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Collections Recovery Jobs in California (NOW HIRING)

Collections Manager

Lathrop, CA ยท On-site

$75K - $85K/yr

Manage daily collections activities to ensure timely recovery of outstanding balances * Monitor aging reports and drive reduction in past-due accounts and DSO (Days Sales Outstanding) * Develop and ...

Manage daily collections activities to ensure timely recovery of outstanding balances * Monitor aging reports and drive reduction in past-due accounts and DSO (Days Sales Outstanding) * Develop and ...

AVP Collections

Santa Ana, CA ยท On-site

$126 - $157/hr

Owns the overall health and performance of the Credit Union's delinquency and collections portfolio, including monitoring delinquency trends, roll rates, charge-offs, recoveries, repossessions, cure ...

AVP Collections

Santa Ana, CA ยท On-site

$126 - $157/hr

Owns the overall health and performance of the Credit Union's delinquency and collections portfolio, including monitoring delinquency trends, roll rates, charge-offs, recoveries, repossessions, cure ...

Collections Specialist

Pomona, CA ยท On-site

$19.79 - $25/hr

Support recovery efforts by identifying payment barriers and recommending practical solutions that improve repayment outcomes.* Experience handling business-to-business and/or consumer collections ...

Complete the required daily and weekly collection activities to achieve account recovery objectives ... COLLECTIONS EXPERIENCE * Excellent written and verbal communication skills * Knowledge of ...

New

Collections Specialist

Azusa, CA ยท On-site

$25 - $28/hr

Health insurance Collections Specialist-on site ServiceMaster by T.A ... Russell - California Help us recover what matters-both for our customers and our business ...

Executive Assistant

San Francisco, CA ยท On-site

$90 - $130/hr

Our agents automate loan servicing, compliance, collections, recovery, insurance claims, and disputes for banks, captives, and specialty lenders. We are: * Backed by a16z and Y Combinator, with $75M ...

Credit & Collections Manager

Monterey, CA ยท On-site

$85K - $95K/yr

Manage day-to-day collections activity, ensuring past-due accounts receive timely follow-up and that recovery plans are executed effectively. * Oversee California preliminary notice and mechanics ...

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Collections Recovery information

What does a collections recovery specialist do?

A Collections Recovery specialist is responsible for contacting individuals or businesses with overdue accounts to arrange payment and recover outstanding debts. They negotiate payment plans, update account records, and may work with legal or credit agencies if necessary. Their goal is to resolve delinquent accounts while maintaining positive customer relationships and adhering to legal and company guidelines.

What are the key skills and qualifications needed to thrive as a collections recovery specialist?

To thrive as a Collections Recovery Specialist, you need strong negotiation skills, attention to detail, and a good understanding of credit and debt processes, typically supported by a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and regulatory compliance certifications like FDCPA is often required. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and handle challenging conversations effectively. These skills are vital for maximizing debt recovery, maintaining compliance, and fostering positive customer relationships.

What are some common challenges faced in a collections recovery role, and how can they be effectively managed?

Professionals in Collections Recovery often encounter challenges such as negotiating with reluctant debtors, managing high call volumes, and navigating complex regulations regarding debt collection. Effective communication skills, empathy, and persistence are crucial for building rapport and encouraging repayment. Staying organized and up-to-date with compliance requirements also helps mitigate risks and ensures ethical practices. Many organizations provide training and support from experienced team members to help overcome these challenges.

What is the difference between Collections Recovery vs Collections Specialist?

AspectCollections RecoveryCollections Specialist
Required CredentialsHigh school diploma, some roles may require debt collection certificationsHigh school diploma, debt collection certifications often preferred
Work EnvironmentCall centers, financial institutions, debt collection agenciesFinancial institutions, third-party collection agencies, credit companies
Employer & Industry UsageUsed by banks, credit card companies, debt collectorsCommonly employed by banks, credit unions, collection agencies
Search & Comparison IntentUnderstanding roles in debt recovery processesLooking for debt collection job responsibilities and requirements

Collections Recovery professionals focus on recovering overdue debts through various methods, including negotiations and payment arrangements. Collections Specialists handle the day-to-day collection activities, contacting debtors and managing accounts. While both roles involve debt collection, Collections Recovery often emphasizes strategic recovery efforts, whereas Collections Specialists focus on direct contact and account management.

Can you make good money in collections recovery?

Collections recovery specialists can earn a competitive salary, often supplemented by commissions or bonuses based on recovery performance. Earnings vary depending on experience, location, and the size of the portfolio managed, with some professionals earning a substantial income through successful debt collection efforts.

What qualifications do I need to be a collections recovery?

To work in collections recovery, candidates typically need a high school diploma or equivalent. Relevant skills include strong communication, negotiation, and problem-solving abilities, and familiarity with debt collection software or customer management systems can be beneficial. Some positions may require prior experience in collections or finance, but formal certifications are not usually mandatory.

What are popular job titles related to Collections Recovery jobs in California?

For Collections Recovery jobs in California, the most frequently searched job titles are:

What job categories do people searching Collections Recovery jobs in California look for?

The top searched job categories for Collections Recovery jobs in California are:

Infographic showing various Collections Recovery job openings in California as of August 2026, with employment types broken down into 2% As Needed, 77% Full Time, 18% Part Time, and 3% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution.

