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Benefits Representative Jobs (NOW HIRING)

AMBA

Benefits Representative

Des Moines, IA

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Mason City, IA

Insurance Benefits Representative (1099 Independent Contractor) Location: Iowa (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Lexington, KY

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Kentucky (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Bozeman, MT

Insurance Benefits Representative (1099 Independent Contractor) Location: Montana (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Papillion, NE

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Nebraska (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Longmont, CO

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Los Angeles, CA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: California (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Naperville, IL

Insurance Benefits Representative (1099 Independent Contractor) Location: Colorado (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Chapel Hill, NC · On-site

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: North Carolina (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort ...

AMBA

Benefits Representative

Tyler, TX

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Texas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Valdosta, GA

Insurance Benefits Representative (1099 Independent Contractor) Location: Georgia (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Macon, GA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Georgia (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Wichita, KS · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

AMBA

Benefits Representative

Humble, TX

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Texas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Lees Summit, MO

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Missouri (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Roswell, GA

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Georgia (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required for ...

AMBA

Benefits Representative

Durham, NC

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: North Carolina (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort ...

AMBA

Benefits Representative

Jefferson City, MO

$90K/yr

Insurance Benefits Representative (1099 Independent Contractor) Location: Missouri (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with full-time effort required ...

AMBA

Benefits Representative

Wichita, KS · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Kansas (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

AMBA

Benefits Representative

Birmingham, AL · On-site

$90K/yr

Description Position at AMBA Insurance Benefits Representative (1099 Independent Contractor) Location: Alabama (statewide, any city) Compensation: Commission plus bonuses Schedule: Self-managed with ...

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Benefits Representative information

See salary details

$32K

$54.4K

$79.5K

How much do benefits representative jobs pay per year?

As of Jul 23, 2026, the average yearly pay for benefits representative in the United States is $54,438.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,000.00 and $67,500.00 per year, depending on experience, location, and employer.

What Is a Benefits Representative?

A benefits representative creates and manages the benefits packages for the employees of a company. As a benefits representative, your duties are to develop benefit packages based on job classification and seniority, answer employee questions regarding their coverage, and regularly review these agreements in an effort to develop a more cost-effective plan. This career requires a bachelor’s degree in accounting, law, human resources, or a related field. Additional qualifications include professional experience in HR and strong research and analytical skills.

What are the key skills and qualifications needed to thrive as a Benefits Representative, and why are they important?

To thrive as a Benefits Representative, you need a solid understanding of employee benefits programs, insurance policies, and relevant regulations, often supported by a degree in human resources or business administration. Familiarity with benefits management software, HRIS platforms, and enrollment systems is typically required. Strong interpersonal skills, attention to detail, and the ability to explain complex information clearly help set top performers apart. These skills ensure accurate administration, compliance, and effective communication with employees regarding their benefits options.

How do Benefits Representatives typically collaborate with HR and employees to resolve benefits-related issues?

Benefits Representatives work closely with HR teams to communicate and administer employee benefit programs. They often serve as the first point of contact for employees with questions or concerns about insurance, retirement plans, or wellness programs. Collaborating with HR, they help interpret policies, process enrollments and claims, and coordinate with external vendors when necessary. This role requires strong communication skills and the ability to explain complex benefits information in an accessible way to ensure employees understand their options and resolve any issues efficiently.

What is the difference between Benefits Representative vs Customer Service Representative?

AspectBenefits RepresentativeCustomer Service Representative
Primary RoleFocuses on explaining and managing employee benefits, including health insurance, retirement plans, and wellness programs.Handles customer inquiries, resolves issues, and provides information about products or services.
Required CredentialsTypically requires knowledge of benefits programs, certifications in benefits administration or HR, and strong communication skills.Requires excellent communication skills; certifications are usually not mandatory.
Work EnvironmentOften works in HR departments, insurance companies, or corporate offices.Works in call centers, retail, or service-oriented settings.
Industry UsageCommonly employed in insurance, healthcare, and corporate HR sectors.Found across various industries including retail, telecommunications, and hospitality.

While both roles involve communication and customer interaction, Benefits Representatives specialize in employee benefits and HR-related programs, whereas Customer Service Representatives focus on general customer support and service inquiries.

