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Long Term Disability Jobs (NOW HIRING)

Long Term Disability Analyst

Lake Mary, FL · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

Long Term Disability Analyst

Alpharetta, GA · On-site +1

$48K - $72K/yr

July 06, 2026 or August 31, 2026 The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit ...

As a Disability Claims QA - Long Term Disability Specialist, you will leverage your expertise in long-term disability claims to review and ensure to accuracy and completeness of reports accompanying ...

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Long Term Disability information

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$12

$25

$45

How much do long term disability jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for long term disability in the United States is $26.00, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $29.09 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are some common challenges faced by Long Term Disability Claims Specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What are the key skills and qualifications needed to thrive as a Long Term Disability Claims Specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

More about Long Term Disability jobs
What cities are hiring for Long Term Disability jobs? Cities with the most Long Term Disability job openings:
What are the most commonly searched types of Disability jobs? The most popular types of Disability jobs are:
What states have the most Long Term Disability jobs? States with the most job openings for Long Term Disability jobs include:
Infographic showing various Long Term Disability job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 82% Full Time, 12% Part Time, and 5% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $54,071 per year, or $26 per hour.
Long Term Disability Analyst

Long Term Disability Analyst

The Hartford

Lake Mary, FL • On-site, Remote

$48K - $72K/yr

Full-time

Posted 19 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 109 frontline employees who took The Breakroom Quiz

48th of 277 rated insurance


Job description

Sr Ability Analyst - C409ANAbility Specialist - C409BN

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Selected applicants will be considered for one of two start dates: July 06, 2026 or August 31, 2026

The Senior Ability Analyst is responsible for investigating and managing long-term disability claims to make timely, accurate, and customerfocused benefit determinations. This role partners closely with customers, medical providers, employers, and internal stakeholders to evaluate eligibility, support recovery, and facilitate a safe and responsible return to work when appropriate. Using medical, vocational, financial, and functional information, the Senior Ability Analyst manages claims through initial and ongoing decision points while adhering to corporate claim standards, policies, procedures, and all applicable statutory, regulatory, and ethical requirements. Claim complexity may vary based on experience and business needs and may include working with customers experiencing behavioral health conditions, complex medical diagnoses, or terminal illness.

The Senior Ability Analyst supports the organization's mission of helping customers rebuild their lives after an unexpected illness or event by delivering empathetic service, sound decisionmaking, and consistent claim management throughout the long-term disability lifecycle.

Responsibilities

  • Investigate and manage longterm disability claims by gathering and evaluating information from claimants, employers, and medical providers.

  • Analyze medical, vocational, financial, and claimrelated information to support accurate initial and ongoing benefit determinations.

  • Guide customers through the disability and recovery process, focusing on functional abilities, clear expectations, and supportive communication.

  • Maintain professional written and verbal communications with internal and external partners to deliver timely, customercentered outcomes.

  • Apply critical thinking, sound judgment, and analytical reasoning to assess risk, resolve issues, and make consistent claim decisions.

  • Collaborate effectively in a fastpaced, teambased environment to retrieve, evaluate, and relay claimrelated information.

  • Leverage technology responsibly to manage claims efficiently, understand the role of technology while applying appropriate judgement, remain aware of potential risks, and support quality outcomes.

  • Demonstrate empathy and emotional intelligence when navigating difficult conversations and complex situations.

  • Adapt to change, learn new concepts and tools, and support continuous improvement in an evolving business environment.

  • Understand how claim decisions interact with other benefit programs to anticipate customer needs and provide accurate guidance.

Qualifications

  • High School Diploma or GED required; Associate or Bachelor's degree preferred but not required.

  • 1+ years of customer service experience preferred but not required.

  • Medical, clinical, or vocational background is a plus but not required.

  • Proficiency with Microsoft Office and the ability to navigate multiple systems simultaneously.

  • Strong time management and organizational skills, with the ability to manage competing priorities.

  • Ability to work effectively in a structured and collaborative team environment.

Work Arrangement:

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations (Hartford, CT, Lake Mary, FL, San Antonio, Alpharetta, GA, Naperville, IL or Scottsdale, AZ) will have the expectation of working in an office 3 days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$48,071 - $72,107

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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