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Collections Recovery Jobs in Ontario (NOW HIRING)

Manager, Default Recovery - Collections

Toronto, ON · On-site

  • Medical

  • Dental

  • Retirement

  • PTO

Join Home Trust as a Manager, Default Recovery - Collections , reporting to VP Default Recovery & Accounts Receivable, and be part of our talented and growing team! About the role: The Manager of ...

Collection Agent

Barrie, ON · On-site +1

CA$40K/yr

  • Medical

  • Dental

Collections, Auto Finance, Consumer Lending, Delinquency Management, Payment Negotiation, Skip Tracing, Recovery, Subprime Lending, Customer Service, KPI-Driven Environment, Commission Opportunity ...

Collection Agent

Barrie, ON · On-site

CA$40K/yr

  • Medical

  • Dental

Collections, Auto Finance, Consumer Lending, Delinquency Management, Payment Negotiation, Skip Tracing, Recovery, Subprime Lending, Customer Service, KPI-Driven Environment, Commission Opportunity ...

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Collections Recovery information

What are some common challenges faced in a collections recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What does a collections recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

Can you make good money in collections recovery?

Collections recovery specialists can earn a competitive salary, often supplemented by commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the portfolio managed, with some professionals earning above average wages in the finance or collections industry.

What are the key skills and qualifications needed to thrive as a collections recovery specialist?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.

What are popular job titles related to Collections Recovery jobs in Ontario?

For Collections Recovery jobs in Ontario, the most frequently searched job titles are:

What job categories do people searching Collections Recovery jobs in Ontario look for?

The top searched job categories for Collections Recovery jobs in Ontario are:

Infographic showing various Collections Recovery job openings in Ontario as of August 2026, with employment types broken down into 97% Full Time, and 3% Temporary. Highlights an 85% In-person, 9% Hybrid, and 6% Remote job distribution.

Director, Collections Strategy & Performance

goeasy

Mississauga, ON

Full-time

Medical, Dental, Vision

Posted 23 days ago


Job description

Join one of Canada's fastest-growing companies and be part of something extraordinary - welcome togoeasy! Atgoeasy, our people and culture are at the heart of everything we do, and we're proud to be recognized for it. We've earned prestigious accolades such asWaterstone Canada's Most Admired Corporate Cultures andCanada's Top Growing Companies. We're also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work as having the Best Workplaces for Women & Most Trusted Executive Teams, and included on TIME Magazine's 2025 list of Canada's Best Companies. These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward. 

As one of Canada's leading alternative consumer lenders, we're passionate about helping everyday Canadians create a brighter future. Our vision is to provide a path to a better tomorrow, today. We offer a full range of products, including non-prime leasing, unsecured and secured loans, and point-of-sale financing through easyhome,easyfinancial, andLendCare.

If you're seeking an exciting, high-growth environment where your contributions truly matter, we want to hear from you! Join us, and together, let's create a future of financial empowerment.

About the Role:  

At goeasy, we believe everyone deserves access to fair and responsible credit. Every day, we help Canadians who are building or rebuilding their financial future access the products and support they need to move forward with confidence. We're looking for a Director, Collections Strategy & Performance who understands that Collections is about more than recoveries. It's about finding the right balance between customer outcomes, responsible lending, risk management, and business performance. We are looking for a strategic and analytical problem solver who can use data, insights, and sound business judgment to identify opportunities and improve how we operate. 

This is not a traditional Collections Director role. 

You'll have the opportunity to influence strategy, lead transformation, and help shape the future of one of goeasy's most important functions. With significant autonomy and visibility, you'll partner across Operations, Analytics, Technology, Risk, and Compliance to build better experiences for customers while driving strong business results. 

What You'll Do: 

  • Help define and execute the strategy for a critical part of goeasy's business. 
  • Identify opportunities to improve customer outcomes, portfolio performance, and operational effectiveness. 
  • Lead initiatives across Collections, Recoveries, Third-Party Partners, Offshore Operations, Technology, and Analytics. 
  • Use data and insights to inform decisions and influence business strategy. 
  • Diagnose complex and ambiguous business problems, identify underlying performance drivers, and develop practical solutions. 
  • Translate analysis and insights into clear recommendations, priorities, and execution plans. 
  • Develop performance frameworks, reporting, and operating rhythms that improve visibility, decision-making, and accountability. 
  • Strengthen risk management, governance, and regulatory compliance practices. 
  • Build and improve processes that create better experiences for customers and employees. 
  • Develop high-performing teams and future leaders. 
  • Bring new ideas, challenge assumptions, and help drive the next phase of goeasy's evolution. 

What We're Looking For:

  • 8-15 years of leadership experience in Collections, Operations, Strategy, Risk Management, Financial Services, Consulting, Analytics or a related field. 
  • Strong analytical capabilities and the ability to turn complex information into clear business insights and recommendations. 
  • Demonstrated experience solving ambiguous business problems and identifying the underlying drivers of performance. 
  • Strong business judgment, curiosity, and a practical, outcomes-oriented approach. 
  • Experience leading large-scale business improvements and transformational change. 
  • Strong business acumen, analytical capabilities, and problem-solving skills. 
  • Ability to connect strategy with execution and lead initiatives from analysis through implementation. 
  • Ability to balance customer needs, business objectives, and regulatory requirements. 
  • Experience in Collections, call centre operations, third-party vendors, agencies, or offshore partners is considered an asset but is not required. 

We offer a Flexible Work Program that provides you the ability to work three days onsite per week, from our Mississauga office.

Internal Applicants: please apply through the link and provide written endorsement from your current manager.

Why should you work for goeasy?

In keeping with our mission to create better tomorrows for our employees, each year goeasy commits to continuously enhancing its total rewards. Here are some of the perks we offer:

Financial Benefits

  • Performance-based annual bonus and long-term equity incentives designed to support leadership impact and long-term wealth creation.
  • As a TSX-listed company (GSY), goeasy offers long-term equity incentives, giving team members the opportunity to contribute to and benefit from our continued success.
  • Employee discounts on furniture, electronics, and appliances.
  • MAT & PAT leave top-up.

Leadership & Career Growth

  • Access to high-impact, high-visibility roles with direct influence on business outcomes.
  • Participation in goeasy's executive leadership development programs.
  • Lead your own development journey with personalized growth plans, supported by coaching and mentorship to help you reach your leadership goals.
  • Fuel your personal and professional growth with our Tuition Assistance Program.

Health and Lifestyle

  • Immediate enrollment in comprehensive health, dental, and vision benefits.
  • Access 24/7 healthcare with Virtual Doctor Appointments.
  • Exclusive access to our free on-site goeasy gym and fitness studio at head office.
  • Explore a wide range of wellness options through our new Wellhub benefit - from fitness memberships to mental health resources.
  • Enjoy a state-of-the-art office space with perks like a games room, healthy snack program, free gated parking. 
  • Give back with company-paid volunteer days and Company Matched Charitable Donations.

Diversity, Inclusion, and Equal Opportunity Employment:

At goeasy, we believe that we can only be the best when people are able to bring their best selves to work every day. goeasy is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. As an equal opportunity employer, we are committed to providing accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Please let the talent acquisition team know if you require an accommodation during any aspect of the recruitment process and we will work with you to address your needs. 

Additional Information: 

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire. We thank all interested applicants; however, we will only be contacting those for interview who possess the skills and qualifications outlined above.

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Employment Type: Head Office - Corporate