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Collections Recovery Jobs (NOW HIRING)

Clicklease

Collections & Recovery Specialist

Draper, UT · On-site

$22 - $24/hr

What You Have * 2+ years of experience in collections, asset recovery, customer account management, customer service, logistics, or a related operational environment. * Experience managing customer ...

PeoplesBank

Collections and Recovery Officer

Holyoke, MA · On-site

$82K - $90K/yr

The Collections & Recovery Officer is responsible for overseeing the Bank's delinquency, non-performing, and charged-off loan portfolios, including mortgage loans. This role leads recovery strategy ...

Citizens

Collection Recovery Sr. Specialist

Johnston, RI · On-site

$18.50 - $25.25/hr

Acts as a subject matter expert (SME) in a specialized area of collections/recovery business. * Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring ...

Citizens

Collection Recovery Sr. Specialist

Johnston, RI · On-site

$18.50 - $25.25/hr

Acts as a subject matter expert (SME) in a specialized area of collections/recovery business. * Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring ...

Citizens

Collection Recovery Sr. Specialist

Johnston, RI · On-site

$18.50 - $25.25/hr

Acts as a subject matter expert (SME) in a specialized area of collections/recovery business. * Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring ...

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Collections Recovery information

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How much do collections recovery jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for collections recovery in the United States is $19.12, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $21.15 per hour, depending on experience, location, and employer.

What are some common challenges faced in a Collections Recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What does a Collections Recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

Can you make good money in collections?

Collections recovery specialists can earn a competitive income, often including base salary plus commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the accounts managed, with some professionals earning a substantial income through successful debt collection efforts. Strong negotiation skills and knowledge of debt laws can enhance earning potential in this role.

What qualifications do I need to be a debt collector?

To work as a collections recovery specialist, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and familiarity with debt collection laws and software are important; some employers may prefer prior experience in customer service or finance. Licensing or certification is not universally required but can enhance job prospects.

How can I make 2000 a week working from home?

A Collections Recovery specialist can potentially earn $2,000 weekly by handling high-volume debt collections, often requiring strong communication skills and familiarity with collection software. Achieving this income may involve working full-time, gaining experience, and possibly earning performance-based bonuses or commissions. Reliable internet, self-discipline, and knowledge of debt recovery regulations are also important factors.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

What jobs pay 4000 a week without a degree?

In collections recovery, high earnings of $4,000 or more per week are uncommon without specialized experience or certifications. Typically, roles in collections or debt recovery pay hourly or commission-based, with top performers earning higher incomes, but reaching $4,000 weekly often requires extensive experience, a strong network, or managerial responsibilities. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but these are outside collections recovery.

What are the key skills and qualifications needed to thrive as a Collections Recovery Specialist, and why are they important?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.
More about Collections Recovery jobs
What cities are hiring for Collections Recovery jobs? Cities with the most Collections Recovery job openings:
What states have the most Collections Recovery jobs? States with the most job openings for Collections Recovery jobs include:
What job categories do people searching Collections Recovery jobs look for? The top searched job categories for Collections Recovery jobs are:
Collections Recovery jobs near you
Infographic showing various Collections Recovery job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $39,779 per year, or $19.1 per hour.

Collections Recovery Specialist

ARM Strong Receivables Management, Inc.

Chicago, IL • On-site, Remote

$40K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

Job description

ARMStrong Insurance Services is the leading and most trusted name in the world of debt recovery and financial solutions. With a track record of excellence and reliability, we have proudly served businesses across various industries for decades, ensuring efficient B2B collections and tailored debt recovery solutions. As the parent company, ARMStrong is proud to own and operate Brown & Joseph, Paragon, NEIS and SubroIQ, each a powerhouse in their own right, providing specialized expertise in debt management and financial services.
Paragon is seeking a Recovery Specialist as we continue to grow our team. Recovery Specialists perform follow-up phone calls on invoices, answering questions and solving problems to secure payment. This position requires heavy use of phone calls and some emails to follow up on balances due from policy holders. Recovery Specialist also focuses on customer services by problem solving and answering questions on current or past billings.
Job Responsibilities:
  • Electronically reviews insurance policies and claims to identify balances due from policyholders.
  • Perform daily problem solving on previously billed invoices and supports the internal recovery department.
Qualifications and Requirements:
  • Self-motivated individual who thrives in a fast-paced atmosphere
  • Ability to problem solve
  • Computer Skills / Ability to keyboard 45 words per minute
  • Excellent English communication/telephone competencies
  • Strong interpersonal skills with great organization
  • Telephone expertise in collections or customer service preferred but not required
  • Background in insurance industry is a plus but not required
  • Bilingual a huge plus!
Compensation and Benefits:
  • $40,000 per year plus commission (DOE)
  • Benefit package with health, dental, vision, life and disability coverage options
  • 401(k) retirement plan option with company matching
  • Generous paid time off policy - start with 18 days per year
  • Paid holidays immediately upon hire - 7 standard holidays & 2 floating holidays of your choice

We look forward to you joining our team!
ARMStrong Insurance Services is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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