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Long Term Disability Jobs in Maine (NOW HIRING)

Health, Vision, Dental, Short & Long-Term Disability * Generous PTO (including paid time to volunteer!) * Up to 9.5% 401(k) employer contribution * Mental health support * Career advancement ...

RN - Long Term Care

Lewiston, ME · On-site

$2.0K/wk

We offer Major Medical Insurance on day one of an assignment and supplemental dental, vision, short and long-term disability, and life insurance. Travelers are paid accurately through weekly direct ...

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Long Term Disability information

See Maine salary details

$11

$25

$43

How much do long term disability jobs pay per hour?

As of Aug 29, 2026, the average hourly pay for long term disability in Maine is $25.17, according to ZipRecruiter salary data. Most workers in this role earn between $19.33 and $28.17 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are the key skills and qualifications needed to thrive as a long term disability claims specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What are some common challenges faced by long term disability claims specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

What are the most commonly searched types of Disability jobs in Maine?

The most popular types of Disability jobs in Maine are:

What are popular job titles related to Long Term Disability jobs in Maine?

For Long Term Disability jobs in Maine, the most frequently searched job titles are:

What job categories do people searching Long Term Disability jobs in Maine look for?

The top searched job categories for Long Term Disability jobs in Maine are:

What cities in Maine are hiring for Long Term Disability jobs?

Cities in Maine with the most Long Term Disability job openings:

Infographic showing various Long Term Disability job openings in Maine as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 19% Part Time, 3% Temporary, 2% Contract, and 1% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution, with an average salary of $52,352 per year, or $25.2 per hour.

Leave and Disability Claims Roles

Unum UK

Portland, ME

$22.12 - $24.04/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 27 days ago


Job description

When you join the team at Unum, you become part of an organization committed to helping you thrive.

Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:

  • Award-winning culture

  • Inclusion and diversity as a priority

  • Performance Based Incentive Plans

  • Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability

  • Generous PTO (including paid time to volunteer!)

  • Up to 9.5% 401(k) employer contribution

  • Mental health support

  • Career advancement opportunities

  • Student loan repayment options

  • Tuition reimbursement

  • Flexible work environments

*All the benefits listed above are subject to the terms of their individual Plans.

And that's just the beginning...

With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!

General Summary:Minimum starting hourly rate is $22.12- $24.04
We are looking for candidates to fill various roles related to managing leave requests and disability claims. When you apply, you'll be considered for positions such as Integrated Paid Leave Specialist, STD Benefits Specialist Trainee, Associate Leave Specialist, Eligibility Specialist and Associate Life Event Specialist. Your placement will depend on your qualifications and role availability. These positions help ensure that our company complies with leave laws and policies while providing top-notch service to our customers. Each of these roles comes with a comprehensive training program, ensuring you gain all the knowledge and expertise needed.
These roles are perfect for those who have strong analytical skills, like to learn, and want to help the working world thrive. Join us to make a meaningful impact and grow your career.
This is a main campus based position, applicants will work in the Chattanooga, TN, Columbia, SC, or Portland, ME office 3-5 days a week in office required.

Principal Duties and Responsibilities

  • Handle leave, short-term disability (STD), or paid leave claims efficiently and accurately.

  • Determine if employees are eligible for different types of leave, such as FMLA, PFML, and corporate-paid plans.

  • Have an advanced understanding of compliance and regulations and use this to make fair decisions about eligibility and benefits.

  • Create necessary communications to comply with federal, state, and company leave policies.

  • Review medical certifications and other documents, consulting with internal teams as needed.

  • Stay updated on changes in leave laws and industry practices.

  • Maintain good relationships with employer contacts, HR administrators, and employees.

  • Answer questions and resolve issues for employees and employers promptly.

  • Work with other departments to ensure smooth operations.

  • Meet standards for accuracy, quality, and service in managing claims and leaves.

  • Provide excellent customer service by processing claims promptly and addressing inquiries quickly.

Job Specifications

  • A 4-year degree or relevant experience is preferred.

  • Experience in medical, disability claims, or leave management is a plus.

  • Strong decision-making, analytical, and problem-solving abilities.

  • Ability to use independent judgment and think critically in making decisions.

  • Excellent interpersonal and communication skills (phone, email, and written).

  • Proficiency with Windows and basic computer skills (Word, Excel, Access).

  • Detail-oriented with strong organizational skills.

  • Ability to perform in a fast-paced environment while managing multiple tasks and priorities

  • Ability to make fair decisions quickly and efficiently.

  • Self-motivated and able to work independently and as part of a team.

~IN2

#LI-LM2022

Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.

$36,000.00-$68,000.00

Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.

Company:

Unum