Underwriter
Warwick, RI · Hybrid
We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office. Job Purpose: To handle a broad range of daily activities independently utilizing ...
Underwriter
Warwick, RI · Hybrid
We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office. Job Purpose: To handle a broad range of daily activities independently utilizing ...
Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...
Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...
Underwriter
$65K - $85K/yr
About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...
Underwriter
$65K - $85K/yr
About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...
Underwriter
Greenvale, NY · On-site
Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...
Underwriter
Greenvale, NY · On-site
Monitors and analyzes underwriting performance based upon claims experience. Develops rates, projections and recommends benefit changes based upon plan underwriting principles. 1. Monitors and ...
Review and underwrite merchant applications Evaluate bank records and compliance materials Identify credit or fraud risk 2-5 years of experience in merchant underwriting OR mortgage underwriting with ...
Review and underwrite merchant applications Evaluate bank records and compliance materials Identify credit or fraud risk 2-5 years of experience in merchant underwriting OR mortgage underwriting with ...
Underwriter
Hillsboro, OR · On-site
$69K - $82K/yr
The Underwriter will evaluate group risks for existing clients and new group opportunities. This position analyzes and accepts risk in order to retain membership, grow revenue and help maintain a ...
Underwriter
Hillsboro, OR · On-site
$69K - $82K/yr
The Underwriter will evaluate group risks for existing clients and new group opportunities. This position analyzes and accepts risk in order to retain membership, grow revenue and help maintain a ...
Underwriter
$85K - $115K/yr
Responsibilities The Underwriter will manage all related underwriting tasks for new and renewal accounts required in assigned regions to promote written premium growth and favorable loss ratio ...
Underwriter
$85K - $115K/yr
Responsibilities The Underwriter will manage all related underwriting tasks for new and renewal accounts required in assigned regions to promote written premium growth and favorable loss ratio ...
Underwriter
Troy, MI · On-site +1
Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...
Underwriter
Troy, MI · On-site +1
Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Columbia, MO · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Columbia, MO · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Mount Pleasant, SC · On-site
Factoring Underwriter Location: Charleston, SC About the Role We are seeking an experienced Underwriter specializing in Factoring to join our growing team. This role is critical in evaluating ...
Quick apply
Underwriter
Mount Pleasant, SC · On-site
Factoring Underwriter Location: Charleston, SC About the Role We are seeking an experienced Underwriter specializing in Factoring to join our growing team. This role is critical in evaluating ...
Underwriter
Montgomery, AL · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Montgomery, AL · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
$85K - $115K/yr
The Underwriter will manage all related underwriting tasks for new and renewal accounts required in assigned regions to promote written premium growth and favorable loss ratio results. The role will ...
Underwriter
$85K - $115K/yr
The Underwriter will manage all related underwriting tasks for new and renewal accounts required in assigned regions to promote written premium growth and favorable loss ratio results. The role will ...
Underwriter
Draper, UT · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Draper, UT · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Manhattan, NY · On-site
$65K - $85K/yr
About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...
Quick apply
Underwriter
Manhattan, NY · On-site
$65K - $85K/yr
About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...
Underwriter
Scottsdale, AZ · On-site
The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The ...
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Underwriter
Scottsdale, AZ · On-site
The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The ...
Underwriter
Lexington, KY · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Lexington, KY · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter
Scottsdale, AZ · Hybrid
The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The ...
Underwriter
Scottsdale, AZ · Hybrid
The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...
Underwriter information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do underwriter jobs pay per year?
As of Jun 30, 2026, the average yearly pay for underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
Do you need a degree to be an underwriter?
A degree is not always required to become an underwriter, but many employers prefer candidates with a bachelor's degree in fields like finance, business, or economics. Relevant skills such as analytical thinking, attention to detail, and knowledge of insurance or lending practices are also important, and professional certifications can enhance job prospects.
What qualifications do you need for underwriting?
Underwriters typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance or lending practices; professional certifications like the Chartered Property Casualty Underwriter (CPCU) can also enhance qualifications.
What is the difference between Underwriter vs Actuary?
| Aspect | Underwriter | Actuary |
|---|---|---|
| Required Credentials | Insurance license, sometimes certifications like CPCU | Fellowship in SOA or CAS, actuarial exams |
| Work Environment | Insurance companies, underwriting departments | Consulting firms, insurance companies, financial institutions |
| Industry Usage | Common in insurance, banking | Primarily in insurance, pensions, finance |
| Job Focus | Assessing risk for policy approval | Analyzing statistical data to predict future risks |
While both underwriters and actuaries work in the insurance industry assessing risk, underwriters focus on evaluating individual insurance applications and approving policies. Actuaries analyze large data sets to forecast future risks and set premium rates. Their roles complement each other but require different certifications and skill sets.
What Do Underwriters Do?
