Licensed Insurance Agent

Licensed Insurance Agent

Kemper

East Rutherford, NJ

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 19 days ago


Job description

Location(s)

East Rutherford, New Jersey

Details

Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams.As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits

Kemper offers competitive benefits, including:

Major Medical and Dental Insurance

Group Life Insurance

Short-Term & Long-Term Disability

401(k) with Company Match

Paid Vacation

Employee Stock Purchase Program

Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule

Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

$750 bonus when hired and assigned to an agency

$1,500 bonus after six production months

$2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities

Day-to-Day Activities:

Coordinating home visits and conducting sales presentations, recommending products, and closing new sales

Prospecting for new sales opportunities

Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine

Responding promptly to service requests such as beneficiary changes, claims, and loans

Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

Grow the assigned territory through new sales

Build strong working relationships with customers

Devote the time necessary to fulfill the responsibilities of the role

Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)

Customer service experience

Must be at least 18 years of age

Valid driver's license with required auto insurance coverage

Dependable vehicle for daily travel

Ability to pass a background check, motor vehicle report, and drug screening

Authorization to work in the United States

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.

Kemper will never request personal information, such as your social security number or banking information, via text or email.Additionally,Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.Ifyou receive such a message, delete it.

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.




Frequently asked questions

Q: What skills or qualities help someone succeed as a Licensed Insurance Agent?

A: To succeed as a Licensed Insurance Agent, key technical skills include in-depth knowledge of insurance products, policies, and regulations, as well as proficiency in underwriting, risk assessment, and policy administration. Soft skills such as excellent communication, interpersonal, and sales skills are also crucial, enabling agents to effectively advise clients, build trust, and close deals. By combining these technical and soft skills, Licensed Insurance Agents can build strong relationships with clients, drive sales growth, and advance in their careers through leadership roles or specialized product expertise.

Q: What is the career path for a Licensed Insurance Agent?

A: A Licensed Insurance Agent typically starts as a Sales Agent or Insurance Representative, working under the guidance of a senior agent or manager to develop sales and customer service skills. As they gain experience, they can progress to roles such as Account Manager, Team Lead, or Branch Manager, where they oversee teams, manage client relationships, and drive business growth. Senior roles, including Agency Owner or Regional Manager, often involve strategic planning, leadership, and business development, providing opportunities for long-term career advancement and potentially transitioning into related fields like risk management or financial services.



Kemper job posting for a Licensed Insurance Agent in East Rutherford, NJ with a salary of $43,300 to $99,300 Annually and benefits including Medical, Dental, PTO, Life, and Retirement with a map of East Rutherford location.