training that encompasses changes, improvements, and other information related to investor rules and regulations, compliance criteria, internal policy and guidelines, and best practices.
  • Manage department projects that encompass improvements and modifications to current processes, implementation of new processes, and skills training.
  • Role model patience and professionalism when interacting with consumers via phone, email, or letter.
  • Review FHA Waterfall Calculations and verify correct home retention loss mitigation options are chosen and communicated to borrowers.
  • Manage and control loss mitigation general ledger; review all invoices input by Specialists; reconciles TBB2 against payment of title policy invoices.
  • Perform other duties as assigned.

Qualifications
  • High school diploma and some college, technical training or equivalent required; Bachelor's degree in Finance, Business or a related field preferred, along with seven or more years total mortgage default, loss mitigation and short sale experience, with at least two years in a supervisory/lead role.
  • Expert-level knowledge of conventional and government mortgage loan documents, including overall processes and inter-relationships, standards and requirements, terminology, compliance and regulatory requirements related to federal debt collection laws, Federal Bankruptcy Laws, and proper handling of other legal situations.
  • Knowledge of Standard Operating Procedures, CFPB, FCRA and FDCPA preferred.
  • Strong interpersonal and problem-solving skills.
  • Highly organized and detail oriented; ability to work in a fast-paced, department-metrics-driven environment required.
  • Advanced math skills required.
  • Proficiency with basic internet searches, data entry, Microsoft Word, Excel, PowerPoint and Outlook required.
  • Familiarity with document retention software; Blitzdoc preferred.
  • 10-key by touch strongly preferred.

Supervision
Direct:
Number
Job Titles
3-5
Loss Mitigation Specialist
Indirect:
0
  • General supervision required, depending on experience level
  • High level of independent judgment and decision-making
  • Manage multiple priorities in a deadline-driven environment; leads with a strong sense of urgency and responsiveness
  • Excellent verbal and written communication skills
  • Strong detail orientation and highly organized
  • Hire, train, coach, discipline and exit team members.
  • Ability to be patient and train less experienced team members, respond to questions, build capability
  • Travel: 0%

Requirements
  • Physical: Work is primarily sedentary; occasionally walks and/or stands.
  • Manual Dexterity: Frequent use of computer keyboard and mouse.
  • Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
  • Environmental: Office environment - no substantial exposure to adverse environmental conditions.

Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
REQ#: LOSSM018454
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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