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Collections Recovery Jobs in Texas (NOW HIRING)

Citizens Bank

Collection Recovery Sr Specialist

Irving, TX · On-site

$17.25 - $23.25/hr

Acts as a subject matter expert (SME) in a specialized area of collections/recovery business. * Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring ...

Citizens

Collection Recovery Sr Specialist

Irving, TX · Hybrid

$17.25 - $23.25/hr

Acts as a subject matter expert (SME) in a specialized area of collections/recovery business. * Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring ...

Robert Half

Collections Specialist

Mckinney, TX · On-site

$60K - $65K/yr

... monitoring recoveries, scrap values, and returned material outcomes. • Track and resolve ... collections and claims workflows. • At least 3 years of experience in collections, credit ...

TEXELL CREDIT UNION

Recovery Specialist

Temple, TX · On-site

Texell, named one of the BEST credit unions to work for in the nation by American Banker, is seeking a Recovery Specialist to lead our post charge-off recovery efforts within the Collections ...

YMC Royalty

Be Seen First

Attorney - Business Collections

Houston, TX · On-site

$100K - $200K/yr

Position Summary The Attorney will oversee all aspects of commercial and consumer debt recovery ... collections, and bankruptcy matters. The ideal candidate is proactive, business-minded, and ...

Robert Half

Collections Specialist

Dallas, TX · On-site

$28.50 - $34/hr

... recovery of outstanding balances. • Reconcile customer accounts by investigating unapplied cash, invoice discrepancies, and payment variances to ensure accurate balances. • Apply knowledge of pay ...

Tstc

$74K/yr

Collections Operations and Recovery Management Oversees delinquent receivable recovery efforts for student and institutional accounts across the College. Ensures timely identification, progression ...

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Collections Recovery information

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How much do collections recovery jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for collections recovery in Texas is $17.82, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $19.71 per hour, depending on experience, location, and employer.

What are some common challenges faced in a Collections Recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What does a Collections Recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

Can you make good money in collections?

Collections recovery specialists can earn a competitive income, often including base salary plus commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the accounts managed, with some professionals earning a substantial income through successful debt collection efforts. Strong negotiation skills and knowledge of debt laws can enhance earning potential in this role.

What qualifications do I need to be a debt collector?

To work as a collections recovery specialist, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and familiarity with debt collection laws and software are important; some employers may prefer prior experience in customer service or finance. Licensing or certification is not universally required but can enhance job prospects.

How can I make 2000 a week working from home?

A Collections Recovery specialist can potentially earn $2,000 weekly by handling high-volume debt collections, often requiring strong communication skills and familiarity with collection software. Achieving this income may involve working full-time, gaining experience, and possibly earning performance-based bonuses or commissions. Reliable internet, self-discipline, and knowledge of debt recovery regulations are also important factors.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

What jobs pay 4000 a week without a degree?

In collections recovery, high earnings of $4,000 or more per week are uncommon without specialized experience or certifications. Typically, roles in collections or debt recovery pay hourly or commission-based, with top performers earning higher incomes, but reaching $4,000 weekly often requires extensive experience, a strong network, or managerial responsibilities. Alternative high-paying jobs without a degree include sales, real estate, or certain trades, but these are outside collections recovery.

What are the key skills and qualifications needed to thrive as a Collections Recovery Specialist, and why are they important?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.
What are popular job titles related to Collections Recovery jobs in Texas? For Collections Recovery jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Collections Recovery jobs in Texas look for? The top searched job categories for Collections Recovery jobs in Texas are:
What cities in Texas are hiring for Collections Recovery jobs? Cities in Texas with the most Collections Recovery job openings:
Collections Recovery jobs near you
Infographic showing various Collections Recovery job openings in Texas as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $37,060 per year, or $17.8 per hour.
Collection Recovery Sr Specialist

Collection Recovery Sr Specialist

Citizens Financial Group

Irving, TX • Hybrid

$17.25 - $23.25/hr

Other

Posted 18 days ago

Job description

Description

At Citizens, we're more than a bank. As part of our team, you're made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself.

As the Collection Recovery Senior Specialist, you will field a variety of customer calls and display your passion to deliver high quality solutions for our customers. Additionally, you will help customers through their financial hardship by offering a wide variety of assistance and options. You will thrive in this role through your extensive training and knowledge in some of the most advanced techniques and tools for your specialized area of the collections/recovery business, including AI, to give customers the most realistic and helpful experience possible. You will work with limited supervision and will be responsible for providing support to junior staff members and peers to support their development and performance on your team. You will be a key player in driving improvements for strategic and tactical collection and recovery metrics, possibly performing special projects or initiatives that leverage colleague experience.

Most importantly, you'll feel valued for who you are and supported to achieve what's important to you, personally and professionally!

Primary responsibilities include

  • Acts as a subject matter expert (SME) in a specialized area of collections/recovery business.
  • Assists in driving improvements in strategic and tactical collection and recovery metrics, ensuring adherence to applicable policy and procedure.
  • Completes any and all file/system maintenance required in accordance with policy in order to signify an account is currently engaged in a specialized form of collections.
  • Understands, adheres to and abides by any and all laws, regulations, and bank policy regarding specialty collections.
  • Assists junior or less experienced staff members with escalated concerns or perform peer reviews as required by department management.
  • May be expected to perform special projects or initiatives that leverage colleague experience. This will be as directed by management and senior management.

Qualifications, Education, Certifications and/or Other Professional Credentials

  • Strong oral communication, counseling, and persuasion skills.
  • Excellent data entry and typing skills.
  • Aptitude for math and problem-solving.
  • Familiarity with digital phone systems.
  • Ability to make independent decisions and exercise sound judgment.
  • Strong organizational skills and ability to perform in a production-driven environment.
  • Flexibility to adapt to evolving business needs with a positive attitude.

Preferred:

  • 2-3 years prior experience in mortgage collections or loss mitigation.
  • Knowledge of Fair Debt Collection Practices and mortgage regulations.
  • Experience with MSP/Black Knight systems.
  • Proficiency in Microsoft Excel and Word.

Hours/Work Schedule

  • Looking for 9am-6pm, 9:30am-6:30pm and 10am-7pm, Central Standard Time
  • Hybrid: 3 days on-site, 1 day remote

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Education:Why Work for UsEmployment Type: 1ST

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