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Collections Recovery Jobs in Texas (NOW HIRING)

Collections Specialist

Mckinney, TX ยท On-site

$60K - $65K/yr

Administer freight claim activity by monitoring recoveries, scrap values, and returned material ... At least 3 years of experience in collections, credit, accounts receivable, or a closely related ...

Collections Specialist

Sugar Land, TX ยท On-site

$21 - $26/hr

Prepare collection and recovery reports as assigned. * Monitor account trends and communicate ... collections, account resolution, customer service, banking, credit union, or related experience.

New

Manager-Credit/Collections

San Antonio, TX ยท On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Collections Management ... Oversee collection activities to support timely recovery of outstanding receivables. * Review aging ...

Collections Specialist

Houston, TX ยท On-site

$25 - $26/hr

The role focuses on recovering outstanding balances, reviewing account activity, and helping ... Manage business-to-business collections activities by contacting customers regarding overdue ...

Renewal & Collections Specialist

Austin, TX ยท Hybrid

$18.25 - $24.75/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

What You'll Be Doing Portfolio & Collections Management: * Own and manage an assigned portfolio of ... Track and report portfolio performance against team KPIs, including recovery rate, time to contact ...

Renewal & Collections Specialist

Austin, TX ยท Hybrid

$18.25 - $24.75/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

What You'll Be Doing Portfolio & Collections Management: * Own and manage an assigned portfolio of ... Track and report portfolio performance against team KPIs, including recovery rate, time to contact ...

Renewal & Collections Specialist

Austin, TX ยท On-site +1

$18.25 - $24.75/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

What You'll Be Doing Portfolio & Collections Management: * Own and manage an assigned portfolio of ... Track and report portfolio performance against team KPIs, including recovery rate, time to contact ...

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Collections Recovery information

See Texas salary details

$10

$17

$25

How much do collections recovery jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for collections recovery in Texas is $17.82, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $19.71 per hour, depending on experience, location, and employer.

What does a collections recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

What are the key skills and qualifications needed to thrive as a collections recovery specialist?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.

What are some common challenges faced in a collections recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

Can you make good money in collections recovery?

Collections recovery specialists can earn a competitive salary, often supplemented by commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the portfolio managed, with some professionals earning above average wages in the finance or collections industry.

What job categories do people searching Collections Recovery jobs in Texas look for?

The top searched job categories for Collections Recovery jobs in Texas are:

What cities in Texas are hiring for Collections Recovery jobs?

Cities in Texas with the most Collections Recovery job openings:

Infographic showing various Collections Recovery job openings in Texas as of August 2026, with employment types broken down into 2% As Needed, 76% Full Time, 18% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $37,060 per year, or $17.8 per hour.

Subrogation Recovery

United Subrogation Associates

Dallas, TX โ€ข On-site

$36K/yr

Full-time

PTO

Posted 6 days ago


Job description

Benefits:
  • Paid time off
  • Bonus based on performance

About the Role:
United Subrogation Associates is looking for a driven and detail-oriented Subrogation Recovery professional to join our team in Dallas, TX. This is an exciting opportunity to make a real impact by recovering funds and delivering results in a fast-paced, specialized legal and insurance environment.
Responsibilities:
  • Investigate and evaluate subrogation claims to identify recovery opportunities
  • Manage a caseload of subrogation files from inception through resolution
  • Negotiate settlements with adverse parties, insurers, and legal representatives
  • Draft and send demand letters and supporting documentation to liable third parties
  • Coordinate with insurance carriers, attorneys, and internal teams to maximize recovery
  • Maintain accurate and up-to-date records in claims management systems
  • Monitor statutes of limitations and ensure timely pursuit of recovery actions
Requirements:
  • Prior experience in subrogation, insurance claims, or collections recovery
  • Strong negotiation and communication skills, both written and verbal
  • Familiarity with property & casualty, auto, or workers' compensation subrogation principles
  • Ability to analyze liability, damages, and coverage to assess recovery potential
  • Proficiency with claims management software and Microsoft Office Suite
  • Highly organized with strong attention to detail and ability to manage multiple files
  • Associate's or Bachelor's degree in Business, Legal Studies, or related field preferred
About Us:
United Subrogation Associates is a trusted leader in subrogation recovery services, proudly serving clients across the insurance industry from our Dallas, TX headquarters. Our clients rely on us for our tenacious pursuit of recoveries and our deep expertise in navigating complex claims. Our team thrives in a collaborative, results-driven culture where hard work is recognized and professional growth is encouraged.