The most common underwriters work for insurance companies or financial institutions to evaluate financial risk for insurance policies or loans. They review applications and paperwork and can approve or deny the request based on a set of three criteria--credit reputation, capacity to repay the loan, and collateral value. Underwriters check the applicant’s credit report and credit history, weight their annual salary with the cost of the loan or policy, and determine the loan-to-value ratio. Using these factors, they may approve the application, suspend it until further stipulations are met, or deny it.
Other kinds of underwriters include equity underwriters who administer the distribution of securities, and debt securities underwriters who buy government bonds and other debt securities and sell them for a profit.
Is underwriting a tough job?
Underwriting is a demanding role that requires strong analytical skills, attention to detail, and the ability to assess risk accurately. It often involves working under pressure to meet deadlines and making complex decisions based on financial and personal information.
What exactly does an underwriter do?
An underwriter evaluates and assesses the risk of insuring individuals or assets by reviewing applications, financial information, and supporting documents. They determine whether to approve or deny coverage and set appropriate premium rates, often using specialized software and industry guidelines. Underwriters play a key role in insurance, banking, and mortgage industries to ensure profitable and manageable risk exposure.
What are the key skills and qualifications needed to thrive as an Underwriter, and why are they important?
To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Proficiency with underwriting software, risk assessment tools, and industry certifications such as CPCU or ARM is highly valued. Excellent decision-making, negotiation, and communication skills help underwriters effectively assess risk and interact with clients or agents. These skills are essential for accurately evaluating applications, minimizing financial risk, and supporting organizational profitability.
What does an underwriter do?
An underwriter evaluates the risk of insuring a person, property, or company and decides whether to provide insurance or a loan, and at what terms. They analyze applications, review financial and background information, and use statistical data to determine the likelihood of a loss. Underwriters play a key role in banking, insurance, and mortgage industries, ensuring that risks are carefully assessed to protect their organization from potential losses.
What are some common challenges faced by underwriters in balancing risk assessment and business goals?
Underwriters often face the challenge of thoroughly assessing risk while also supporting their company's business objectives, such as meeting production goals or maintaining client relationships. This requires a careful analysis of data, attention to detail, and effective communication with agents or brokers to clarify information and negotiate terms. Balancing these priorities can be demanding, but successful underwriters develop strong analytical skills and the ability to make judicious decisions under time constraints. Collaboration with other departments, such as claims and sales, is also key to ensuring both risk management and business targets are achieved.
More about Underwriter jobs
What cities are hiring for Underwriter jobs? Cities with the most Underwriter job openings:
What are the most commonly searched types of Underwriter jobs? The most popular types of Underwriter jobs are:
Who are the top companies hiring for Underwriter jobs? The top employers for Underwriter jobs are:
What states have the most Underwriter jobs? States with the most job openings for Underwriter jobs include:
What job categories do people searching Underwriter jobs look for? The top searched job categories for Underwriter jobs are:
What are popular job titles related to Underwriter jobs? For Underwriter jobs, the most frequently searched job titles are:
Key responsibilities
Underwrite new and renewal business within assigned program(s), ensuring compliance with underwriting guidelines and profitability targets.
Execute placement requests to modify coverage as needed.
Issue policies in carrier management system.
Job description
About HUB
Join our Stevie Award Winning Team at HUB International!
When you join the team at HUB International, you become part of the largest privately owned global insurance broker, providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Becoming a part of HUB means that you thrive in an entrepreneurial and fast paced team environment supported by over 20,000 professionals in 570+ offices across North America.
HUB Northeast's subsidiary, Program Brokerage Corporation (PBC), is a nationally ranked top wholesaler and powerful market resource for brokers and agents. PBC offers retail insurance agents innovative solutions through its general wholesale operation and niche programs.
We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office.
Job Purpose:
To handle a broad range of daily activities independently utilizing technical expertise and product knowledge. This role involves evaluating submissions, determining risk acceptability, pricing policies, and maintaining profitable underwriting results in accordance with company guidelines and program objectives.
Functions and Responsibilities:
- Underwrite new and renewal business within assigned program(s), ensuring compliance with underwriting guidelines and profitability targets.
- Execute placement requests to modify coverage as needed
- Issue policies in carrier management system
- Participate in audits, training, and program reviews.
- Collaborate with internal team members to develop and maintain strong relationships.
- Monitor program performance and recommend adjustments to underwriting strategy as needed.
- Review and interpret actuarial data, loss history, and industry trends to inform underwriting decisions.
- Additional Underwriting duties as assigned
Qualifications:
- Four-year college degree preferred or equivalent work experience
- 1-3 years' experience with a wholesale broker preferred
- Valid RI P&C Brokers License preferred
- Knowledge of all coverage lines
- Ability to execute and ensure compliance to all internal Quality Control procedures
Required Skills:
- Excellent verbal and written communication skills
- Working knowledge with applications such as AS400 & ImageRight preferred
- Proficiency with Outlook, Excel, & Word is required
- Analytical mindset with attention to detail and problem-solving ability.
HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
E-Verify Program
We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting teamHUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.