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$12

$25

$45

How much do long term disability jobs pay per hour?

As of Jun 11, 2026, the average hourly pay for long term disability in the United States is $26.00, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $29.09 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are some common challenges faced by Long Term Disability Claims Specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What are the key skills and qualifications needed to thrive as a Long Term Disability Claims Specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

More about Long Term Disability jobs
What cities are hiring for Long Term Disability jobs? Cities with the most Long Term Disability job openings:
What are the most commonly searched types of Disability jobs? The most popular types of Disability jobs are:
What states have the most Long Term Disability jobs? States with the most job openings for Long Term Disability jobs include:
What job categories do people searching Long Term Disability jobs look for? The top searched job categories for Long Term Disability jobs are:
Long Term Disability jobs near you
Infographic showing various Long Term Disability job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $54,071 per year, or $26 per hour.

Travel Registered Nurse RN Long Term Acute Care LTAC

OneStaffMedical

Columbus, OH • On-site

$1K - $2K/wk

Other

Medical, Dental, Vision, Life, Retirement

Posted 10 days ago

Job description

We. Are. OneStaff. Medical. An independently-owned, nationally-recognized and amazingly awesome staffing firm ready to work for you! A work ethic forged in the Midwest, we are here to stand by your side and help you find your dream assignment anywhere in this great country. We want the same like-minded, awesome candidates to travel with us. Be bold. Enjoy work again. Let us help.


THE POSITION:
A Long-Term Care Nurse cares for patients who have a disability or illness in need of extended care. Many of their patients live in long-term care facilities, rehabilitation centers, or nursing homes. These nurses assist patients with normal day-to-day tasks like getting dressed and taking baths, but they primarily focus on patient healthcare.

*Weekly amount stated in the job postings is scaled based on estimated hourly wages and potential stipends available for the location of the assignment. Hourly wages are based on various factors including but not limited to: experience, demand, availability, location, etc. Please contact one of our amazing OneStaff Recruiting Specialists for more details.

**Equal Opportunity Employer**


Requirements:

Minimum of 1 year of current work experience providing in LTAC. Ohio State Healthcare Provider license or willing to obtain one.


Certifications Needed:

This position may require one or more of these certifications: BLS


BENEFITS:

Insurance

We provide group benefits for Health, Dental, Vision, Life, Short Term Disability, Long Term Disability, Accident, Critical Illness, and Identity Theft Protection.

401K 
You are eligible to enroll 1st of the month following hire date. We match 100% of your first 3% of deferrals and an additional 50% of the next 2% you contribute. 

Employee Assistance Program
Free to all employees who’d like information on personal issues: Education, Dependent Care, Care Giving, Legal, Financial, Lifestyle & Fitness Management, Working Smarter.

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