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Credit And Collections Representative Jobs (NOW HIRING)

Waste Connections

Collections Representative

Norfolk, VA · On-site

$23 - $25/hr

Bay Disposal has an immediate opening for a Collections Representative based in Norfolk, VA. In ... Work closely with Credit Supervisor in utilizing our 3rd party collection agency * Maintain ...

Breg

Supervisor Credit & Collections

Carlsbad, CA · On-site

$82K - $92K/yr

We are currently seeking a Supervisor, Credit and Collections to join our team in Carlsbad. If you ... Interacts with customers and outside sales representatives to negotiate settlements and establish ...

Breg

Supervisor Credit & Collections

Carlsbad, CA · On-site

$82K - $92K/yr

We are currently seeking a Supervisor, Credit and Collections to join our team in Carlsbad. If you ... Interacts with customers and outside sales representatives to negotiate settlements and establish ...

Marine Credit Union

Collections Representative

Racine, WI

$16 - $20.75/hr

Strict adherence to all regulatory and legal compliance with Federal and State credit and ... Represent MCU in litigation related to collection activities. Other duties as assigned. Knowledge ...

Glen-Gery

Analyst, Credit & Collections

Wyomissing, PA · On-site

The requirements listed below are representative of the knowledge, skill, and/or ability required ... Credit/ Collections and/ or related accounting role. * Strong organization and well-developed ...

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Credit And Collections Representative information

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$16

$23

$31

How much do credit and collections representative jobs pay per hour?

As of Jul 24, 2026, the average hourly pay for credit and collections representative in the United States is $23.57, according to ZipRecruiter salary data. Most workers in this role earn between $20.91 and $25.48 per hour, depending on experience, location, and employer.

How does a Credit and Collections Representative typically interact with other departments within a company?

Credit and Collections Representatives frequently collaborate with departments such as Sales, Customer Service, and Finance to resolve payment issues and ensure smooth account management. They may work closely with Sales to verify customer creditworthiness before approving orders, and with Customer Service to address client disputes or concerns that impact payments. This cross-functional teamwork helps maintain positive customer relationships while safeguarding the company’s financial interests. Effective communication and coordination are key skills for success in this role.

What does a Credit and Collections Representative do?

A Credit and Collections Representative is responsible for managing a company's accounts receivable by evaluating credit applications, setting credit limits, and following up with customers to ensure timely payment of invoices. They review customer payment histories, resolve billing disputes, and negotiate payment arrangements when necessary. Their goal is to minimize bad debt and maximize cash flow for the organization, while maintaining positive relationships with clients.

What are the key skills and qualifications needed to thrive as a Credit and Collections Representative, and why are they important?

To thrive as a Credit and Collections Representative, you need a solid understanding of accounting principles, credit analysis, and collections procedures, typically supported by a degree in finance or business. Familiarity with accounting software, ERP systems, and credit management tools is essential for tracking receivables and managing accounts. Strong negotiation, communication, and problem-solving skills help you build rapport with clients and resolve payment issues efficiently. These skills are crucial for minimizing financial risk, maintaining cash flow, and fostering positive client relationships.

What is the difference between Credit And Collections Representative vs Accounts Receivable Clerk?

AspectCredit And Collections RepresentativeAccounts Receivable Clerk
CredentialsHigh school diploma; some roles prefer experience in credit or collectionsHigh school diploma; basic accounting knowledge often preferred
Work EnvironmentOffice setting, often interacting with clients and finance teamsOffice setting, focused on data entry and invoice processing
Employer & Industry UsageFinancial institutions, credit companies, retail, and service industriesBusinesses with invoicing needs, including retail, manufacturing, and service sectors

While both roles involve financial processes, a Credit And Collections Representative primarily manages customer credit evaluations and collection efforts, whereas an Accounts Receivable Clerk handles invoicing, payment processing, and maintaining accounts receivable records. The former focuses on recovering owed funds and assessing credit risk, while the latter ensures accurate recording of transactions. Both roles are essential in managing a company's cash flow but differ in responsibilities and daily tasks.

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Credit And Collections Representative jobs near you
Infographic showing various Credit And Collections Representative job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $49,018 per year, or $23.6 per hour.
Collections Representative

Collections Representative

First Community Credit Union

Chesterfield, MO

$16.75 - $21.75/hr

Full-time

Posted 20 days ago

Job description

Collections Representative

There is an immediate opening in the Collections department for a full-time collector. The ideal candidate will have past experience in collections, be proficient in Microsoft Word and Excel, possess excellent communication and organizational skills and be detail oriented. Job duties would include calling on past accounts and various other tasks.

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