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Long Term Disability Jobs (NOW HIRING)

We have Long-Term Disability teams based out of New Jersey, Maine, and Arizona as well as fully remote teams. The Role The Long-Term Disability (LTD) Disability ClaimsExaminer is responsible for ...

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Long Term Disability information

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$12

$25

$45

How much do long term disability jobs pay per hour?

As of Jul 2, 2026, the average hourly pay for long term disability in the United States is $26.00, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $29.09 per hour, depending on experience, location, and employer.

What is long term disability insurance and how does it work?

Long term disability (LTD) insurance is a type of coverage that provides income replacement if you are unable to work for an extended period due to illness or injury. LTD policies typically begin paying benefits after a waiting period, often 90 to 180 days, and can continue for several years or until you reach retirement age, depending on the terms of the policy. The amount you receive is usually a percentage of your regular salary, helping you maintain financial stability while you recover. LTD insurance is offered through employers or can be purchased individually, and coverage details vary by policy.

What are some common challenges faced by Long Term Disability Claims Specialists, and how can they effectively manage these challenges?

Long Term Disability Claims Specialists often encounter challenges related to complex medical documentation, sensitive communication with claimants, and balancing empathy with objective policy assessment. Navigating these issues requires strong organizational skills, attention to detail, and the ability to interpret medical and legal information accurately. Building collaborative relationships with medical professionals, legal advisors, and internal teams is essential for efficient case management and ensuring fair outcomes for all parties involved.

What are the key skills and qualifications needed to thrive as a Long Term Disability Claims Specialist, and why are they important?

To thrive as a Long Term Disability Claims Specialist, you need a thorough understanding of insurance policies, claims processing, and medical terminology, typically supported by a bachelor's degree and relevant industry experience. Familiarity with claims management software, medical records review systems, and regulatory compliance tools is essential. Outstanding analytical skills, empathy, and effective communication are vital soft skills for interacting with claimants and colleagues. These competencies ensure fair, accurate claims decisions and maintain trust with clients in a sensitive, detail-driven field.

What is the difference between Long Term Disability vs Physical Therapist?

AspectLong Term DisabilityPhysical Therapist
Required CredentialsDisability insurance policies, medical documentationDoctor of Physical Therapy (DPT) degree, state licensure
Work EnvironmentVaries; often office or home-based, focusing on claims processingHospitals, clinics, outpatient centers, rehabilitation facilities
Industry UsageInsurance, healthcare, legalHealthcare, rehabilitation, sports medicine

Long Term Disability insurance provides income replacement for individuals unable to work due to illness or injury, while Physical Therapists are healthcare professionals who treat patients to restore movement and manage pain. Although both relate to health and recovery, they serve different roles: one is a benefit or policy, the other is a healthcare profession.

More about Long Term Disability jobs
What cities are hiring for Long Term Disability jobs? Cities with the most Long Term Disability job openings:
What are the most commonly searched types of Disability jobs? The most popular types of Disability jobs are:
What states have the most Long Term Disability jobs? States with the most job openings for Long Term Disability jobs include:
Infographic showing various Long Term Disability job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 82% Full Time, 12% Part Time, and 5% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $54,071 per year, or $26 per hour.
Disability & Inclusion Specialist- Oakland/Emeryville/ Berkeley

Disability & Inclusion Specialist- Oakland/Emeryville/ Berkeley

YMCA of the East Bay

Emeryville, CA

Full-time

Posted 6 days ago


Job description

Position Overview

The Disability & Inclusion Specialist provides classroom and home-based support for children with special needs, coaches teaching staff, develops individualized plans, and works with families and service providers to ensure full inclusion. You’ll attend IEP/IFSP meetings, monitor developmental progress, and model best practices for early intervention and behavior support.

Why You’ll Love Working Here

  • Medical, Dental, and Vision Insurance – Full-time employees are eligible for heavily subsidized coverage with several plan options.
  • Basic Life and AD&D Insurance, with options for Voluntary Life and AD&D coverage.
  • Flexible Spending Accounts (FSA) for health and dependent care expenses.
  • Long-Term Disability Insurance for added financial protection.
  • Employee Assistance and Wellness Programs to support mental health and work-life balance.
  • Commuter Benefits available for eligible employees.
  • 12 Designated Holidays.
  • Paid Time Off for vacation and sick leave.
  • Professional Development Opportunities and ongoing training to support your career growth.
  • YMCA Membership Benefits and discounts on programs for you and your family

Key Responsibilities

  • Observe classrooms and model strategies for inclusion and behavior support
  • Develop and oversee individualized plans and positive behavior interventions
  • Provide coaching and training for teaching staff and families
  • Coordinate developmental screenings, referrals, and follow-ups
  • Collaborate with multidisciplinary teams and external partners
  • Maintain accurate documentation and ensure compliance with all regulations

Qualifications

  • Master’s Degree in Special Education, Early Childhood/Special Education, or related field preferred; Bachelor’s with relevant experience considered
  • 2+ years’ experience in teaching, early intervention, or coaching with diverse, low-income populations
  • Strong background working with children with special needs
  • Excellent written and verbal communication skills
  • Culturally responsive and committed to inclusion
  • Bilingual English/Spanish preferred
  • Valid CDL, auto insurance, and reliable transportation required
  • Livescan clearance, TB test, and health requirements met
  • Proficient in Microsoft Office and databases

Work Environment & Physical Requirements

  • Active engagement in classrooms and outdoor spaces
  • Ability to lift up to 30 lbs and travel locally for meetings and trainings
  • Extended computer use required
  • Reasonable accommodations available for individuals with disabilities

Specific Essential Function from the Job Description for this role

1. Design and deliver high-quality programming that achieves the educational, administrative, and service delivery goals.

2. Plan and implement strategies for working with teachers and children with special needs. Strategies may include: observation in the classroom, implement early intervention based on data, modeling interventions/interactions for teaching staff, assist with developing goals to support full inclusion students.

3. Provide support, training, and case management to families with children who have special needs.

4. Coordinate completion and follow up for behavioral and developmental screenings.

5. Attend IEP/IFSP meetings and develop/oversee implementation of individualized plans for children with special needs and/or challenging behavior.

6. As an integral part of a Multidisciplinary team-Develop Individualized Positive Behavior Intervention Support Plans, model and train teaching staff on strategies including Social and Emotional Foundations for Early Learning.

7. Participate in Professional Development days based on classroom and program needs.

8. Manage and track referrals to local school districts and the Regional Center of the East Bay.

9. Maintain detailed records and reports.

10. Review child screening/assessment results and provide follow-up.

11. Work collaboratively and coordinate services with other staff and service providers including frequent meetings to support wrap around services.

12. Provide consistent communication to families and build positive reciprocal relationships.

13. Special projects and other duties as assigned

Join our mission!
If you’re passionate about supporting children with special needs and empowering teachers, apply today and help create brighter futures for all.