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Collections Recovery Jobs in Ontario (NOW HIRING)

Collections, Auto Finance, Consumer Lending, Delinquency Management, Payment Negotiation, Skip Tracing, Recovery, Subprime Lending, Customer Service, KPI-Driven Environment, Commission Opportunity ...

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Collections Recovery information

What are some common challenges faced in a collections recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What does a collections recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

Can you make good money in collections recovery?

Collections recovery specialists can earn a competitive salary, often supplemented by commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the portfolio managed, with some professionals earning above average wages in the finance or collections industry.

What are the key skills and qualifications needed to thrive as a collections recovery specialist?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.
What are popular job titles related to Collections Recovery jobs in Ontario? For Collections Recovery jobs in Ontario, the most frequently searched job titles are:
What job categories do people searching Collections Recovery jobs in Ontario look for? The top searched job categories for Collections Recovery jobs in Ontario are:
Infographic showing various Collections Recovery job openings in Ontario as of August 2026, with employment types broken down into 97% Full Time, and 3% Temporary. Highlights an 94% In-person, 3% Hybrid, and 3% Remote job distribution.

Director of Third-Party Operations (Collections & Recoveries)

Alliance iCommunications

Barrie, ON โ€ข On-site

Full-time

Re-posted 12 days ago


Job description

Join a Team That's Passionate About Making Lives Better!

At Bill Gosling Outsourcing, we believe that success starts with an amazing team. We are a global leader in outsourcing solutions, we focus on making lives better, one connection at a time. We provide tailored solutions to businesses around the globe, specializing in customer care, sales, and financial services. We're looking for enthusiastic, driven individuals to join our dynamic work environment where fun meets results!

We are hiring an experienced Director of Third-Party Operations (Collections & Recoveries) - BPO, AI & Reporting Transformation from the BPO space to run and scale a highperforming vendor ecosystem across live collections, recoveries, and postchargeoff portfolios.

What You'll Do:

  • Lead a thirdparty/BPO network that directly impacts client recoveries, costtocollect, and revenue across pre and postchargeoff segments.

  • Be the primary client and vendor contact for delivery, governance, reporting, and continuous improvement.

Salary: CAD 80,000 - 100,000 (Depending on Experience)

Office Location: Barrie, Ontario (55 Mulcaster Street, Suite 600, Barrie, Ontario, L4M 0J4)

Work Model - Hybrid (at least 3 times in office)

Key responsibilities
  • Own thirdparty strategy across North America: design the vendor portfolio (on/off/nearshore), run RFPs, negotiate MSAs/SOWs, set SLAs/KPIs, and implement rigorous vendor governance and scorecards.

  • P&L, forecasting and ROI: manage budgets and margin, optimize placement strategy, capacity, and costtocollect across internal teams and external partners.

  • Performance leadership: drive collections/recoveries and postchargeoff results; implement testandlearn frameworks (champion/challenger) across dialer, digital, and legal strategies.

  • Reporting modernization: build a futurestate reporting stack and data governance (single source of truth, automated QC, SLA dashboards, clientready insights, metadata/data dictionary).

  • AI and automation: deploy conversational AI/voicebots/chatbots, speech analytics, QA automation, propensity/risk models, workflow/RPA, and nextbestaction; partner with Data/IT on integration, APIs, and model governance.

  • Workforce and resource planning: set capacity plans and schedules across vendors and internal teams; ensure tools, facilities, and inventory support efficient operations.

  • Client leadership: serve as the executive point of contact for delivery, quarterly business reviews, and continuous improvement roadmaps.

  • Department building: hire, coach, and develop leaders; define operating rhythms, playbooks, and OKRs to scale a highperforming function.

Required experience & skills
  • 5+ years in collections/recoveries operations with 3rdparty/BPO vendor management; 5+ years leading pre and postchargeoff portfolios.

  • 3+ years in senior leadership owning P&L, SLAs, and multisite or multivendor delivery.

  • Proven record building or transforming a thirdparty program (selection, onboarding, governance, performance uplift).

  • Deep domain knowledge: collections strategies, recoveries, skip tracing, chargeoff/legal workflows, and regulatory/compliance frameworks.

  • Techsavvy and AIforward: handson experience deploying automation, speech analytics, conversational AI, RPA/workflow tools, and A/B testing in production.

  • Reporting and analytics: expert in KPI design and client reporting; proficiency with BI tools (e.g., Power BI/Tableau/Looker), data visualization, and partnering on data pipelines; basic SQL a plus.

  • Tools familiarity (examples): collections platforms (e.g., FICO Debt Manager, Katabat), dialer/CX (e.g., Genesys, NICE CXone, Five9/TCN), speech analytics/QA (e.g., CallMiner, Verint), workflow/RPA (e.g., UiPath).

  • Strong financial acumen: forecasting, budgeting, unit economics, and vendor ROI optimization.

  • Exceptional leadership: hiring, coaching, performance management; clear communicator with clients and executives.

Nice to have
  • Certifications: Lean Six Sigma, PMP, or relevant data/AI certifications.

  • Experience with data privacy, model risk governance, and secure integrations in regulated environments.

This job posting is for an existing vacancy.

Why Join Us?

  • Growth Opportunities: We believe in promoting from within and providing opportunities for career advancement.

  • Comprehensive Training: We offer extensive paid training to ensure you're equipped for success.

  • Team-Oriented Culture: Work in a collaborative, supportive environment with peers who are passionate about what they do.

  • Diversity & Inclusion: We celebrate the unique perspectives and contributions of all our employees.

  • Fun Workplace: Join a vibrant team that knows how to have fun! From team engagement activities to social events, we foster a lively and inclusive work environment where you'll build strong connections.

  • State-of-the-Art Offices: Work in our modern, well-equipped offices designed to enhance collaboration and productivity.

  • Rewarding Work: Help businesses grow while making a real difference in people's lives!

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At Bill Gosling Outsourcing, we believe that diversity makes us stronger. We welcome applicants from all backgrounds and are committed to creating an inclusive and supportive workplace where everyone can thrive. Regardless of your race, gender, age, ability status, or any other characteristic, you are valued here.If you require accommodations at any stage of the hiring process, we are happy to work with you to ensure you have the support you need - just let us know.

Bill Gosling Outsourcing - Where your career thrives!

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