Sales Executive, Collections & Recovery Solutions

Enformion

Sacramento, CA โ€ข On-site

$160K - $180K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago


Key responsibilities

  • Own a named book of agency and debt buyer accounts, managing retention and expansion

  • Prospect into new agencies and work inbound leads by qualifying and engaging prospects

  • Present Enformion's platform and lead product demonstrations to prospective and existing clients


Job description

About Enformion 

Enformion is a dynamic powerhouse in data intelligence and AI-powered identity verification. We deliver next-generation fraud prevention, risk management, and seamless onboarding solutions that foster ironclad trust between digital marketplaces, merchants, and consumers. By leveraging our massive data repositories and advanced behavioral analysis, we provide continuous monitoring for emerging risk indicators. 

In a digital world where security and trust are everything, Enformion is at the forefront of the industry—and we are growing fast. 

About Enformion

Enformion is a leading identity data and analytics platform that powers consumer and business identity verification, sales and marketing intelligence, investigations, and collections. Harnessing a 40+ year historical consumer and business identity graph that covers over 98% of the US population, the platform forms the foundational data layer for understanding the individual and business behind every identity interaction. Enformion's solutions are differentiated through 6,000+ alternative data sources, and 150+ enterprise customers — including 3 of the top 5 phone-based IDV companies. In the receivables market, customers rely on our platform to locate and verify consumers, raise right-party contact rates, and recover more of what they are owed.

Salary - $80-100K and OTE of $160k to$180k

About the Role

Collections is one of Enformion's core markets, and we are expanding coverage of it. We're looking for an experienced, quota-carrying seller to own a territory across the accounts receivable management industry — third-party contingency agencies, debt buyers, first-party outsourcers, and the BPO and extended business office providers alongside them. This is a full-cycle role reporting directly to the VP of Sales, and it carries three motions at once: growing and defending a named book of existing accounts, prospecting into new agencies, and converting the inbound demand our marketing and reputation generate.

Agencies live and die on right-party contact. Every placement they accept is a race between the cost of working an account and the probability of reaching the person who owes — inside a regulatory frame where reaching the wrong party is not merely wasteful but actionable. That makes this a market where our advantage is measurable: wins are demonstrated on the prospect's own file, not argued.

What You'll Do

  • Meet or exceed assigned sales quotas and pipeline objectives for Enformion's collections, skip tracing, and contact enrichment solutions
  • Own a named book of agency and debt buyer accounts, carrying both a retention and an expansion number
  • Prospect into new contingency agencies, debt buyers, and first-party outsourcers by phone, email, and LinkedIn — cold calling is an expectation of this role, not a fallback
  • Work inbound leads, demo requests, and RFP and RFI invitations, qualifying quickly on portfolio type, monthly placement volume, permissible purpose, and current data spend
  • Execute each sales activity in accordance with Enformion's sales process, including opportunity identification and qualification, proof of concept, pricing, negotiation, and contract signing
  • Displace incumbent data providers by running head-to-head match-rate and right-party contact tests on the prospect's own file, setting success criteria before any data moves
  • Work with sales engineers and analytics teams to oversee data tests and pilot engagements and build results presentations for prospects
  • Run structured quarterly business reviews built on client performance data — match rates, right-party contact lift, liquidation by placement vintage, and cost per resolved account
  • Expand existing accounts into adjacent use cases: batch append into real-time API, skip tracing into pre-placement scrubbing, consumer data into employment and asset data
  • Negotiate renewals and volume commitments structured as firm annual minimums rather than floating rates
  • Monitor usage and match-rate trends between reviews and intervene early — in this vertical, a quiet drop in contact rate is the leading indicator of churn
  • Maintain disciplined, accurate forecasting and pipeline reporting in HubSpot across all sales activities
  • Acquire and integrate industry and market knowledge on the competitive data landscape, agency operating economics, and regulatory developments including Regulation F, FDCPA, and TCPA
  • Present the full Enformion platform and lead product demonstrations, including People Search and skip tracing workflows, for prospective and existing clients
  • Represent Enformion at RMAi, ACA International, and regional receivables association events as a working sales channel

What You'll Need

  • 5+ years of quota-carrying B2B sales experience, with at least 2 years selling into collections, receivables management, financial services, or another compliance-heavy buying environment
  • A track record of meeting or exceeding sales quota in a solution-selling, B2B environment
  • Ability to sell to and build relationships with Operations, Compliance, and Analytics stakeholders at collection agencies and debt buyers — including owners and presidents at mid-market shops
  • Experience running a full sales cycle independently — prospecting, discovery, proof of concept, negotiation, and close
  • Demonstrated comfort with outbound cold calling and self-generated pipeline
  • Strong ability to translate data capabilities into the operating metrics buyers actually manage to: right-party contact rate, liquidation and recovery rate, and cost per dollar collected
  • Disciplined CRM hygiene and forecasting habits
  • The self-direction to build a productive week in a fully remote role across multiple time zones

Nice to Have

  • Direct experience in the ARM industry — at an agency, a debt buyer, a collections software or dialer platform, a payments provider, or a competing data supplier
  • Working knowledge of FDCPA, Regulation F, TCPA, FCRA, and GLBA permissible purpose — enough to hold a credible conversation with a Chief Compliance Officer
  • Familiarity with skip tracing workflows and data waterfalls, and with pre-placement scrubs such as deceased, bankruptcy, litigious consumer, and wireless identification
  • An existing network across RMAi, ACA International, or the regional receivables associations
  • Familiarity with usage-based or data-licensing pricing models (API, batch, or platform delivery)
  • Experience selling into adjacent verticals in addition to collections — fraud and identity verification, investigations, or government and municipal receivables

Benefits
- Flexible PTO
- 401k match
- Dental/Vision/Medical

Our Values

  • Partnering For Success We build lasting relationships with our clients and partners around a single driving force: their continued success is Enformion's success.
  • Quality You Can Trust We deliver best-in-class data, analytics, and applications built on next-generation AI and ML technology, so businesses can make informed decisions with confidence.