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Collections Recovery Jobs (NOW HIRING)

Collections Specialist

New York, NY ยท On-site

$20.25 - $27.25/hr

Recovered balances * Default rate trends * Follow all compliance and communication guidelines Requirements Required Experience & Skills * 2+ years experience in collections, recoveries, or account ...

Collections Specialist

New York, NY ยท On-site

$20.25 - $27.25/hr

Recovered balances * Default rate trends * Follow all compliance and communication guidelines Requirements Required Experience & Skills * 2+ years experience in collections, recoveries, or account ...

Collections Specialist

New York, NY

$20.25 - $27.25/hr

Recovered balances * Default rate trends * Follow all compliance and communication guidelines Requirements Required Experience & Skills * 2+ years experience in collections, recoveries, or account ...

The Vice President of Recovery Collections is a leadership role responsible for oversight of our charged off collection's function including leading operational teams and staff. This leader will ...

VP of Collections

Miami, FL ยท On-site

$132K - $169K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The VP of Servicing & Collections will oversee a multi-layered leadership structure of Directors ... Drive continuous improvement in recovery rates, right-party contact rates, promise-to-pay ...

VP of Collections

Miami, FL ยท On-site

$180 - $260/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The VP of Servicing & Collections will oversee a multi-layered leadership structure of Directors ... Drive continuous improvement in recovery rates, right-party contact rates, promise-to-pay ...

VP of Collections

Miami, FL ยท On-site

$132K - $169K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The VP of Servicing & Collections will oversee a multi-layered leadership structure of Directors ... Drive continuous improvement in recovery rates, right-party contact rates, promise-to-pay ...

VP of Collections

Miami, FL ยท On-site

$132K - $169K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

The VP of Servicing & Collections will oversee a multi-layered leadership structure of Directors ... Drive continuous improvement in recovery rates, right-party contact rates, promise-to-pay ...

Manager of Collections

Pawtucket, RI ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Demonstrated track record of driving measurable improvements in DSO, aged AR reduction, or collections recovery in a high-volume environment. * Experience leading collections operations in a ...

Manager of Collections

Pawtucket, RI ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Demonstrated track record of driving measurable improvements in DSO, aged AR reduction, or collections recovery in a high-volume environment. * Experience leading collections operations in a ...

Supervisor Collections

Coral Springs, FL ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Minimum of 3 years of experience in collections, recovery, or a customer service environment. What Would Be Great to Have * Minimum of 2 years of supervisory experience in a third or first party ...

Showing results 41-60

Collections Recovery information

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$11

$19

$27

How much do collections recovery jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for collections recovery in the United States is $19.12, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.15 per hour, depending on experience, location, and employer.

What are some common challenges faced in a collections recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What does a collections recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

Can you make good money in collections recovery?

Collections recovery specialists can earn a competitive salary, often supplemented by commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the portfolio managed, with some professionals earning above average wages in the finance or collections industry.

What are the key skills and qualifications needed to thrive as a collections recovery specialist?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.
More about Collections Recovery jobs

What cities are hiring for Collections Recovery jobs?

Cities with the most Collections Recovery job openings:

What states have the most Collections Recovery jobs?

States with the most job openings for Collections Recovery jobs include:

Infographic showing various Collections Recovery job openings in the United States as of August 2026, with employment types broken down into 3% As Needed, 71% Full Time, 21% Part Time, and 5% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $39,779 per year, or $19.1 per hour.

Collections Specialist

High Rise Capital

New York, NY โ€ข On-site

$20.25 - $27.25/hr

Full-time

Re-posted 26 days ago


Job description

We are seeking a motivated and experienced Collections Specialist to help get deals back on track, reduce defaults, and protect portfolio performance. This role is critical to maintaining healthy cash flow and minimizing losses.

You will work directly with merchants to resolve payment issues, restructure payment plans when appropriate, and cure accounts before they become full defaults.

This is a performance-driven role with real upside for someone who knows how to communicate, negotiate, and close.

Key Responsibilities
  • Contact merchants with missed or failing payments
  • Work accounts back into good standing
  • Negotiate payment resolutions, workout plans, and reinstatements
  • Monitor accounts to prevent future payment failures
  • Identify early warning signs of default and act proactively
  • Maintain detailed notes and updates in the CRM
  • Coordinate with internal teams (underwriting, legal, management)
  • Track and report on:
    • Cured accounts
    • Recovered balances
    • Default rate trends
  • Follow all compliance and communication guidelines

Requirements

Required Experience & Skills
  • 2+ years experience in collections, recoveries, or account resolution
  • Strong negotiation and communication skills
  • Ability to handle difficult conversations professionally
  • Organized, persistent, and results-driven
  • Comfortable working in a fast-paced environment
  • Experience using CRM systems for tracking and documentation
Preferred (Nice to Have)
  • Experience in MCA, lending, or financial services
  • Experience with ACH collections and payment recovery
  • Understanding of default prevention strategies
  • Experience working with payment processors or banks
  • Bilingual (English/Spanish) a plus

Benefits

Compensation Structure
  • Base Salary
  • Commission on:
    • Accounts cured
    • Payments recovered
    • Reduction in default exposure
  • Clear performance metrics and uncapped upside
What Success Looks Like
  • Deals are brought back into good standing
  • Default rates decrease over time
  • Merchants remain active and paying
  • Strong documentation and follow-through
  • Portfolio health improves month over month
Why Join Us
  • High-impact role tied directly to company performance
  • Clear commission structure with real earning potential
  • Growing financial services company
  • Opportunity to advance into senior collections or portfolio management
  • Supportive, results-driven team environment