What are Benefits Representatives?

Benefits Representatives are professionals who help employees understand, enroll in, and manage their employer-sponsored benefits programs, such as health insurance, retirement plans, and other perks. They act as a liaison between employees and insurance providers, ensuring that workers receive accurate information and assistance with claims or policy changes. Benefits Representatives also help resolve any issues or questions employees may have regarding their benefits, and they may assist with onboarding new hires or administering open enrollment periods.
More about Benefits Representative jobs
What cities are hiring for Benefits Representative jobs? Cities with the most Benefits Representative job openings:
What are the most commonly searched types of Benefits Representative jobs? The most popular types of Benefits Representative jobs are:
Who are the top companies hiring for Benefits Representative jobs? The top employers for Benefits Representative jobs are:
What states have the most Benefits Representative jobs? States with the most job openings for Benefits Representative jobs include:
What job categories do people searching Benefits Representative jobs look for? The top searched job categories for Benefits Representative jobs are:
What are popular job titles related to Benefits Representative jobs? For Benefits Representative jobs, the most frequently searched job titles are:
Benefits Representative jobs near you
Infographic showing various Benefits Representative job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $54,438 per year, or $26.2 per hour.
Benefits Representative

Benefits Representative

AMBA

Des Moines, IA

Full-time, Contractor

Retirement

Posted 14 days ago

Job description

Insurance Benefits Representative (1099 Independent Contractor)
Location: Iowa (statewide, any city)
Compensation: Commission plus bonuses
Schedule: Self-managed with full-time effort required for success
 
About AMBA
For more than 65 years, AMBA has served retired public servants by providing access to supplemental insurance benefits not typically included in traditional retirement plans. We partner with more than 450 associations across all 50 states and Canada, representing over 44 million members, including educators, first responders, veterans, healthcare workers, and trade professionals.
 
In Iowa, AMBA is the exclusive endorsed provider for the Iowa Retired School Personnel Association and the Professional Educators of Iowa, giving direct access to their members and communities. 
Why Partner with AMBA
  • Proven Systems: Build your business using established sales processes, strong carrier relationships, and a trusted national brand.
  • Leads You Can Count On: Receive no-cost leads through exclusive association endorsements. Success in this role requires consistent outbound calling, follow-up, and persistence.
  • Purpose-Driven Work: Help protect the financial security and peace of mind of retirees who spent their careers serving others.
  • Entrepreneurial Independence: You manage your own schedule and daily activities. A consistent full-time effort is essential to generate income and long-term success.
  • Comprehensive Support: Access to licensing guidance, structured onboarding resources, self-branded marketing materials, product education, sales coaching, and business planning tools to support independent agents at every stage of growth.
What You Will Do
  • Meet virtually or in person with association members to assess needs and recommend appropriate supplemental insurance solutions.
  • Educate clients through one-on-one consultations, seminars, webinars, and/or group presentations.
  • Utilize a consultative sales approach to assist retirees in protecting their health, income, and legacy, including retirement-focused solutions like Fixed Indexed Annuities.
  • Participate in ongoing training, mentorship, and business planning to continuously improve performance and results.
Who Thrives in This Role
This opportunity may be a strong fit if you have:
  • An entrepreneurial mindset and a self-starter approach
  • Comfort with phone-based outreach, follow-up, and virtual appointments
  • Strong communication and relationship-building skills
  • A commitment to providing ethical, high-quality service
  • A Life and Health insurance license or willingness to obtain one prior to onboarding
  • Motivation to grow income through a performance-based compensation model
Compensation and Support
  • Performance-based commissions with advanced payouts and lifetime vesting
  • No income cap. Typical first-year earnings range from $65,000 to $80,000 for agents who maintain consistent activity, with top agents earning $90,000 or more in year one
  • Monthly performance bonuses and travel incentives
  • Ongoing onboarding, sales training, and mentorship
  • Access to experienced local leadership, a dedicated Sales Support team, and onboarding specialists focused on your success
Ready to Take the Next Step
Apply today to explore a partnership with AMBA and build a purpose-driven insurance business serving retirees who rely on trusted guidance.